Category: Russian Finance

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Financial news: State corporation "Deposit insurance agency" message for depositors of Tavrichesky Bank (JSC)

Translation. Region: Russian Federal

Source: Central Bank of Russia –

An important disclaimer is at the bottom of this article.

Collection of cash, bills, payment and settlement documents and cash services for individuals and legal entities

Purchase and sale of foreign currency in cash and non-cash forms

Carrying out money transfers without opening bank accounts, including electronic money (except for postal transfers)

Carrying out transfers of funds on behalf of individuals and legal entities, including correspondent banks, through their bank accounts

Carrying out transfers on behalf of individuals and legal entities, including correspondent banks, to their bank accounts in precious metals

Opening and maintaining bank accounts for individuals and legal entities

Opening and maintaining bank accounts of individuals and legal entities in precious metals, with the exception of coins made of precious metals

Attracting funds from individuals and legal entities into deposits (on demand and for a specified period)

Attraction of precious metals of individuals and legal entities into deposits (on demand and for a certain period), with the exception of coins made of precious metals

Placement of funds attracted into deposits (on demand and for a certain period) of individuals and legal entities on their own behalf and at their own expense

Placement of precious metals attracted into deposits (on demand and for a certain period) by individuals and legal entities, with the exception of coins made of precious metals, on their own behalf and at their own expense

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

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New conditions for deposits in Solid Bank

Translation. Region: Russian Federal

Source: Solid Bank – Solid Bank –

An important disclaimer is at the bottom of this article.

In September, Solid Bank updated the terms of deposits for individuals. Now depositors have access to updated interest rates:

• Branded deposit “Solid” with capitalization for 2 years – up to 13.78% per annum.

• Short-term deposit for six months “Stable interest” – up to 14.8% per annum.

• Deposit with an increased rate for pensioners “Pension” – up to 16.54% per annum with capitalization.

• Deposit with preferential early closure “Promising” – up to 12.3% per annum.

• Serious “VIP” contribution with a contribution of 5 million rubles – 14% per annum.

• Targeted contribution for the benefit of a minor “Children’s” – the rate is equal to the Key rate, at the moment the minimum guaranteed rate is 23.18% with capitalization.

New offers for investors have also been added to the line:

• Seasonal deposit for 3 months “Golden Autumn” – up to 15.8% per annum.

• “Double Benefit” deposit with life insurance or a long-term savings program – for 91 days – up to 19% per annum, for 181 days – up to 20% per annum.

The line of deposits of Solid Bank is optimized for different goals of depositors. The conditions allow them to choose the most convenient and profitable option for placing savings.

Full terms and conditions for each deposit can be found on the bank's website. by link.

To open a deposit, please contact Solid Bank offices in 17 cities of Russia: Almetyevsk, Blagoveshchensk, Vladivostok, Yekaterinburg, Elizovo, Izhevsk, Irkutsk, Kazan, Krasnoyarsk, Moscow, Novosibirsk, Petropavlovsk-Kamchatsky, St. Petersburg, Tula, Ufa, Khabarovsk, Yakutsk.

Thank you for choosing Solid Bank!

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Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

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Solid Bank Appoints New Branch Manager in Kamchatka

Translation. Region: Russian Federal

Source: Solid Bank – Solid Bank –

An important disclaimer is at the bottom of this article.

Solid Bank announced a new appointment to the position of Manager of the Kamchatka branch of JSC Solid Bank. This position was taken by Yuri Vasilyevich Tsukanov.

“We are confident that the professional experience and management skills of Yuri Vasilyevich will allow us to effectively develop the branch and strengthen our position in Kamchatka,” commented Igor Vyacheslavovich Vozisov, Chairman of the Board of JSC Solid Bank.

The new manager has many years of experience in the financial sector. Previously, he held the position of manager in one of the banks represented in the region, and is the Chairman of the Public Expert Council of the Kamchatka Territory on Economic Policy and Finance. Thanks to his professional expertise, knowledge of the market in the region, and understanding of the specifics of the region, Yuri Vasilyevich will help strengthen the position of Solid Bank in Kamchatka and develop its client base.

