Card for spending with 3% cashback on everything!

Translation. Region: Russian Federal

Source: Solid Bank – Solid Bank –

An important disclaimer is at the bottom of this article.

Now it has become more profitable to pay for purchases with our cards! Solid Bank has launched a debit card for everyday spending, within the framework of which clients receive a 3% cashback on all purchases.

More details about the conditions:

• card issue is free,

• service is free,

• SMS, push notifications – free,

• Internet banking for card management,

• cash withdrawal from ATMs of third-party banks – free of charge,

• accrual of 11% per annum on the account balance,

• cashback in rubles – 3% on everything*,

• limits on cash withdrawals from ATMs and cash points: 300,000₽/day, 1 million ₽/month,

• issue of up to 3 additional children's cards with 10% cashback on selected categories – free of charge.

*MCC exceptions to which cashback does not apply:

6011 – Financial Institutions — Automatic Cash Withdrawals6012 – Financial Institutions — Trade and Services6538 – Card-to-Card Money Transfers — Write-off6010 – Financial Institutions — Cash Advances6536 – Card-to-Card Money Transfers — Crediting (within the Country)4900 – Housing and Utilities9311 – Tax Payments5933 – Pawn Shops4899 – Cable and Other Pay TV Services9222 – Fines8661 – Religious Organizations6051 – Quasi-Cash — Non-Financial Institutions5973 – Religious Goods Stores4814 – Telecommunication Services6211 – Securities Brokerage Services4829 – Money Transfers7995 – Gambling

Make out A solid card and get cash back for every purchase!

There is some more useful information at these links:

We answer nand the most frequently asked questions about cashback on the Solid card

Launched a children's card with cashback up to 10% 

Launched instant Solid card 

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Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

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We answer the most frequently asked questions about cashback on the Solid card

Translation. Region: Russian Federal

Source: Solid Bank – Solid Bank –

An important disclaimer is at the bottom of this article.

Dear customers, we answer the most pressing questions about cashback on the Solid card.

Is there a minimum purchase amount to receive cashback?

No, there is no minimum amount. Cashback will be credited for a purchase of 1 ruble. The main thing is that the purchase is not included in the MCC exception.

What are the MCC exceptions?

6011 – Financial institutions – Automatic cash withdrawals

6012 – Financial Institutions – Trade and Services

6538 – money transfers from card to card – write-off

6010 – Financial institutions – cash advances

6536 – Card to card money transfers – crediting (within the country)

4900 – Housing and communal services

9311 – tax payments

5933 – pawnshops

4899 – Cable and other pay television services

9222 – fines

8661 – religious organizations

6051 – Quasi-Cash – Non-financial institutions

5973 – Religious goods stores

4814 – Telecommunication services

6211 – services of brokers in the securities market

4829 – money transfers

7995 – gambling

Is the purchase amount rounded?

No, the purchase amount is not rounded.

Is the amount of cashback accrued rounded?

No, it is not rounded. Cashback for purchases is accrued in the amount to the kopeck.

Is cashback accrued upon authorization or upon write-off?

Accrual is made on the date of debiting. Let us explain: transactions on the client's account are not received and processed immediately, but on average within 1-3 days after the purchase. Therefore, some transactions that the client makes at the end of the month are subject to cashback accrual already in the next period.

When is cashback paid?

Cashback is paid to the card account in a lump sum, no later than the 10th working day of the following month. Cashback is paid only on bank working days.

Is it possible to check how cashback was calculated for the month?

Yes, the client can request a cashback report and account statement.

Where can I request this data?

To do this, you can leave a request on the bank's hotline: 8 800 775 56 06 (free call within the Russian Federation),

Write a request to the Customer Support Center by mail: CCP@soolidbank.ru,

Оставить обращение в нашем мобильном приложении SolidPAY: нажмите в нижнем меню кнопку «Еще» >> fill out the form "Suggestions and Feedback".

We will generate a report or statement and send it to the application. You can find it by clicking on the bell in the upper right corner of the main screen.

