Financial news: Insurance license revoked from SK KHATKHOR LLC (10.07.2025)

Translation. Region: Russian Federal

Source: Central Bank of Russia –

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By order No. OD-1469 dated 10.07.2025, the Bank of Russia revoked the license dated 28.12.2023 OS No. 4404-03 for the implementation of compulsory motor third party liability insurance (MTPL) of the limited liability company INSURANCE COMPANY HATHOR (registration number according to the unified state register of insurance entities 4404, hereinafter referred to as SK HATHOR LLC).

The Bank of Russia made this decision on the basis of subparagraph 3 of paragraph 2 of Article 32.8 of Law No. 4015-1 of the Law of the Russian Federation of 27.11.1992 “On the Organization of Insurance Business in the Russian Federation” (hereinafter referred to as Law No. 4015-1), guided by the fact that SK KHATKHOR LLC:

violated the minimum permissible value of the standard ratio of own funds (capital) and accepted liabilities established by the Bank of Russia in accordance with paragraph 4.1 of Article 25 of Law No. 4015-1, which creates a threat to the rights and legitimate interests of policyholders, insured persons, and beneficiaries. In order to comply with the requirements of the financial stability of the insurer, the minimum permissible value of the standard ratio is 1. The value of the standard ratio of SK KHATKHOR LLC has been steadily decreasing in 2025 from 0.75 on 31.01.2025 to 0.31 on 31.05.2025; previously violated the requirements of insurance legislation, in connection with which the Bank of Russia applied to it for one year the measures provided for in the third paragraph of subparagraph 2 of paragraph 2 of Article 32.5-1 of Law No. 4015-1.

The decision came into force on the day of its adoption.

By order of the Bank of Russia dated 10.07.2025 No. OD-1470, a temporary administration of SK KHATKHOR LLC was appointed from 10.07.2025 for a period of six months.

The functions of the temporary administration are assigned to the State Corporation “Deposit Insurance Agency”, which exercises the powers of the executive bodies of LLC “SK “KHATKHOR”, identifies creditors of LLC “SK “KHATKHOR” and maintains a list of submitted claims.

After the revocation of the license of SK KHATKHOR LLC, the MTPL contracts continue to be valid until their expiration.

Compensation payments for damage caused to the life, health or property of the victim under the OSAGO contracts of LLC "SK "KHATKHOR" will be carried out by the Russian Union of Auto Insurers (RSA). Information on the implementation of compensation payments can be found on the official website of the RSABBV. Autoins.ru, section "Compensation payments".

In connection with the revocation of the license of LLC "SK "KHATKHOR", policyholders have the right to terminate the MTPL agreement early. In this case, the policyholder must be returned a portion of the insurance premium minus the costs of implementing MTPL and deductions to the reserve for compensation payments, in the amount of the share attributable to the unexpired term of the agreement or the unexpired period of use of the vehicle.

For early termination of the MTPL agreement, as well as other issues related to the activities of LLC "SK "KHATKHOR", please contact the following address: 283001, Donetsk People's Republic, Donetsk city district, Donetsk city, Ilyicha ave., 3.

When using the material, a link to the Press Service of the Bank of Russia is required.

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The Caucasus Investment Forum 2026 will be held from May 17 to 19 in Mineralnye Vody.

Translation. Region: Russian Federal

Source: Ministry of Economic Development (Russia) – Ministry of Economic Development (Russia) –

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Deputy Prime Minister of the Russian Federation Alexander Novak, who oversees the North Caucasus Federal District, held the first meeting of the Organizing Committee for the preparation and holding of the Caucasus Investment Forum in 2026.

The event was attended by representatives of federal authorities, heads of regions that are part of the North Caucasus Federal District, top managers of the largest state corporations, members of business associations and public organizations, representatives of industry communities. According to the decision of the Organizing Committee for the preparation and holding of KIF-2026, next year the Forum will be held from 17 to 19 May in Mineralnye Vody at the MinvodyEXPO IEC.

The Caucasus Investment Forum is held in order to increase the investment potential of the North Caucasus Federal District and in the interests of its sustainable socio-economic development.

