Financial news: Volunteers will teach how to check information and will identify unfair practices of financial organizations

Translation. Region: Russian Federal

Source: Central Bank of Russia –

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Volunteers will teach people how to navigate the information space in order to distinguish fraudsters' tricks from current offers in the financial sector. They will also help financial institutions better understand the problems of clients with different types of disabilities and identify unfair practices in the market. Such priorities were identified by participants of the XI All-Russian Congress of Financial Education Volunteers.

The Congress traditionally brings together volunteers from all over the country and serves as a platform for exchanging experiences, developing and scaling initiatives, identifying modern trends and promising areas for promoting financial literacy.

Most of the initiatives presented at the congress are designed for adults. The emphasis is on a targeted approach, the ability to adapt an idea to the needs of the target audience. For example, volunteers conduct classes on family budget management with newlyweds, where they teach how to find a compromise in delicate financial matters. Financial activists also help organize training and employment for young people with disabilities, tell military personnel how to resist fraudsters, and explain the peculiarities of Russian financial legislation to residents of new regions.

"Teaching adults is not easy: everyone has their own life experience, education, priorities. Not everyone is ready to learn just because someone said it is important and necessary. But people are happy to learn when they are given knowledge at the right time and in a convenient form. Therefore, flexibility and a variety of formats are very important, and this is exactly what we are learning from you, from financial education volunteers," said Elvira Nabiullina, Chairman of the Bank of Russia.

Today, the register of financial education volunteers already includes 19 thousand activists: students, professional financiers, employees of educational institutions, public organizations, and commercial companies.

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

Financial News: Five principles for artificial intelligence: regulator's recommendations on the use of AI

Translation. Region: Russian Federal

Source: Central Bank of Russia –

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For example, customers should be informed when they are interacting with AI and provided with the opportunity to opt out of such interactions.

The Bank of Russia also suggests that organizations regularly check the quality of AI, pay attention to maintaining the confidentiality of personal data, and organize AI risk management.

“We have studied global trends in AI regulation, discussed with market participants and came to the conclusion that for the Russian financial market at this stage, soft regulation of the use of such technology will be relevant. We hope that the guidelines laid down in the Code of Ethics will be able to make financial services, in which artificial intelligence is integrated, even more high-quality, safe and convenient,” said Stanislav Korop, Head of the Department of Financial Technologies.

In addition, according to the Bank of Russia, the exchange of experience and best practices in compliance with ethical recommendations can play a special role in the trusted and responsible use of AI in the financial market. The regulator is ready to facilitate this.

Preview photo: Anggalih Prasetya / Shutterstock / Fotodom

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

Financial news: Heirs will be exempted from penalties for late payments on loans of their relatives for six months

Translation. Region: Russian Federal

Source: Central Bank of Russia –

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From September 1, 2025, banks and microfinance organizations will not be able to charge penalties, fines and fines on the debts of a deceased borrower while his relatives are processing the inheritance. law adopted by the State Duma.

The ban will be in effect for 6 months, unless another period for entering into inheritance rights is established by law or a court decision. This rule applies to both consumer credit or loan agreements of the deceased, and mortgage loans.

Preview photo: Songsak C / Shutterstock / Fotodom

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

The Ministry of Economic Development and the leadership of the Omsk region discussed the development of the territory of the SEZ "Avangard"

Translation. Region: Russian Federal

Source: Ministry of Economic Development (Russia) – Ministry of Economic Development (Russia) –

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Deputy Minister of Economic Development of the Russian Federation Svyatoslav Sorokin held a meeting on the development of the territory of the special economic zone (SEZ) "Avangard" during a working visit to Omsk Oblast.

To date, 11 residents have registered in the SEZ, who have already invested 5.7 billion rubles and created 108 jobs.

The plans for the development of the SEZ include the placement of new investment projects. The key project will be the construction of a tire plant of JSC Avangard (part of the Ural Mining and Metallurgical Company, UMMC). The total investment in the project will amount to 41.5 billion rubles. The start of production is scheduled for the first quarter of 2028. The enterprise will produce up to 10.5 thousand extra-large tires per year – for quarry equipment, dump trucks and heavy machines operating in the mining industry. Each such tire is designed for a load of over 20 tons. The products are oriented, among other things, to the needs of Kuzbass and the Far East. About half of the volume will be consumed within UMMC's own contour, which ensures guaranteed demand.

