Financial news: On additional conditions for trading in corporate bonds 36 LLC "SFO BCS Structural Notes"

Translation. Region: Russian Federal

Source: Moscow Exchange – Moscow Exchange –

An important disclaimer is at the bottom of this article.

For bidders

We inform you that in accordance with Part I. General Part of the Rules for Conducting Trading on the Stock Market, Deposit Market and Credit Market of PJSC Moscow Exchange MICEX-RTS, approved by the decision of the Supervisory Board of PJSC Moscow Exchange on February 7, 2025 (Minutes No. 16), and in connection with the receipt of a letter from SFO BCS Structured Notes LLC on the possibility of the occurrence of Special Barrier Events on the specified dates for structured uncertificated bonds of series 36, interest-bearing, discounted, non-convertible, with collateral, intended for qualified investors of SFO BCS Structured Notes LLC (ISIN – RU000A108Q37) (hereinafter referred to as the Bonds),

it has been established that, from August 25, 2025, line of Table 1-O (Bonds T) “Trading modes available for bonds and CSUs when concluding transactions in the Stock Market Section and the REPO Market Section” of the appendix to the Additional terms and conditions for conducting trading on the stock market, approved by Orders No. MB-P-2025-2070 dated June 6, 2025, No. MB-P-2025-2157 dated June 16, 2025 and No. MB-P-2025-2672 dated July 17, 2025 (as amended and supplemented), shall be amended as follows:

№p/p Trade code Name Registration number Conducting trades Peculiarities
“Main Trading Mode T” "RPS with the Central Committee" “REPO with CC – Addressed orders” “REPO with CC – Non-addressed orders” Negotiated deal mode “Interdealer REPO”
Acceptable settlement codes for individual trading modes
Y1 Y0-y7 T0/yn*, y0/yn*, y1/yn*, y2/yn* Y0/Y1, Y0/Y1W T0,B0-B30,Z0 S0s2, Rb, Z0
1 RU000A108Q37 Corporate bond 36 LLC "SFO BCS Structured Notes" 6-36-00508-R from 10.06.2024 Rub Rub Rub, CNYKZT, BYN Rubcny RUB RUB, CNYKZT, BYN 1; Accrued income tax is not calculated; From 25.08.2025, settlement codes that provide for the execution of transactions no later than 25.02.2026 are permissible.

*-the value “n” is defined as follows: HTTPS: //FS. MOEX.K.M.O.fles/20211

1 – Trading is not conducted on the bond maturity date.

Contact information for media 7 (495) 363-3232Pr@moex.kom

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Financial news: 08/25/2025 JSC “SME Corporation” will hold a deposit auction.

Translation. Region: Russian Federal

Source: Moscow Exchange – Moscow Exchange –

An important disclaimer is at the bottom of this article.

Parameters;

Date of the deposit auction 08/25/2025. Placement currency RUB. Maximum amount of funds placed (in the placement currency) 469,000,000. Placement term, days 62. Date of depositing funds 08/27/2025. Date of return of funds 10/28/2025. Minimum placement interest rate, % per annum 17. Terms of the conclusion, urgent or special (Urgent). Minimum amount of funds placed for one application (in the placement currency) 469,000,000. Maximum number of applications from one Participant, pcs. 1. Auction form, open or closed (Open).

The basis of the Agreement is the General Agreement. Schedule (Moscow time). Preliminary bids from 10:30 to 10:40. Competitive bids from 10:40 to 10:50. Setting the cutoff percentage or declaring the auction invalid before 11:30. Additional terms.

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

Financial news: 08/22/2025, 15-31 (Moscow time) the values of the upper limit of the price corridor and the range of market risk assessment for the SU25085RMFS0 security (OFZ 25085) were changed.

Translation. Region: Russian Federal

Source: Moscow Exchange – Moscow Exchange –

An important disclaimer is at the bottom of this article.

08/22/2025

15:31

In accordance with the Methodology for determining the risk parameters of the stock market and deposit market of Moscow Exchange PJSC by NCO NCC (JSC), on August 22, 2025, 15:31 (Moscow time), the values of the upper limit of the price corridor (up to 103.97) and the range of market risk assessment (up to 1089.72 rubles, equivalent to a rate of 6.25%) of the SU25085RMFS0 security (OFZ 25085) were changed.