Opening the meeting, Deputy Prime Minister of the Russian Federation Alexander Novak thanked the organizers, members of the Organizing Committee, representatives of departments and companies that took part in organizing the Caucasus Investment Forum in 2025, noted the high assessment of the past event by the country's leadership, the high-quality composition of the participants, including foreign ones. "The Caucasus Investment Forum 2025 in Mineralnye Vody was an important step forward – both in terms of organization and content. We were able to exceed the bar of last year, and this is the result of the teamwork of all participants. I thank the Organizing Committee, the Government of the Stavropol Territory and the Ministry of Economic Development of Russia for their contribution to the preparation of the Forum. Special thanks to the Roscongress Foundation, the team and partners – your support made the Forum meaningful and large-scale. The Vershina Award showed an increase in investor interest in the region – 266 applications from 49 regions. I consider it important to continue holding it in 2026. The youth program covered key areas – IT, science, entrepreneurship, tourism. This confirms that the Caucasus has a strong human resource. Today we are already starting preparations for KIF-2026 in order to hold it even more effectively," noted Alexander Novak.

Adviser to the President of the Russian Federation, Executive Secretary of the Organizing Committee of the Caucasus Investment Forum Anton Kobyakov noted that the North Caucasus is a promising region with many growth points. "Among the areas of active development of the regions of the district are tourism, agriculture, employment. Systematic work on the infrastructure development of the North Caucasus continues. Holding the Caucasus Investment Forum opens up broad opportunities for cooperation between the North Caucasus Federal District and other regions of Russia, including in terms of attracting new economic partners and expanding prospects for the development of industrial and agricultural production, as well as strengthening the region's position in the tourism market."

The business program of KIF-2026 will be attended by heads of government bodies, representatives of Russian and international companies, mass media, youth and scientific communities. The forum will become a platform for negotiations and conclusion of business contracts for the purpose of developing investment projects and public-private partnerships in Russian regions.

The business program in 2026 will place special emphasis on expanding international economic cooperation, primarily with the countries of the Azov-Black Sea and Caspian basins. It is planned that representatives of these states will actively participate in the forum, which will open up new opportunities for creating international transport and logistics routes and implementing joint investment projects in such areas as mining, ecology and cultural interaction.

The organizer of the KIF is the Roscongress Foundation with the support of the Ministry of Economic Development of the Russian Federation.

The Roscongress Foundation is a socially oriented non-financial development institution and a major organizer of national and international congress, exhibition, business, public, youth, sporting, and cultural events, created in accordance with the decision of the President of the Russian Federation.

The Foundation was established in 2007 with the aim of promoting the development of economic potential, advancing national interests and strengthening the image of Russia. The Foundation comprehensively studies, analyzes, forms and covers issues of the Russian and global economic agenda. Provides administration and facilitates the promotion of business projects and attracting investments, promotes the development of social entrepreneurship and charitable projects.

The Foundation's events bring together participants from 209 countries and territories, more than 15,000 media representatives work annually at Roscongress venues, and more than 5,000 experts in Russia and abroad are involved in analytical and expert work.

The Foundation interacts with UN structures and other international organizations. It develops multi-format cooperation with 226 foreign economic partners, associations of industrialists and entrepreneurs, financial, trade and business associations in 89 countries of the world, with 358 Russian public organizations, federal and regional executive and legislative bodies of the Russian Federation.

Official Telegram channels of the Roscongress Foundation: in Russian — t. me/Roscongress, in English — t. me/RoscongressDirect, in Spanish — t. me/RoscongressEsp, in Arabic — t. me/RosCongressArabic. Official website and Information and Analytical System of the Roscongress Foundation: roscongress.org.

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Free education at HSE for SVO participants and their close relatives

Translation. Region: Russian Federal

Source: State University “Higher School of Economics” –

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We use cookies to improve the HSE website and make it more convenient to use. More detailed information about the use of cookies can be foundHere, our rules for processing personal data are –Here. By continuing to use the site, you confirm that you have been informed of the use of cookies by the HSE website and agree with our rules for processing personal data. You can disable cookies in your browser settings.