It was noted at the meeting that in order to continue working to attract investment to the SEZ territory, it is necessary to carry out measures to develop water supply and sanitation networks, the estimated cost of which is 3.044 billion rubles. The possibility of financing was announced by Svyatoslav Sorokin through the mechanism of providing the region with a treasury infrastructure loan. Following the meeting, the Government of Omsk Region sent a corresponding application to the Ministry of Economic Development of Russia.

"Development of the territory of the SEZ "Avangard" opens up opportunities for the placement of new high-tech production facilities. The company's tire plant project is a large-scale investment initiative with an import-substituting effect and a significant contribution to the regional budget. Such projects form a new industrial profile of the Omsk Region," said Deputy Minister of Economic Development of Russia Svyatoslav Sorokin.

SEZ "Avangard" was created in December 2020 on the territory of Omsk. The total area is 165 hectares, of which 116 are intended for the placement of residents, 73% have already been leased or owned.

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Ministry of Economic Development: monitoring the quality of public services covers all services in the country.

Translation. Region: Russian Federal

Source: Ministry of Economic Development (Russia) – Ministry of Economic Development (Russia) –

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The Ministry of Economic Development of the Russian Federation has approved a new regulation on the Information and Analytical System for Monitoring the Quality of Public Services (IAS MKGU). The key innovation of the document was a significant expansion of the system's functionality. Now, not only are citizen reviews on the quality of state and municipal services collected and processed, but they are also analyzed using the BI analytical module. This allows for continuous monitoring of service quality in automatic mode, analyzing objective data from information systems regardless of the form in which they are provided.

The monitoring tracks the life cycle of the provision of services and electronic services. Monitoring is carried out on more than 20 indicators: refusals, delays, technical errors, level of complaints, assessment, level of satisfaction, feedback conversion and others. Based on the results, ratings of services, departments and subjects of the Russian Federation are formed. Last year, modern public opinion research tools were integrated into the system, including monitoring of social networks, a service for sending notifications and collecting feedback from applicants via the VK social network was launched.

Currently, 57 subjects of the Russian Federation are connected to the system. More than 5.3 million notifications were delivered to citizens, of which more than 1.17 million contained a feedback collection questionnaire. By May 2025, the conversion rate of feedback collection in VK through the Vashkontrol service was 82.1%.

"All these changes will allow us to promptly identify problem areas in the provision of public services and respond to them promptly, which will ultimately increase citizens' satisfaction with the work of government agencies. The updated IAS MKGU has become another step in the digital transformation of public administration on the way to increasing the efficiency of interaction between the authorities and society," said State Secretary – Deputy Minister of Economic Development of Russia Alexey Khersontsev.

IAS MKGU was created in 2012 to collect feedback and calculate the level of citizen satisfaction with the quality of services. Initially, the system was limited to monitoring 63 of the most popular services, but now all services and electronic services in the country will be covered.

Currently, representatives of ministries and departments of federal and regional government levels and MFCs are registering to gain access to personal accounts of the IAS MKGU, where they will be able to monitor the quality of their services in real time, receive information on deviations from target values and recommendations for eliminating deficiencies identified during monitoring.

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

The bill on regulating the platform economy was adopted by the State Duma in the first reading

Translation. Region: Russian Federal

Source: Ministry of Economic Development (Russia) – Ministry of Economic Development (Russia) –

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The State Duma deputies adopted the draft federal law "On Certain Issues of Regulating the Platform Economy in the Russian Federation" in the first reading, as well as a package of amendments to industry legislation required in connection with the new regulation. These measures are designed to ensure transparency and stability of the market, protect the interests of consumers and entrepreneurs, and create conditions for the further growth of the platform economy.

The new regulation was developed on the instructions of the Chairman of the Government of the Russian Federation Mikhail Mishustin and under the supervision of the Deputy Chairman and Chief of Staff of the Government of the Russian Federation Dmitry Grigorenko.

"The President has instructed to speed up the adoption of the law on the platform economy, and together with the deputies we have already begun to implement this task. Last week we submitted an initiative to the State Duma, and today the draft law was adopted in the first reading. Such efficiency proves that we and the deputies see the goal of regulation in the same way. This is the protection of the rights and interests of our citizens: buyers, sellers, owners of order pick-up points and, in general, all participants in the platform economy," commented Deputy Prime Minister – Chief of Staff of the Government of Russia Dmitry Grigorenko.