Requests may be processed within 1-2 business days. We will not ignore your requests and will definitely return with answers.

What to do if cashback has not arrived?

Contact the bank in any convenient way. We will sort out the situation within 24 hours.

Where can I find the full terms and conditions for the Solid Card?

You can find a detailed tariff plan for the card on the bank’s website: HTTPS: // SOOLIDBANK.RU/rates/. Select the Collection of tariffs for issuing and servicing bank cards from 09/12/2025.

I was connected to the “Solid Card” tariff instead of the archived tariff from 01.09.2025. When will I receive my cashback?

At the end of August 2025, the bank notified its clients about archiving some of the outdated tariffs via SMS: “JSC Solid Bank: From 01.09.25, archived tariff cards will switch to the Solid Card tariff plan – a free card with % on the balance and cashback. If you want to refuse the new, more advantageous tariff plan and keep the current conditions, please contact the bank’s office before 01.09.25. Tariff conditions https: // Solidbank.ru/rates/“ . The new tariff applies to transactions from 01.09.2025, accordingly, the first cashback under the new tariff will be accrued for September within 10 working days of October.

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Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

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Financial News: Actuarial Illustrative Tables and Key Ratios

Translation. Region: Russian Federal

Source: Central Bank of Russia –

An important disclaimer is at the bottom of this article.

The Bank of Russia informs that the qualification exam for persons wishing to join the self-regulatory organization of actuaries (hereinafter referred to as the qualification exam) will be held on September 26, 2025 at 10:00 in the building of the Moscow Technical University of Communications and Informatics at the address: Moscow, Aviamotornaya, 8, building 39, Congress Center, auditoriums ULK2 and ULK6 (2nd floor). Registration of applicants for the qualification exam will begin at 9:00 and end at 9:45.

In accordance with the Bank of Russia Instruction of August 5, 2014 No. 3359-U “On the procedure for conducting a qualification exam for persons wishing to join a self-regulatory organization of actuaries, as well as the procedure for confirming its passing”, applicants are allowed to take the qualification exam upon presentation of a passport of a citizen of the Russian Federation or other document certifying his identity.

An applicant who does not have a passport of a citizen of the Russian Federation or other document certifying his identity, or who does not arrive at the time set by the Bank of Russia, is considered to have failed to appear for the qualification exam.

When preparing answers to the questions on the examination ticket, the applicant is allowed to use a personal calculator, as well as reference and other materials provided by the Bank of Russia. The calculator must have a memory reset function or be non-programmable, and not perform the function of a means of communication, database storage, and not have access to data transmission networks (including the Internet information and telecommunications network).

Venue of the qualifying exam.

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

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On the introduction of a new version of the Regulations on trust management of securities and investment funds in securities

Translation. Region: Russian Federal

Source: Solid Bank – Solid Bank –

An important disclaimer is at the bottom of this article.

Dear customers!

We inform you that from October 1, 2025, a new version of the Regulations on trust management of securities and investment funds in securities (hereinafter referred to as the Regulations) will come into force in JSC Solid Bank.

The full text of the document can be found at the link HTTPS: // SOOLIDBANK.ru/investment-Service.

The changes affected the term of the trust management agreement, the conditions and procedure for determining the actual risk of the client (Section 13), the methodology for determining the client's investment profile, as well as the forms of questionnaires for determining the client's investment profile (Section 12 of the Regulations, Appendix 14 to the Regulations). The information in the Risk Declaration has been supplemented (Appendices to the Regulations 6a, 6b, 6c).

Please note that service rates remain the same.

For any questions regarding this notice, please call: 7 (495) 644 40 47.

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Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

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Financial news: State corporation "Deposit insurance agency" message for depositors of Tavrichesky Bank (JSC)

Translation. Region: Russian Federal

Source: Central Bank of Russia –

An important disclaimer is at the bottom of this article.