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Career Trajectory "Intern": Polytechnic University Raises New Generation of Teachers

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Source: Peter the Great St. Petersburg Polytechnic University –

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60 young teachers — representatives of all 12 SPbPU institutes — have become graduates of the retraining program "Pedagogical Start". The program is a mandatory part of the career trajectory "Intern", intended for master's students and final-year specialists, as well as postgraduate students planning their professional career as a teacher or researcher.

The program participants successfully defended their final theses and received diplomas of professional retraining. Many of them will continue their teaching activities in the new academic year as assistants.

"The career trajectory "Intern" was launched for the first time at the Polytechnic University this academic year as part of the implementation of the policy in the field of forming career trajectories for the professional development of teaching staff from among the faculty," said Lyudmila Pankova, Vice-Rector for Educational Activities at SPbPU. "Graduates of the "Pedagogical Start" program are our successor, who will help current teachers transform the university's educational programs to achieve technological leadership in our country."

The professional retraining program "Pedagogical Start" included a large block of theoretical training, allowing to master modern educational technologies, regulatory foundations of pedagogical activity, methods of working in the digital environment of SPbPU, as well as pedagogical internship under the guidance of mentors – leading teachers of higher schools and departments of the university.

The pedagogical internship became the core of the entire retraining program, allowing the interns, on the one hand, to adopt the experience of the best teachers in the relevant professional field, and on the other hand, to apply all the theoretical knowledge they had acquired in practice, trying themselves out as teachers, noted Elena Zima, Director of the SPbPU Education Quality Center and Head of the Pedagogical Start program.

During the defense of their final theses, the interns presented their experience of implementing the chosen teaching method and the developed fragment of the online course in the electronic information and educational environment of the Polytechnic. It is especially valuable and worthy of respect that the newly-minted teachers mastered the program in parallel with the preparation of diplomas in the main educational programs.

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HSE scientists have discovered how disruptions in brain networks affect cognitive and social behavior in autism

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Source: State University “Higher School of Economics” –

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Summer school at the Polytechnic: 88 participants from different parts of Russia

Translation. Region: Russian Federal

Source: Peter the Great St. Petersburg Polytechnic University –

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The Polytechnic University held its eighth annual Summer School, an educational intensive for high school students that brought together talented children from all over the country. This year, 88 high school students from St. Petersburg and other regions of Russia who passed a competitive selection took part.

The Summer School program included four areas that combined theory, practice, and excursions to leading enterprises. The students visited UEC-Klimov, the Petersburg Tractor Plant, the Institute of Linguistic Studies of the Russian Academy of Sciences, NIIEFA, the IT Contact company, and the Volkhov Hydroelectric Power Station. In the final, they defended solutions to cases provided by the organizers.

On the Wings of Polytech track, the participants worked on optimizing the wing design. They created a model in KOMPAS-3D, conducted virtual tests in ANSYS, calculated the load and lift at different angles of attack. The final stage was 3D printing of the wing and its testing on a special stand. The guys presented the results in the form of an engineering report with the defense of the project. The teachers of the program were engineers of the Higher School of Power Engineering and the Scientific and Educational Center "Aircraft Engines and Power Plants" PISh CI Nikita Izbyakov, Andrey Shirokih and Anastasia Bodunova.

Participants in the track "Energovaybe: how to tame the energy current and not burn out" successfully designed an efficient power supply system for a private home. They analyzed the needs of future residents and developed an optimal layout for electrical appliances, including sockets, switches, and lighting fixtures. To ensure reliable power supply, students calculated the parameters of the key elements of the system and prepared a detailed power distribution plan. The project took into account modern requirements for safety, energy efficiency, and ease of use.

The students studied electric power engineering with maximum focus on practical applicability. Testing the operation of electrical appliances, conducting experiments on connecting light bulbs, the first modeling in a popular engineering application, developing their own power supply scheme – the participants of the Summer School had no time to get bored, – noted Maria Lyulina, senior lecturer of the Higher School of Electric Power Systems.

In the track "Linguistics in the Digital Age: from Data Analysis to Artificial Intelligence", schoolchildren analyzed excerpts from English textbooks for grades 7–11 to assess their complexity. Using special metrics and automatic text processing tools, they found out how the "from simple to complex" principle is observed in the school curriculum. The results will help textbook authors adjust the selection of materials, and teachers will be able to adapt complex texts for better understanding. The track was organized by teachers and staff of the Higher School of Linguistics and Pedagogy Alexander Dmitriev, Marina Kogan and Elena Krupnova.