The main focus of the developed regulation is on intermediary digital platforms that combine information about goods and services, allow transactions and payments, noted Maxim Reshetnikov, Minister of Economic Development of Russia, in a report to the lower house of parliament. A unified conceptual apparatus is also introduced, the rights and obligations of platform operators, sellers, buyers and service providers are clearly defined.

"Over the past four years, online sales have quadrupled, and their share in retail trade has reached 15%. About 80% of Internet users access platforms every month – 6 billion orders were placed in 2024. Business is actively moving online: today, more than a million sellers work on platforms, and 80% of them are representatives of small and medium businesses," Maxim Reshetnikov emphasized.

The new regulation will increase trust in the platform economy. Every day, more than half of the country's population becomes buyers, sellers, and orders various services through platforms – from grocery delivery to taxi rides, the minister emphasized.

A number of measures are aimed at increasing the responsibility of platforms to buyers. Now operators are required to check data on sellers through the public services portal and official registers. Product cards without safety confirmation (labeling, certification or declaration of conformity) will not be published. Additionally, requirements for the storage of goods are established, including compliance with sanitary standards.

Agreements between operators and sellers must include clear grounds for sanctions, changes in the position of the product card in search results, the procedure for changing prices and calculating the operator's remuneration for providing services. Platform operators, in turn, are required to notify partners of changes in essential conditions at least 45 days in advance. Fines and blocking are possible only after a reasonable notice of three days. The use of discounts at the expense of the seller is allowed only with his consent, which can be revoked at any time. Also, platforms are required to provide reconciliation statements of mutual settlements upon request within seven days and update them monthly.

"Such detailing will make it easier for businesses to defend their rights. Moreover, it will be possible to resolve disputes with platforms not only through the courts, but also out of court. For this purpose, a special system will become mandatory on platforms, through which a compromise can be found with the operator," Maxim Reshetnikov emphasized, adding that initiatives of State Duma deputies, as well as proposals from businesses, industry associations and experts, were taken into account when developing the bills. This made it possible to create a balanced regulatory system that will contribute to the sustainable development of the platform economy.

Digital platforms are a fast-growing segment of the economy, and its regulation requires a serious, balanced approach, says Denis Kravchenko, First Deputy Chairman of the State Duma Committee on Economic Policy.

"Today, the State Duma supported the bill on the platform economy in the first reading. We have been working on this bill together with the government for over a year. During its preparation, the text of the law underwent significant changes taking into account the position of market players, the expert community and deputies. Yesterday, the bill was unanimously supported by deputies of the Committee on Economic Policy. Today, during the discussion, consolidated support was also born. This is very important for us. This is a new sector of the economy, which will be defined in the near future. It is growing rapidly, so it requires serious legislative regulation. We will finalize the text for the second reading," Denis Kravchenko commented.

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

Solid Bank has joined the implementation of the Long-Term Savings Program

Translation. Region: Russian Federal

Source: Solid Bank – Solid Bank –

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Solid Bank, together with its partner JSC NPF GAZFOND Pension Savings, has launched a unique savings product – the Long-Term Savings Program. The program was developed by the Bank of Russia and the Ministry of Finance on behalf of the President of the Russian Federation. With it, citizens will be able to create capital or a financial cushion with state support. Savings are formed through personal contributions, state co-financing and the fund’s investment income.

The long-term savings program has the following benefits for depositors:

• State support in the form of cash contributions of up to 36,000₽/year for 10 years.

• Possibility of receiving a tax deduction in the amount of 13%-22% of the amount of contributions paid, not exceeding 400,000₽/year. That is, the client can receive about 52,000-88,000₽/year. This depends on the annual income of the depositor and the personal income tax rate applied to his income.

• Savings are insured by the Deposit Insurance Agency. Personal savings contributions and investment income on them are insured in the amount of up to 2.8 million ₽. And pension savings transferred from the OPS, additional incentive contributions (state co-financing) and investment income on these funds are fully insured, without any limitation on the amount.

• There are no mandatory contributions – replenishment is optional.

• Payments are not taxed if the contract was in effect for at least 5 years, the participant had no more than 3 contracts at the same time, the amount of payments exceeds the amount of contributions by no more than 30 million ₽ for each contract in each tax period.

• Low risk level.

• Legal protection from claims of third parties.

• Possibility to appoint a successor.

• A minimum guaranteed return is established for the first 3 years of the contract.