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

how and when did the russian flag appear

Translation. Region: Russian Federal

Source: Peoples'Friendship University of Russia –

An important disclaimer is at the bottom of this article.

On August 22, Russia celebrates the Day of the National Flag. In honor of the holiday, we decided to talk to the head of the Russian History Department of the Faculty of Humanities and Social Sciences of RUDN Elena Kryazheva-Kartseva and find out when the tricolor appeared, who was its creator, and what other flags our country has had.

When did the very first flags appear and where?

There are many flags in the world today, both state and territorial, regional, city. There are also flags of military forces, international organizations, ships and even some private companies.

They are studied by scientists within the framework of an auxiliary historical discipline – vexillology (from the Latin vexillum – banner), where they study the history of the formation and development of the so-called banner material (banners, flags, standards, banners, banners, curtains, ensigns, pennants, guises, weather vanes, bunchuks, etc.), as well as staffs, rods, scepters and various signs that are worn on the pole. In recent years, flags have been most actively studied, as they represent symbols of state sovereignty. Along with the coat of arms and the anthem, they are a conscious embodiment of the unity of the meanings of civilization.

Speaking about the appearance of the first flags in the world, scientists point to the countries of the Ancient East (banners with the emblem of the Sumerian god Nanna (3rd millennium BC), the white flag of the Chinese Zhou dynasty (11th–3rd centuries BC), Indian flags with images of totem animals and birds.

Speaking about the history of Russia, the word banner was first mentioned in the Tale of Bygone Years in 1096. However, in the 11th century, a banner was understood as a military unit, and only since the 12th century, a banner increasingly began to mean a flag, and not a military unit. The following expressions are found in the chronicles: “having thrown the banner and run”, “holding Yaropolk’s banner”, “raising the banner”, “they see that his banner is raised up”. The standard-bearer was called a “banner bearer”. At the same time as the banner, a gonfalon began to be mentioned in the meaning of a flag. A gonfalon is a church banner (a portable icon). Its main feature is the way the cloth is attached – its upper part is attached to a horizontal crossbar, which is fixed crosswise on a vertical pole. Since the 14th century, images of Jesus Christ began to be placed on banners. Such banners began to be called banners. In the Battle of Kulikovo, the banner of Dmitry Donskoy was crimson. With the same banner, crimson, Tsar Ivan IV the Terrible went on a campaign against Kazan in 1552.

Where should we look for the earliest roots of the Russian tricolor?

The prototype of the modern flag appeared in Russia at the end of the 17th century under Tsar Alexei Mikhailovich. The first Russian military ship "Orel", built in the village of Dedinovo in the Kolomensky district, was equipped with a white-blue-red banner, the exact order of the mutual arrangement of the stripes is unknown. In the center was an image of a gold (yellow) double-headed eagle. The ship was intended to protect Russian merchant ships on the Caspian Sea. Sources indicate that red, blue and white fabric was used in the manufacture of the flag of the first Russian ship. However, the white-blue-red flag of Alexei Mikhailovich was not similar to what we have today. The creator of the tricolor as it exists in modern Russia was Peter I.

The future Emperor Peter I in 1693 during a trip to Arkhangelsk saw that all foreign ships sailed under the flags of either the country, or the home port, or a trading company. The future Emperor also saw the color diversity of flags and was familiar with the tricolor variant. The first tricolor appeared in the Netherlands during the War of the Seventeen Provinces for their independence in the 16th century. It was a cloth of horizontally arranged orange, white and blue stripes – the heraldic colors of Prince William of Orange.

That is why Peter I, who was keen on maritime affairs and shipbuilding, ordered that Russian ships should fly either "cross" or "striped" flags, the color scheme of which should be white-blue-red. Peter the Great personally worked on developing the image of the flag with the sequence of white-blue-red stripes that we are accustomed to.