Solid Bank is a dynamically developing bank, a reliable partner in the world of finance and economic relations. It provides a wide range of banking services for individual and corporate clients of various forms of ownership and types of activity. The bank recently opened a Kamchatka branch in Petropavlovsk-Kamchatsky at the address: Lukashevsky St., 11. This allowed it to finally gain a foothold in the region.

Earlier, the bank stated that opening a branch in Kamchatka was a fundamental decision, and that the bank wanted to contribute to the development of its native region. The bank stated that its goals in Kamchatka were to strengthen its position in the region, expand the range of services for corporate and private clients, and increase capital and the volume of banking business.

The key areas of activity for the manager will be: development and strengthening of the bank and its products in the region, operational management, attracting business and government to strategic cooperation, and expanding the client base.

Yuri Vasilyevich has already started to perform his duties. A business meeting was held between Yuri Vasilyevich Tsukanov, the new Manager of the Kamchatka branch of JSC Solid Bank, and Marina Sergeevna Pyzhyanova, Manager of the Eastern Directorate of JSC Solid Bank, with the Minister of Finance of Kamchatka Krai, Aleksandr Nikolayevich Butylin. The purpose of the meeting was to discuss plans and prospects for further cooperation.

"For me, this is a responsible but interesting task. I intend to focus on developing the bank's relations with reliable partners from various industries, on interaction with the government, on improving the quality of customer service. There is a lot of work ahead," Yuri Tsukanov himself shared.

Reference information

JSC Solid Bank is a universal commercial bank founded in 1991 in Kamchatka. In 2017, the head office was moved to Vladivostok. The bank's offices are located throughout the country: in the Far Eastern Federal District, Siberian Federal District, Tatarstan, Udmurtia, Bashkiria, Moscow, Tula, Yekaterinburg, and St. Petersburg. Most of the offices are located in the Far East. For over 30 years, JSC Solid Bank has been providing a full range of services to businesses and private clients. General license of the Central Bank of the Russian Federation No. 1329 dated May 25, 2017.

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Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

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Financial news: Notice of the possibility of filing claims, Tavrichesky Bank (JSC)

Translation. Region: Russian Federal

Source: Central Bank of Russia –

An important disclaimer is at the bottom of this article.

Collection of cash, bills, payment and settlement documents and cash services for individuals and legal entities

Purchase and sale of foreign currency in cash and non-cash forms

Carrying out money transfers without opening bank accounts, including electronic money (except for postal transfers)

Carrying out transfers of funds on behalf of individuals and legal entities, including correspondent banks, through their bank accounts

Carrying out transfers on behalf of individuals and legal entities, including correspondent banks, to their bank accounts in precious metals

Opening and maintaining bank accounts for individuals and legal entities

Opening and maintaining bank accounts of individuals and legal entities in precious metals, with the exception of coins made of precious metals

Attracting funds from individuals and legal entities into deposits (on demand and for a specified period)

Attraction of precious metals of individuals and legal entities into deposits (on demand and for a certain period), with the exception of coins made of precious metals

Placement of funds attracted into deposits (on demand and for a certain period) of individuals and legal entities on their own behalf and at their own expense

Placement of precious metals attracted into deposits (on demand and for a certain period) by individuals and legal entities, with the exception of coins made of precious metals, on their own behalf and at their own expense

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

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Launched a new deposit for 3 months with an increased rate

Translation. Region: Russian Federal

Source: Solid Bank – Solid Bank –

An important disclaimer is at the bottom of this article.

Solid Bank has updated its line of deposits for individuals, adding a new seasonal offer – the “Golden Autumn” deposit. The bank’s seasonal offers contain conditions that allow depositors to receive quick income from their savings.

The interest rate offered for 3 months is 15.5% per annum. The rate may be higher – 15.8% per annum if the client is a holder of a debit card under the TP "Solid PRIME", TP "Salary".

More about the deposit terms:

• Amount – from 30,000₽ to 5 million₽.