In the "How it works: mechanical engineering" program, schoolchildren successfully designed and calculated a single-stage gearbox, a key mechanism for industrial equipment. They performed energy-kinematic calculations, created a 3D model, and analyzed various production technologies, including traditional processing and 3D printing. The intensive course allowed future engineers to master modern methods of designing mechanical systems and understand the principles of choosing optimal production solutions.

The summer school is a unique opportunity for schoolchildren to immerse themselves in student life and get acquainted with their future profession. Working in groups, together with interested and motivated children, allows them to delve deeper into various technologies of modern professions, – noted the director of the Center for Work with Applicants Artem Egupov.

The best teams received additional points, which will be taken into account when entering SPbPU, as well as gifts.

The most valuable thing for me was the acquired experience of teamwork and practical skills of working in KOMPAS-3D. The teachers presented the material in an accessible and exciting way, so it was really interesting. Thanks to the coordinated work, we were able to overcome all the difficulties and achieved an excellent result in the defense of the projects, – shared Leonid Svetlyakov.

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White Nights Rally in Karelia: Team Extreme Climbs to Podium

Translation. Region: Russian Federal

Source: Peter the Great St. Petersburg Polytechnic University –

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The sports and technical creativity club "Extreme" took part in the final of the Karelia Rally Cup – the legendary race "White Nights", which took place in the Lakhdenpokhsky district of the Republic of Karelia. In the team standings, the polytechnicians were awarded bronze medals.

The competition was held on roads that had never been used as race tracks before. The new tracks became a real test of strength for the pilots and equipment. The mechanics also had to face various difficulties: on narrow rocky special stages, which were washed away by rain on the second day, not all athletes managed to find a balance between speed and caution.

Three Extreme crews reached the finish line. In the 2000N category, bronze medals were won by Andrey Zhukovsky and Konstantin Mukhamendrikov in a Ford Fiesta, despite the fact that the crew overcame the last special stages with serious problems.

Getting there somehow is better than dropping out of the race, the crew members sum up briefly.

IMMiT 2022 graduate Danil Kolpin and Valery Smirnov earned credit points in the 1600N category on a VAZ-2108. The Polytechnicians assembled the car on the basis of the KSTT from a bare body.

On the first day, the brakes created problems, on the second day, the electrics and gearbox. On such roads, the power steering was sorely lacking. The development vector is clear, we will improve the car and next time we will drive much more effectively, – shared Danil Kolpin.

Pavel Alekseev and IE student Mikhail Krasovitsky were one step away from winning medals in a Renault Logan in the Standard category, which is intended for cars without serious sports modifications.

On the very first special stage, a couple of turns from the finish, we hit the fuel tank and tore off the fuel pump. We got to the service station on a rope and spent the rest of the first day searching for and fixing the problem. We started the second day in eighth place with a big time penalty, we didn’t finish any special stage lower than third place, but, alas, we couldn’t make up the rest of the penalty minutes. In the end, we were fourth. For a fully factory “Logan”, this is an excellent result, but we strive for the best, – said Mikhail Krasovitsky.

It was a tough race for the Polytechnicians. In such conditions, it is important not to give up, to continue the fight to reach the finish. It is impossible to win if you do not reach the end. This is probably our main principle of the team, – commented the team leader, mechanic of the Department of Transport and Mechanization of SPbPU Sergey Korovay.

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Day of Military Glory: Battle of Poltava

Translation. Region: Russian Federal

Source: Official website of the State –

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On July 10, our country celebrates the Day of the Russian army’s victory over the Swedes in the Battle of Poltava – one of the 20 days of military glory in the Russian holiday calendar.

The Battle of Poltava became the decisive battle of the Northern War (1700-1721), in which the Russian Tsardom, which was in the period of reforms of Peter I, was confronted by the powerful Swedish Kingdom, led by the talented military leader Charles XII.