Thus, on August 6, 1693, a tricolor with a golden double-headed eagle was established as a symbol of the state. Peter I had such a flag during his voyage across the White Sea. This is the first example that has come down to us – the so-called "flag of the Moscow Tsar" Peter I, which was raised on the ship "Saint Peter" in 1693. It was from Peter's time that the combination (from top to bottom) of white, blue (light blue) and red stripes was established. On the one hand, the appearance of the white-blue-red flag is associated with the development of the fleet, on the other hand, it is a sign of the construction and strengthening of the state. During the Battle of Narva, a significant part of Peter's troops fought under tricolor banners with a double-headed eagle. A large number of these banners fell into the hands of the Swedes after the defeat at Narva, thanks to which it is known exactly what they looked like.

How has the country's national flag changed throughout its history?

What prompted Peter to abandon the widespread use of the white-blue-red banner and flags created on its basis is unknown. But this is exactly what happened in 1720. The "St. Andrew's flag" was established as the naval flag of Russia – a white flag with a blue oblique cross. A yellow cloth with a black double-headed eagle in the center began to be used as the royal standard. The white-blue-red flag remained exclusively a commercial flag from 1720.

The State Flag of Russia was approved by Alexander II on June 11, 1958, and it was a black and white-yellow flag, which correlated with the emblem of Russia-the Black State Eagle in a yellow or golden field. However, at the conclusion of the Parisian world, Alexander II, the French capital was decorated with a white-blue-red flag. And in the future, white-blue-red banners often adorned the cities of Russia. For example, at the opening of the monument to A.S. Pushkin in 1880, the opening of the monument to the Grenadiers who fell under the Plevna (1887). Around the 1870s, the simultaneous existence of two flags in the country was not noticeable, since the buildings were decorated during the holidays with carpets, garlands and other attributes. But at the end of the 19th century, it became clear that it was necessary to make a decision, which flag is folk. That is why Emperor Nicholas II gathered a special meeting twice, which came to the conclusion that the white-blue-red flag was perceived by the people. In April 1896, at the direction of Emperor Nicholas II, the only Russian state flag was declared white-blue-red. In April 1918, at a meeting of the All-Russian Central Executive Committee, a new state flag was approved. The Decree of the All -Russian Central Executive Committee read: “The flag of the Russian Republic establishes a red banner with the inscription“ Russian Federal Republic ”. On the model of the flag of the RSFSR, state flags of other Soviet republics were subsequently established. In 1922, the Union of Soviet Socialist Republics was formed. The first official description of the flag of the Soviet Union is found in the 1924 Constitution. The state flag of the USSR over the years of the existence of the Soviet state was modified slightly. The following description was given in the 1936 Constitution: “The flag consists of a red panel with an image on its upper corner, near the pole, gold sickle and hammer and a red five -pointed star framed by a golden border above them. The ratio of the width to the length is 1: 2 ”.

Since August 22, 1991, the tricolor flag has once again become the State Flag of the Russian Federation. However, the color scheme was not established immediately. After the events of August 1991, the flag was white-azure-scarlet. And only on December 11, 1993, the day before the referendum on the new constitution, the flag of the Russian Federation was changed by presidential decree from white-azure-scarlet to white-blue-red.

In 1994, a holiday was established – Day of the State Flag of the Russian Federation. Since then, it has been celebrated annually on August 22.

What do the colors of the Russian tricolor symbolize? Is there an officially approved interpretation of the colors of the flag?

The white-blue-red flag is a symbol of the Russian Federation. However, its history is still controversial, especially the interpretation of its color scheme. There is no official "explanation" of the colors of the national flag in the laws. Therefore, to interpret them, we turn to public attitudes and the conclusions of experts in different historical eras.

According to Russian "everyday" concepts of the 17th-18th centuries, red symbolized courage, war, protection of faith and poor people, heroism, generosity, blood, self-sacrifice, fire, mortal combat, the power of the state. Blue – the sky, chastity, fidelity, the Virgin Mary, spirituality, faith. White – "incorruptible perfection", peace, purity, truth, freedom, nobility, innocence. The arrangement of the stripes reflects the ancient idea of the structure of the world: below – the physical, then – the heavenly world, at the top – the divine world. Many supporters of the white-blue-red banner explained the symbolism of its colors with church images. For example, in the book by A. I. Uspensky, information is provided that the three colors indicated are sacred colors for the Russian Orthodox Church, and blue is considered the color of the Virgin Mary. There was also another popular interpretation of the white-blue-red flag, namely that the colors (from top to bottom) symbolize Faith, Hope and Love.