• Base rate – 15.5% per annum.

• Duration – 91 days.

• Interest payment – at the end of the deposit term.

• Replenishment – not provided.

• Extension – not provided.

Full terms and conditions are available on the bank's website.

To open a deposit, please contact Solid Bank offices in 17 cities of Russia: Almetyevsk, Blagoveshchensk, Vladivostok, Yekaterinburg, Elizovo, Izhevsk, Irkutsk, Kazan, Krasnoyarsk, Moscow, Novosibirsk, Petropavlovsk-Kamchatsky, St. Petersburg, Tula, Ufa, Khabarovsk, Yakutsk.

You can ask questions on the hotline at: 8 800 775 56 06 (free for calls within Russia) or in the official community on VKontakte.

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Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

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Financial news: Explanations on the provision of additional services when applying for a loan (credit) (application of Federal Law No. 353-FZ)

Translation. Region: Russian Federal

Source: Central Bank of Russia –

An important disclaimer is at the bottom of this article.

According to Part 2 of Article 7 of Federal Law No. 353-FZ of 21.12.2013 "On Consumer Credit (Loan)" (hereinafter referred to as Law No. 353-FZ), if, when providing a consumer credit (loan), the borrower is offered additional services for a separate fee, rendered by the lender and (or) third parties, including life and (or) health insurance of the borrower in favor of the lender, as well as other insurable interests of the borrower, an application for the provision of a consumer credit (loan) must be completed in the form established by the lender, containing the consent of the borrower to the provision of such services, including the conclusion of other agreements that the borrower is obliged to conclude in connection with the consumer credit (loan) agreement. In such an application for a consumer credit (loan), the creditor is obliged to indicate the cost of the additional service of the creditor offered for a separate fee and must provide the borrower with the opportunity to agree or refuse to provide him with such additional service for a separate fee, including by concluding other agreements that the borrower is obliged to conclude in connection with the consumer credit (loan) agreement. The creditor is not allowed to make notes on the borrower's consent to the provision of additional services.

The specified provisions of Law No. 353-FZ are aimed at ensuring that the interests of the borrower are respected in terms of making an informed decision on the acquisition of additional paid services and preventing the creditor from taking actions that do not allow the borrower to make an informed choice or make it difficult.

In order to protect the interests of the borrower as the weaker party in the credit relationship, Law No. 353-FZ obliges the creditor to provide the borrower with the opportunity to freely express his/her will regarding the provision of additional paid services, and also prohibits the creditor from making notes on the borrower’s consent to the provision of additional paid services.

At the same time, in practice there are cases when the application for a consumer loan (credit) provides for a mark to be put only if the borrower does not agree to the provision of additional paid services. If the borrower does not put such a mark, it is considered that the borrower has given consent to the provision of additional paid services.

The use of unequal methods of expression by the borrower of his will regarding the provision of additional paid services is complex and confusing to understand, especially for the elderly and citizens with low financial literacy, and, as it seems, has as its actual goal the circumvention of the requirement of Part 2 of Article 7 of Law No. 353-FZ on providing the borrower with the opportunity to decide whether to agree to the provision of such services or to refuse them.

Thus, when implementing such a practice, the lender actually predetermines the borrower’s consent to the provision of additional paid services, which is unacceptable.

In connection with the above, taking into account that the obligation of the creditor to provide the borrower with the opportunity to agree or refuse to provide him with additional services for a separate fee, established in Part 2 of Article 7 of Law No. 353-FZ, is aimed at making an informed choice by the borrower regarding additional paid services, and this decision is an alternative for the borrower at a certain point in time, we believe that the appropriate practice would be to implement in the application for the provision of a consumer loan (credit) equivalent, easy-to-understand ways for the borrower to express his will.

We also inform you that the practice of using marketing techniques that encourage the borrower to make a certain decision (highlighting information in color or using a different font), as well as focusing the borrower's attention exclusively on information about the benefits of an additional service without specifying information about the properties of the specified service, including its volume and final cost, which does not allow the borrower to fully form an idea of all the conditions for purchasing the product, cannot be recognized as proper.