Collection of cash, bills, payment and settlement documents and cash services for individuals and legal entities

Purchase and sale of foreign currency in cash and non-cash forms

Carrying out money transfers without opening bank accounts, including electronic money (except for postal transfers)

Carrying out transfers of funds on behalf of individuals and legal entities, including correspondent banks, through their bank accounts

Carrying out transfers on behalf of individuals and legal entities, including correspondent banks, to their bank accounts in precious metals

Opening and maintaining bank accounts for individuals and legal entities

Opening and maintaining bank accounts of individuals and legal entities in precious metals, with the exception of coins made of precious metals

Attracting funds from individuals and legal entities into deposits (on demand and for a specified period)

Attraction of precious metals of individuals and legal entities into deposits (on demand and for a certain period), with the exception of coins made of precious metals

Placement of funds attracted into deposits (on demand and for a certain period) of individuals and legal entities on their own behalf and at their own expense

Placement of precious metals attracted into deposits (on demand and for a certain period) by individuals and legal entities, with the exception of coins made of precious metals, on their own behalf and at their own expense

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

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New conditions for deposits in Solid Bank

Translation. Region: Russian Federal

Source: Solid Bank – Solid Bank –

An important disclaimer is at the bottom of this article.

In September, Solid Bank updated the terms of deposits for individuals. Now depositors have access to updated interest rates:

• Branded deposit “Solid” with capitalization for 2 years – up to 13.78% per annum.

• Short-term deposit for six months “Stable interest” – up to 14.8% per annum.

• Deposit with an increased rate for pensioners “Pension” – up to 16.54% per annum with capitalization.

• Deposit with preferential early closure “Promising” – up to 12.3% per annum.

• Serious “VIP” contribution with a contribution of 5 million rubles – 14% per annum.

• Targeted contribution for the benefit of a minor “Children’s” – the rate is equal to the Key rate, at the moment the minimum guaranteed rate is 23.18% with capitalization.

New offers for investors have also been added to the line:

• Seasonal deposit for 3 months “Golden Autumn” – up to 15.8% per annum.

• “Double Benefit” deposit with life insurance or a long-term savings program – for 91 days – up to 19% per annum, for 181 days – up to 20% per annum.

The line of deposits of Solid Bank is optimized for different goals of depositors. The conditions allow them to choose the most convenient and profitable option for placing savings.

Full terms and conditions for each deposit can be found on the bank's website. by link.

To open a deposit, please contact Solid Bank offices in 17 cities of Russia: Almetyevsk, Blagoveshchensk, Vladivostok, Yekaterinburg, Elizovo, Izhevsk, Irkutsk, Kazan, Krasnoyarsk, Moscow, Novosibirsk, Petropavlovsk-Kamchatsky, St. Petersburg, Tula, Ufa, Khabarovsk, Yakutsk.

Thank you for choosing Solid Bank!

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Solid Bank Appoints New Branch Manager in Kamchatka

Translation. Region: Russian Federal

Source: Solid Bank – Solid Bank –

An important disclaimer is at the bottom of this article.

Solid Bank announced a new appointment to the position of Manager of the Kamchatka branch of JSC Solid Bank. This position was taken by Yuri Vasilyevich Tsukanov.

“We are confident that the professional experience and management skills of Yuri Vasilyevich will allow us to effectively develop the branch and strengthen our position in Kamchatka,” commented Igor Vyacheslavovich Vozisov, Chairman of the Board of JSC Solid Bank.

The new manager has many years of experience in the financial sector. Previously, he held the position of manager in one of the banks represented in the region, and is the Chairman of the Public Expert Council of the Kamchatka Territory on Economic Policy and Finance. Thanks to his professional expertise, knowledge of the market in the region, and understanding of the specifics of the region, Yuri Vasilyevich will help strengthen the position of Solid Bank in Kamchatka and develop its client base.