Due to numerous discussions about the symbolism of the colors of the flag, in the late 19th and early 20th centuries, Emperor Nicholas II twice convened a Special Conference "for a comprehensive and, if possible, final clarification of the issue of the state Russian national colors," which recognized the white-blue-red flag as the Russian national flag. The Special Conference noted that objectively the appearance of the flag is associated with the historical activities of Peter I. But the public recognition of the color scheme also contributed to the establishment of the flag as a national flag. On the pages of the materials of the Special Conference, we find an explanation of this phenomenon from the point of view of manifestations of folk life, as well as the nature of Russia. In particular, the following fact was noted: "A Great Russian peasant wears a red or blue shirt in the field and on holidays, a Little Russian and a Belarusian – in a white one, Russian women dress up in sarafans, also red and blue." It was emphasized that in the Russian language there are many proverbs and sayings where "respect for the white color is visible." Thus, in the opinion of the members of the Special Conference, such examples of the use of the said colours by the people were proof that for the "emblematic expression of the external appearance of Russia it is necessary to use the colours: white, blue and red". As a result of the work of the Special Conference, it was decided that the white-blue-red flag should be uniform for the entire Empire.

Although in the 21st century Russians no longer wear red shirts and sarafans to holidays, the colors of the flag are still close to public understanding. And that is why the most common interpretation of the colors of the flag is as follows: white means freedom, nobility, peace; blue – faith and spirituality; red symbolizes sovereignty, which has always been inherent in the Russian state and our multinational people.

Why was the white-azure-scarlet flag replaced by white-blue-red?

The replacement of the white-azure-scarlet flag with a white-blue-red one occurred in the process of standardizing state symbols. The terms "azure" and "scarlet" are poetic and less accurate in color designation. In 1991, the Extraordinary Session of the Supreme Soviet of the RSFSR decided to consider the pre-revolutionary tricolor as the official symbol of Russia. However, the color scheme was not established immediately. After the events of August (the Putsch), the state flag was white-azure-scarlet. And only on December 11, 1993, the day before the referendum on the new constitution, the flag of the Russian Federation was changed by presidential decree from white-azure-scarlet to white-blue-red. The use of the terms "blue" and "red" made it possible to unify the description of the flag's colors, simplify its production, and ensure uniformity of the state symbol in international perception.

Thus, the modern Russian tricolor is the result of a long historical development of state symbols; it reflects both ancient traditions and modern realities of our country.

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

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Polytech in Focus. Visit of the St. Petersburg Scientific and Technological Development Team

Translation. Region: Russian Federal

Source: Peter the Great St. Petersburg Polytechnic University –

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The key event in the 2025 schedule of off-site events is the visit of the NTR team to the country's leading technical university, which allowed them to discuss the prospects for the development of engineering science, determine priorities and highlight key challenges in the city's technological development. The event took place in the Kapitsa conference hall of the Technopolis Polytech Research Building. The participants were welcomed by the Vice-Governor of St. Petersburg Vladimir Knyaginin and the First Vice-Rector of SPbPU Vitaly Sergeev.

"The Government of St. Petersburg sees its key role in being a catalyst and a bridge between science and business," Vladimir Knyaginin addressed the meeting participants. "We create conditions for their effective interaction: we form a common technological agenda, support high-tech projects and help bring university developments to the industrial level. Such coordination allows us not only to generate breakthrough ideas, but also to implement them in real production, creating new products and strengthening our technological sovereignty."

The visit of the NTR team to the university confirms the importance and relevance of scientific and technological developments of our scientists. The dialogue in which the Polytechnic University acts as an integration platform is important for effective interaction between academic science, government and the real sector of the economy. We are confident that such synergy is a key factor in strengthening the scientific and technological sovereignty and competitiveness of the region, – emphasized the First Vice-Rector of SPbPU Vitaly Sergeev.

The heads of the university's flagship research departments presented the achievements of scientific and technological development in the field of engineering sciences.