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

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Financial news: Summary data of the statistical reporting form of insurers for the first half of 2025

Translation. Region: Russian Federal

Source: Central Bank of Russia –

An important disclaimer is at the bottom of this article.

Performance indicators of insurers based on the Report on the structure of financial results by insurers.

Due to changes in the methodology for generating reporting indicators in Form 0420162 “Information on the insurer’s activities”, the amount of insurance premiums, starting with data for the first quarter of 2023, may not be fully comparable with the indicators for the comparative periods of the previous year. For a correct comparison of the volume of insurance premiums for reporting periods with similar periods of the previous year, information has been published on form 0420158 "Report on the structure of financial results by accounting groups".

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

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Financial news: Statistical indicators and information on individual entities of the insurance business for the first half of 2025

Translation. Region: Russian Federal

Source: Central Bank of Russia –

An important disclaimer is at the bottom of this article.

Performance indicators of insurers based on the Report on the structure of financial results by insurers.

Due to changes in the methodology for generating reporting indicators in Form 0420162 “Information on the insurer’s activities”, the amount of insurance premiums, starting with data for the first quarter of 2023, may not be fully comparable with the indicators for the comparative periods of the previous year. For a correct comparison of the volume of insurance premiums for reporting periods with similar periods of the previous year, information has been published on form 0420158 "Report on the structure of financial results by accounting groups".

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

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Financial news: Order on the appointment of a temporary administration, Tavrichesky Bank (JSC)

Translation. Region: Russian Federal

Source: Central Bank of Russia –

An important disclaimer is at the bottom of this article.

Collection of cash, bills of exchange, payment and settlement documents and cash services for individuals and legal entities.

Purchase and sale of foreign currency in cash and non-cash forms.

Carrying out money transfers without opening bank accounts, including electronic money (except for postal transfers).

Carrying out transfers of funds on behalf of individuals and legal entities, including correspondent banks, through their bank accounts.

Carrying out transfers on behalf of individuals and legal entities, including correspondent banks, through their bank accounts in precious metals.

Opening and maintaining bank accounts for individuals and legal entities.

Opening and maintaining bank accounts of individuals and legal entities in precious metals, with the exception of coins made of precious metals.

Attracting funds from individuals and legal entities into deposits (on demand and for a specified period).

Attracting precious metals from individuals and legal entities into deposits (on demand and for a specified period), with the exception of coins made of precious metals.

Placement of funds attracted into deposits (on demand and for a specified period) of individuals and legal entities on their own behalf and at their own expense.

Placement of precious metals attracted into deposits (on demand and for a specified period) by individuals and legal entities, with the exception of coins made of precious metals, on their own behalf and at their own expense.

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

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Financial news: Order to revoke the license, Tavrichesky Bank (JSC).

Translation. Region: Russian Federal

Source: Central Bank of Russia –

An important disclaimer is at the bottom of this article.

Collection of cash, bills of exchange, payment and settlement documents and cash services for individuals and legal entities.

Purchase and sale of foreign currency in cash and non-cash forms.

Carrying out money transfers without opening bank accounts, including electronic money (except for postal money orders).

Carrying out transfers of funds on behalf of individuals and legal entities, including correspondent banks, through their bank accounts.

Carrying out transfers on behalf of individuals and legal entities, including correspondent banks, to their bank accounts in precious metals

Opening and maintaining bank accounts for individuals and legal entities.

Opening and maintaining bank accounts of individuals and legal entities in precious metals, with the exception of coins made of precious metals.

Attracting funds from individuals and legal entities into deposits (on demand and for a specified period).

Attracting precious metals from individuals and legal entities into deposits (on demand and for a specified period), with the exception of coins made of precious metals.

Placement of funds attracted into deposits (on demand and for a specified period) of individuals and legal entities on their own behalf and at their own expense.

Placement of precious metals attracted into deposits (on demand and for a specified period) by individuals and legal entities, with the exception of coins made of precious metals, on their own behalf and at their own expense.

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.