Charles's self-confidence played a cruel joke on him. Being in the minority, cut off from supplies, having lost his baggage train in the battle near the village of Lesnoy and having suffered serious losses in attempts to take Poltava by storm, the Swedish king decided on a general battle, hoping to defeat the Russian army, which was not yet well trained and equipped. Contrary to his expectations, the Russians had an overwhelming advantage in artillery and well-fortified positions.

In the first stage of the battle, the Swedes managed to occupy two unfinished redoubts on the move, but they were no longer able to advance. Having withstood heavy artillery fire and mixed up their ranks, they moved into a decisive attack, which quickly turned into a bayonet fight. Two hours later, they were surrounded by the Russians from the flanks, panicked, and fled the battlefield.

As a result, the Swedish corps was completely routed. About 9,000 people were killed, and 19,000, including all the generals, were captured. The Russians got the entire royal treasury, but Charles XII himself managed to escape to Turkey with a small detachment, where he continued to intrigue against Russia.

Despite the fact that the Northern War lasted for another 12 long years after the Battle of Poltava, Sweden could no longer pose a significant threat to the Russians. At the end of the war, Russia retained the territories of Karelia, Livonia, Estonia, Ingria and free access to the Baltic Sea, opening up broad strategic and trade opportunities.

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Polytechnic University Endowment Fund is Growing: Fundraising for Endowment Capital of Two More Institutes Opened

Translation. Region: Russian Federal

Source: Peter the Great St. Petersburg Polytechnic University –

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The SPbPU Endowment Fund has opened a fundraising campaign to form two new target capitals. The initiative to create them was put forward by the directorates of the Civil Engineering Institute and the Institute of Power Engineering.

The creation of the Electromekh and Energomash and Engineering and Construction capitals will be officially announced after each of them accumulates funds in the amount of more than 3 million rubles, which will be sent to the management companies. Currently, the Polytechnic Endowment has six target capitals, and three more are being formed. The total volume of the fund's funds by January 2025 exceeded 111 million rubles.

Let us recall that the Endowment Fund is never spent, its funds are invested in liquid financial instruments, and the income from the endowment capital is annually directed to scientific, educational and social projects, including support for students, postgraduates, teachers and their projects, improvement of living conditions in dormitories, financing of internships in Russia and abroad, support for foreign students, as well as development of infrastructure and material and technical base of institutes.

Anyone can support the initiative of the Civil Engineering Institute and the Institute of Power Engineering. To do this, simply follow the link HTTPS: //Donate.SPBSTSTE.RU/ and make a donation by selecting the desired target capital from the drop-down list.

The creation of new endowments is an important step towards the sustainable development of the Polytechnic University and the support of talented students and teachers. Join the development of your institute and support the future of the Polytechnic University!

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Financial news: Volunteers will teach how to check information and will identify unfair practices of financial organizations

Translation. Region: Russian Federal

Source: Central Bank of Russia –

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Volunteers will teach people how to navigate the information space in order to distinguish fraudsters' tricks from current offers in the financial sector. They will also help financial institutions better understand the problems of clients with different types of disabilities and identify unfair practices in the market. Such priorities were identified by participants of the XI All-Russian Congress of Financial Education Volunteers.

The Congress traditionally brings together volunteers from all over the country and serves as a platform for exchanging experiences, developing and scaling initiatives, identifying modern trends and promising areas for promoting financial literacy.

Most of the initiatives presented at the congress are designed for adults. The emphasis is on a targeted approach, the ability to adapt an idea to the needs of the target audience. For example, volunteers conduct classes on family budget management with newlyweds, where they teach how to find a compromise in delicate financial matters. Financial activists also help organize training and employment for young people with disabilities, tell military personnel how to resist fraudsters, and explain the peculiarities of Russian financial legislation to residents of new regions.

"Teaching adults is not easy: everyone has their own life experience, education, priorities. Not everyone is ready to learn just because someone said it is important and necessary. But people are happy to learn when they are given knowledge at the right time and in a convenient form. Therefore, flexibility and a variety of formats are very important, and this is exactly what we are learning from you, from financial education volunteers," said Elvira Nabiullina, Chairman of the Bank of Russia.

Today, the register of financial education volunteers already includes 19 thousand activists: students, professional financiers, employees of educational institutions, public organizations, and commercial companies.

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