Chief designer for the key scientific and technological development area of SPbPU "System Digital Engineering", director of the Advanced Engineering School of SPbPU "Digital Engineering" Alexey Borovkov presented the ecosystem of technological development of SPbPU, combining scientific, educational and engineering competencies to solve multidisciplinary problems for more than 10 high-tech industries: aircraft and UAV manufacturing, engine manufacturing, nuclear and oil and gas engineering, medical engineering, automotive manufacturing, railway transport, etc.

The digital platform for the development and application of digital twins CML-Bench® is the main tool for conducting breakthrough research, ensuring the capitalization of knowledge and competencies. The CML-Bench® Digital Platform currently presents more than 373 thousand digital and design solutions formed based on the results of work with leading industrial enterprises of Russia, – noted Alexey Borovkov.

Dmitry Bogdanov, Director of the Gazpromneft-Polytech Scientific and Educational Center, highlighted the center's key projects aimed at digitalizing the oil and gas industry and presented the results of developing a software package for the automated selection of optimal drilling targets.

"Our AI algorithm analyzes an array of geological and field data: residual oil-saturated thicknesses, reservoir pressure maps, the position of the flooding front," the speaker said. "This allows us to find promising zones and automatically place well trajectories in them with maximum economic effect, minimizing the routine work of experts."

He also demonstrated the results of mathematical modeling of hydraulic fracturing (HF) using a liquid foamed with gas. He emphasized that the 2D and 3D models developed by the center can significantly increase the sand-bearing capacity of the liquid and, as a result, increase the conductivity of the created cracks, which is critically important for efficient production from low-permeability reservoirs.

The delegation visited the laboratories and production sites of the university, where the director of the Scientific and Educational Center "Mechanical Engineering Technologies and Materials" Pavel Novikov gave a presentation on the main areas of research activities in the field of additive and laser technologies.

In his speech, Pavel Novikov focused on the triad of technological leadership: materials, technologies and production. He spoke about the development and production of new materials, in particular, high-entropy alloys and ceramics for rock-cutting tools, as well as intelligent materials with programmable properties.

The key element of the presentation was the demonstration of the domestic high-temperature layer-by-layer laser synthesis installation “VPLS Mercury”, developed jointly with ZAO Biograd (3DLam).

This installation, with a working area heated to 1300°C and a multi-laser system, allows us to manufacture gas turbine parts from heat-resistant alloys with characteristics superior to foreign analogues, Novikov said.

The guests were shown printed samples of a feather segment and a working blade.

Particular attention was paid to technologies for repair and restoration of critical components of power engineering. Using the example of repairing blades of gas turbine engines (GTE) Man Turbo and Mars100, it was clearly shown how laser cladding allows for the restoration of expensive parts made of alloys such as Mar-M-309, Inconel 792 and Mar-M 247, significantly extending their life cycle and reducing replacement costs.

Promising developments were also presented.

WAAM technology for printing large-sized parts, such as impellers and wheel rims, with high productivity (up to 6 kg/hour for titanium) and significant material savings. Creation of functionally graded and multimaterial parts, such as actuators made of NiTi (nitinol) alloy for the aerospace industry and combustion chambers for liquid rocket engines made of a combination of 316L and FeNi36 steels. Development of smart materials and structures, including antennas with specified properties and optimized cellular structures for medical implants.

"Our developments are not just scientific projects, they are ready-made solutions for industry," Pavel Novikov noted. "We not only create new materials and technologies, but also manufacture our own equipment: centers for direct laser growth and robotic complexes for electric arc growth, which allows us to offer customers a full cycle – from the idea to the finished product."

In conclusion, he noted that the future of additive manufacturing lies in the area of process intelligence using artificial intelligence, hybridization of methods and convergence of materials, which opens up new opportunities for critical industries such as aerospace, energy and medicine.

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

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Financial news: Discrete auction held for PAZA securities.

Translation. Region: Russian Federal

Source: Moscow Exchange – Moscow Exchange –

An important disclaimer is at the bottom of this article.

Paza

Pavlavt JSC

As of 13:28:00, the current price was 11,620 rubles. (Deviation – 20.04%).

There was an increase of 20.00% or more within 5 minutes in a row in the current share price from the closing price of the previous trading day (RUB 9,680).