Solid Bank is a dynamically developing bank, a reliable partner in the world of finance and economic relations. It provides a wide range of banking services for individual and corporate clients of various forms of ownership and types of activity. The bank recently opened a Kamchatka branch in Petropavlovsk-Kamchatsky at the address: Lukashevsky St., 11. This allowed it to finally gain a foothold in the region.

Earlier, the bank stated that opening a branch in Kamchatka was a fundamental decision, and that the bank wanted to contribute to the development of its native region. The bank stated that its goals in Kamchatka were to strengthen its position in the region, expand the range of services for corporate and private clients, and increase capital and the volume of banking business.

The key areas of activity for the manager will be: development and strengthening of the bank and its products in the region, operational management, attracting business and government to strategic cooperation, and expanding the client base.

Yuri Vasilyevich has already started to perform his duties. A business meeting was held between Yuri Vasilyevich Tsukanov, the new Manager of the Kamchatka branch of JSC Solid Bank, and Marina Sergeevna Pyzhyanova, Manager of the Eastern Directorate of JSC Solid Bank, with the Minister of Finance of Kamchatka Krai, Aleksandr Nikolayevich Butylin. The purpose of the meeting was to discuss plans and prospects for further cooperation.

"For me, this is a responsible but interesting task. I intend to focus on developing the bank's relations with reliable partners from various industries, on interaction with the government, on improving the quality of customer service. There is a lot of work ahead," Yuri Tsukanov himself shared.

Reference information

JSC Solid Bank is a universal commercial bank founded in 1991 in Kamchatka. In 2017, the head office was moved to Vladivostok. The bank's offices are located throughout the country: in the Far Eastern Federal District, Siberian Federal District, Tatarstan, Udmurtia, Bashkiria, Moscow, Tula, Yekaterinburg, and St. Petersburg. Most of the offices are located in the Far East. For over 30 years, JSC Solid Bank has been providing a full range of services to businesses and private clients. General license of the Central Bank of the Russian Federation No. 1329 dated May 25, 2017.

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Financial news: Notice of the possibility of filing claims, Tavrichesky Bank (JSC)

Translation. Region: Russian Federal

Source: Central Bank of Russia –

An important disclaimer is at the bottom of this article.

Collection of cash, bills, payment and settlement documents and cash services for individuals and legal entities

Purchase and sale of foreign currency in cash and non-cash forms

Carrying out money transfers without opening bank accounts, including electronic money (except for postal transfers)

Carrying out transfers of funds on behalf of individuals and legal entities, including correspondent banks, through their bank accounts

Carrying out transfers on behalf of individuals and legal entities, including correspondent banks, to their bank accounts in precious metals

Opening and maintaining bank accounts for individuals and legal entities

Opening and maintaining bank accounts of individuals and legal entities in precious metals, with the exception of coins made of precious metals

Attracting funds from individuals and legal entities into deposits (on demand and for a specified period)

Attraction of precious metals of individuals and legal entities into deposits (on demand and for a certain period), with the exception of coins made of precious metals

Placement of funds attracted into deposits (on demand and for a certain period) of individuals and legal entities on their own behalf and at their own expense

Placement of precious metals attracted into deposits (on demand and for a certain period) by individuals and legal entities, with the exception of coins made of precious metals, on their own behalf and at their own expense

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

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Launched a new deposit for 3 months with an increased rate

Translation. Region: Russian Federal

Source: Solid Bank – Solid Bank –

An important disclaimer is at the bottom of this article.

Solid Bank has updated its line of deposits for individuals, adding a new seasonal offer – the “Golden Autumn” deposit. The bank’s seasonal offers contain conditions that allow depositors to receive quick income from their savings.

The interest rate offered for 3 months is 15.5% per annum. The rate may be higher – 15.8% per annum if the client is a holder of a debit card under the TP "Solid PRIME", TP "Salary".

More about the deposit terms:

• Amount – from 30,000₽ to 5 million₽.

• Base rate – 15.5% per annum.

• Duration – 91 days.

• Interest payment – at the end of the deposit term.

• Replenishment – not provided.