• Possibility of transferring pension savings under the OPS to the PDS.

Who is eligible for the program?

The program is available for all ages: from youth to seniors, from 18 to 69 years old.

What purposes is the program suitable for?

• Creating capital for future large purchases or a financial cushion.

• Increase your existing capital with minimal risks.

• Investing with minimal risks.

• Protection of savings with minimal risks.

• Ensuring financial stability now or in the future.

How does the program work?

– You need to make a down payment of 30,000₽.

– You can top up your account at any time with an amount from 1000₽.

– You receive state co-financing – 36,000₽/year.

– Apply for and receive additional tax benefits.

– Choose a payment format that is convenient for you – one-time or regular.

For the convenience of clients, online services have been developed that allow you to track the status of your account in the PDS, top it up without a commission via the SBP, and receive the necessary package for processing a tax deduction.

For detailed consultation and registration, please contact Solid Bank offices.

Registration of PDS is available throughout the Bank's network in: Almetyevsk, Blagoveshchensk, Vladivostok, Yekaterinburg, Elizovo, Izhevsk, Irkutsk, Kazan, Krasnoyarsk, Moscow, Novosibirsk, Petropavlovsk-Kamchatsky, St. Petersburg, Tula, Ufa, Khabarovsk, Yakutsk.

 

JSC Solid Bank. General license of the Central Bank of the Russian Federation No. 1329.

VBV. SOLIDBANK.ru

8 800 775 56 06 (free call within Russia)

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07/16/2025 the site may be unavailable in the first half of the day Vladivostok time due to an update

Translation. Region: Russian Federal

Source: Solid Bank – Solid Bank –

An important disclaimer is at the bottom of this article.

Dear customers!

We inform you that on 16.07.2025 the bank's websiteVBV. SOLIDBANK.rumay be unavailable for approximately 3 to 72 hours – technical work is being carried out to update the official website of JSC Solid Bank.

For any information about the bank's products, we recommend that you contact the Bank's toll-free hotline: 88007755606.

We also recommend that you save tabs with links to Internet banking and install the SolidPAY mobile application:

Solidpay 

bank2 for legal entitieshttps://ib.solidbank.ru:8443/ibank2/

We apologize for the inconvenience! We strive to become better for you!

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State Duma deputies supported the bill "on platforms"

Translation. Region: Russian Federal

Source: Ministry of Economic Development (Russia) – Ministry of Economic Development (Russia) –

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The State Duma considered draft federal laws on regulating the platform economy and changes to industry laws in connection with the introduction of new requirements. Deputies discussed the balance of interests of participants in legal relations, the nuances of regulation, and liability for violating the provisions of the future law. Parliamentarians supported the adoption of the bills in the first reading.

The key discussion took place in the Economic Policy Committee chaired by Maxim Topilin. The main provisions of the draft law were presented by the Minister of Economic Development of Russia Maxim Reshetnikov. According to him, the platform economy is developing rapidly: in the last 4 years alone, online sales have grown 4 times, and 80% of Internet users regularly place orders through platforms. On the one hand, this opens up new opportunities for business, especially for SMEs. On the other hand, large platforms have become de facto regulators of access to the market, not being responsible for the quality of goods and services, and the relations between platforms and the self-employed and individual entrepreneurs remain unregulated.

"All this determined the emergence of a strong public demand for the creation of clear rules for the operation of platforms. And in order to respond to it, on behalf of the Government, draft laws were developed. The proposed regulation and clear set of rules are aimed at protecting the interests of all market participants and ensuring its further growth. This is especially important for accelerating, on behalf of the President, structural changes in the economy," emphasized Maxim Reshetnikov.

The new regulation introduces uniform standards for platforms: verification of sellers, control over the quality of goods, transparency of contracts and protection of the rights of entrepreneurs. For example, platforms will not be able to impose discounts without the consent of the seller, and disputes can be resolved not only in court, but also through the pre-trial appeal mechanism.

The regulation will come into effect in 2027, so that businesses and platforms have time to adapt. The intermediary digital platforms themselves will be included in a separate register, which will ensure flexibility of regulation for all players, noted Maxim Reshetnikov. The criteria for their selection will be determined by the Government of the Russian Federation. Among the main ones discussed are the volume of transactions, the number of active users and sellers.