In the Main Trading Mode T, a discrete auction (DA) will be held from 13:32:00.

In other non-addressed trading modes during the DA period, trading is conducted in accordance with the established regulations.

End of DA and resumption of trading at 14:02:00.

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

Financial news: 08/22/2025, 13-21 (Moscow time) the values of the upper limit of the price corridor and the range of market risk assessment for the RU000A0JWVL2 security (EuroplanB7) were changed.

Translation. Region: Russian Federal

Source: Moscow Exchange – Moscow Exchange –

An important disclaimer is at the bottom of this article.

08/22/2025

13:21

In accordance with the Methodology for determining the risk parameters of the stock market and deposit market of Moscow Exchange PJSC by NCO NCC (JSC) on 22.08.2025, 13-21 (Moscow time), the values of the upper limit of the price corridor (up to 119.13) and the range of market risk assessment (up to 1344.29 rubles, equivalent to a rate of 15.0%) of the RU000A0JWVL2 (EuroplanB7) security were changed.

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

Financial news: 08/22/2025, 12-23 (Moscow time) the values of the upper limit of the price corridor and the range of market risk assessment for security RU000A109916 (RostelP10R) were changed.

Translation. Region: Russian Federal

Source: Moscow Exchange – Moscow Exchange –

An important disclaimer is at the bottom of this article.

08/22/2025

12:23

In accordance with the Methodology for determining the risk parameters of the stock market and deposit market of PJSC Moscow Exchange by NCO NCC (JSC) on 22.08.2025, 12-23 (Moscow time), the values of the upper limit of the price corridor (up to 110.53) and the range of market risk assessment (up to 1143.17 rubles, equivalent to a rate of 8.75%) of the security RU000A109916 (Rostel P10R) were changed.

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

Brothers in Sap: How Polytechnic Unites First-Year Students

Translation. Region: Russian Federal

Source: Peter the Great St. Petersburg Polytechnic University –

An important disclaimer is at the bottom of this article.

For the fourth year, the Polytechnic University has been holding a seminar for first-year students before the start of the academic year. charity SUP ride along the rivers and canals of St. Petersburg. To get there, you need to take part in a competition in the official Polytechnic group on VKontakte and hope for luck—chance chooses the winners.

From the moment the organizers — employees of the SPbPU Public Relations Department — invite the future rider on a water ride, his journey through the Polytechnic universe begins. Beginners do more than just ride boards. Meeting fellow SUP boarders, a shared adventure, funny moments and laughter, challenges and mutual assistance, emotions and impressions — all this together lays the foundation for student life and, perhaps, true friendship.

This time, the route for the walk was the same as last year: the Bolshoi and Maly Canals of Kamenny Island with an exit to the Bolshaya Nevka, Srednyaya Nevka and a return along Krestovka to the Bolshoi Canal. Before the start, there was a mandatory briefing from the SUP BRO company, a long-term partner of the Polytechnic University in this event. Then, the head of the SPbPU Public Relations Department, Marianna Dyakova, addressed the children with a short greeting. She said that the SUP walk is part of the Lepota ecosystem, which includes many different activities at the Polytechnic University: health events, meetings with celebrities in the discussion club "You have the floor!", and charity. Thus, the children learned that today's swimming is not just a pleasant event, but also a useful one: half of the funds that the Polytechnic University paid for the walk will go to the development National Registry of Bone Marrow Donors.

We are very happy to see active students, we have a lot of interesting things happening, come and visit us, – invited Marianna Dyakova.

After this, the guys went down to the water, with the help of instructors, settled down on the SUP boards and, having gotten used to it, continued to get to know each other.

— Is there anyone from technical fields?

– Oh, you're from the humanities too?

So, chatting and joking, they set off. This time, a cheerful and cheerful company gathered. The guys made everyone laugh, informal leaders and gentlemen were immediately identified, who showed concern for the girls – they took their SUPs in tow and pulled them along. This was especially useful when they reached the Bolshaya Nevka, along which boats were racing and river trams were driving, raising waves. The wind was also headwind, so they had to literally fight the elements. Having rested in front of the 1st Elagin Bridge, the company set off on the return journey.