• Extension – not provided.

Full terms and conditions are available on the bank's website.

To open a deposit, please contact Solid Bank offices in 17 cities of Russia: Almetyevsk, Blagoveshchensk, Vladivostok, Yekaterinburg, Elizovo, Izhevsk, Irkutsk, Kazan, Krasnoyarsk, Moscow, Novosibirsk, Petropavlovsk-Kamchatsky, St. Petersburg, Tula, Ufa, Khabarovsk, Yakutsk.

You can ask questions on the hotline at: 8 800 775 56 06 (free for calls within Russia) or in the official community on VKontakte.

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Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

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Financial news: Explanations on the provision of additional services when applying for a loan (credit) (application of Federal Law No. 353-FZ)

Translation. Region: Russian Federal

Source: Central Bank of Russia –

An important disclaimer is at the bottom of this article.

According to Part 2 of Article 7 of Federal Law No. 353-FZ of 21.12.2013 "On Consumer Credit (Loan)" (hereinafter referred to as Law No. 353-FZ), if, when providing a consumer credit (loan), the borrower is offered additional services for a separate fee, rendered by the lender and (or) third parties, including life and (or) health insurance of the borrower in favor of the lender, as well as other insurable interests of the borrower, an application for the provision of a consumer credit (loan) must be completed in the form established by the lender, containing the consent of the borrower to the provision of such services, including the conclusion of other agreements that the borrower is obliged to conclude in connection with the consumer credit (loan) agreement. In such an application for a consumer credit (loan), the creditor is obliged to indicate the cost of the additional service of the creditor offered for a separate fee and must provide the borrower with the opportunity to agree or refuse to provide him with such additional service for a separate fee, including by concluding other agreements that the borrower is obliged to conclude in connection with the consumer credit (loan) agreement. The creditor is not allowed to make notes on the borrower's consent to the provision of additional services.

The specified provisions of Law No. 353-FZ are aimed at ensuring that the interests of the borrower are respected in terms of making an informed decision on the acquisition of additional paid services and preventing the creditor from taking actions that do not allow the borrower to make an informed choice or make it difficult.

In order to protect the interests of the borrower as the weaker party in the credit relationship, Law No. 353-FZ obliges the creditor to provide the borrower with the opportunity to freely express his/her will regarding the provision of additional paid services, and also prohibits the creditor from making notes on the borrower’s consent to the provision of additional paid services.

At the same time, in practice there are cases when the application for a consumer loan (credit) provides for a mark to be put only if the borrower does not agree to the provision of additional paid services. If the borrower does not put such a mark, it is considered that the borrower has given consent to the provision of additional paid services.

The use of unequal methods of expression by the borrower of his will regarding the provision of additional paid services is complex and confusing to understand, especially for the elderly and citizens with low financial literacy, and, as it seems, has as its actual goal the circumvention of the requirement of Part 2 of Article 7 of Law No. 353-FZ on providing the borrower with the opportunity to decide whether to agree to the provision of such services or to refuse them.

Thus, when implementing such a practice, the lender actually predetermines the borrower’s consent to the provision of additional paid services, which is unacceptable.

In connection with the above, taking into account that the obligation of the creditor to provide the borrower with the opportunity to agree or refuse to provide him with additional services for a separate fee, established in Part 2 of Article 7 of Law No. 353-FZ, is aimed at making an informed choice by the borrower regarding additional paid services, and this decision is an alternative for the borrower at a certain point in time, we believe that the appropriate practice would be to implement in the application for the provision of a consumer loan (credit) equivalent, easy-to-understand ways for the borrower to express his will.

We also inform you that the practice of using marketing techniques that encourage the borrower to make a certain decision (highlighting information in color or using a different font), as well as focusing the borrower's attention exclusively on information about the benefits of an additional service without specifying information about the properties of the specified service, including its volume and final cost, which does not allow the borrower to fully form an idea of all the conditions for purchasing the product, cannot be recognized as proper.

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.