"Today we considered issues related to ensuring, first of all, additional requirements for platforms and obligations that will be established for platforms. This includes the formation of product cards, interaction with labeling, certification, and licensing systems. On the one hand, this will protect consumer rights and, on the other hand, will certainly create a unified legal regulation. It is very important, and everyone noted this, that laws allow a very large number of small entrepreneurs who previously could not break into retail chains to very quickly find their niche thanks to platform technologies. This is an additional incentive to support, including small businesses, the development of jobs and the formation of a small economy in different regions," Maxim Topilin, Chairman of the State Duma Committee on Economic Policy, commented on the meeting.

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

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The Ministry of Economic Development has updated measures to support the socio-economic development of Siberia

Translation. Region: Russian Federal

Source: Ministry of Economic Development (Russia) – Ministry of Economic Development (Russia) –

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Deputy Minister of Economic Development of Russia Svyatoslav Sorokin took part in a meeting on the socio-economic development of the Siberian Federal District, which was held on July 8 in Omsk under the chairmanship of Deputy Prime Minister of the Russian Federation Dmitry Patrushev. The event was attended by the Plenipotentiary Representative of the President of the Russian Federation in the Siberian Federal District Anatoly Seryshev, heads of regions, representatives of federal ministries and key industry companies.

"Our main goal is to create opportunities to accelerate the pace of economic growth in Siberian regions, and, of course, to improve the quality of life of people. First of all, we control the implementation of the government's Strategy for the Development of the Federal District until 2035. About two trillion rubles have already been attracted to its activities, and more than 42 thousand jobs have been created," said Deputy Prime Minister of the Russian Federation Dmitry Patrushev during the meeting.

Svyatoslav Sorokin presented a report on amendments to the plan for implementing the Strategy for Socioeconomic Development of the Siberian Federal District. On behalf of the Government, the revised document was submitted on June 27. The updated plan includes individual development programs for the subjects, as well as new investment and infrastructure projects.

The proposed measures will increase the volume of investment in the district's economy to 18 trillion rubles, as well as create over 195 thousand jobs. The plan is synchronized with the updated national projects and will be further specified within the framework of the implementation of the Strategy for Spatial Development of the Russian Federation until 2030. Special attention is paid to the development of key settlements: a list of 294 key settlements in the regions of Siberia has been approved.

During the meeting, an assessment was also given of the implementation of the so-called curatorship projects – these are priority regional initiatives, for the implementation of which the leadership of the Ministry of Economic Development is personally responsible. According to Svyatoslav Sorokin, these projects play a key role in the development of infrastructure, industry, tourism and other sectors. Thanks to these initiatives, over 21 thousand jobs have been created in the district and about 1.4 trillion rubles of extra-budgetary investments have been attracted.

The report paid special attention to the work on forming a list of priority investment projects in Siberia. On the instructions of the Government, the Ministry of Economic Development, together with other departments, selected 103 projects that have the greatest socio-economic effect on the development of the district's subjects. The priority list included initiatives with an investment volume of over 3 billion rubles, as well as curatorship projects, industry clusters and initiatives in the field of rare earth metals, agreed upon with the Ministry of Industry and Trade of Russia.

Particular attention was paid to the implementation of the Spatial Development Strategy (SDS) in the Siberian Federal District. As Svyatoslav Sorokin emphasized, Siberia is in the focus of the federal agenda: by 2030, the target indicators are defined as stabilization of the population at a level no lower than 2023, an increase in the district's share in housing commissioning to 15.4%, as well as an increase in the ratio of gross regional product per capita to 83.6% of the Russian average.

To achieve these indicators, the key priority of the SPR is the development of support settlements (SSC). The list approved by the Government Commission for Regional Development included 294 settlements in the territory of the Siberian Federal District.

"Development of key settlements is a key point of concentration of efforts in Siberia. We see that it is in these territories that the potential for economic growth, improvement of quality of life and increase of investment attractiveness is concentrated. It is important that all support measures are built with an orientation towards spatial logic of development – so that investments work for the comprehensive development of territories, and not pointwise, without taking into account connections and prospects," emphasized Deputy Minister of Economic Development of Russia Svyatoslav Sorokin.

Also, within the framework of the implementation of the Spatial Development Strategy and in pursuance of the message of the President of the Russian Federation, the Ministry of Economic Development, together with the regions, is forming a list of cities for the development of master plans. This process is being carried out in the development of decisions of the strategic session of the Government and should be completed by January 2026.

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

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