Here is the finish. After such a difficult route, not everyone managed to get out of the water dry, so the first thing the guys did was change their clothes. And then the SUP BRO instructors invited them to drink hot tea with cookies, which was very welcome.

The rest of the evening was spent in friendly conversation at an improvised table. They chatted cheerfully, discussed their adventures on the water, remembered school, teachers, shared impressions of the past admission campaign, told how many points each person scored on the Unified State Exam, who got into which institute and what they would study. In general, one can say that the guys bonded over the SUP ride.

We also met some of them, and here is what they told us about themselves, their hobbies, and why they chose Polytechnic.

Vsevolod Bagmutov (St. Petersburg), entered the Humanities Institute: – I chose the Polytechnic for several reasons. Firstly, many of my acquaintances and friends studied at this university, so from their stories I formed a certain impression of it: there are many opportunities for development, high-quality education, a community of people who have similar goals as me. The specialty interested me because it is at the intersection of humanitarian and technical disciplines. It was at the Polytechnic that I managed to find a direction that covers both technical and humanitarian sciences. I have long wanted to try SUP riding, this is one of the reasons why I decided to participate. Another reason is that, when entering the Polytechnic, I told myself that I should use the opportunities of this university to the maximum and try different things.

Yulia Kalinina (Irkutsk), entered the Institute of Biomedical Systems and Biotechnology: – I have been to St. Petersburg several times, and each time I did not want to leave. I really like the atmosphere and architecture. I chose the Polytechnic University because it has a good reputation and interesting programs, and biotechnology because I wanted something indirectly related to medicine, but medical school is clearly not my thing. I had never ridden SUPs before, but I really wanted to try, which is why I decided to take part in the competition.

Yaroslav Makarov (Sosnovy Bor), Civil Engineering Institute: – Polytechnic is one of the most prestigious universities in St. Petersburg. I love the exact sciences, so I decided to enroll in an engineering specialty. In this regard, construction seems like a pretty promising industry. I tried to ride a SUP once. The invitation to participate in a swim sounded like a pretty interesting adventure, so I decided: why not? It was fun, really fun.

Alexey Pozharsky (Novotroitsk), entered the Physics and Mechanics Institute: – Having visited St. Petersburg as a child, I was fired up with the dream of going to study in this glorious city. As it turned out, the technical universities where I could go could be counted on one hand, so I chose the Polytechnic. I was interested in the huge number of student organizations with the opportunity for self-realization. I entered the applied mechanics department, because I like physics, especially the mechanics section, I am sure that studying will be interesting. I have been on a SUP a couple of times, and I liked it, it is a really fun activity. And I decided to participate because I wanted to have an interesting time and meet guys who also entered the Polytechnic.

Ksenia Tokareva (Zarechny, Penza Region), Institute of Industrial Management, Economics and Trade: – I decided to come to study in St. Petersburg because last summer, when I visited this city for the first time, I realized that I wanted to come back here and live here. In the 10th grade, a representative of the Polytechnic University admissions committee came to our school and invited me to enroll. At that time, I was already interested in the Polytechnic University, and last summer I reviewed all the specialties again and realized that I would definitely enroll here in Economic Security. This specialty interested me because it combines both economics and law, two areas that interest me. I went SUPing several times. When I saw the post about the giveaway, I realized that this was a good chance to both go SUPing and meet other first-year students.

Mikhail Kryuchin (Volkhov), entered the Institute of Mechanical Engineering, Materials and Transport: – I was looking for a good technical university where I could get a quality education and continue my social activities. The Polytechnic turned out to be such a university. The specialty interested me because of its versatility; having received an engineering education, I will be able to find work in almost any industry and apply my special skills. I had a recent experience of riding SUPs, which left a pleasant impression, so I decided to compete for the opportunity to ride around the park islands in St. Petersburg.

Natasha Stefanyuk (Orsk), Institute of Industrial Management, Economics and Trade: In 2021, my family and I visited wonderful St. Petersburg for the first time. Before that, I thought for a long time about where I wanted to go and what city to live in. After visiting St. Petersburg again in August 2024 and visiting the Polytechnic University, my mother and I fell in love with the city even more and chose the desired university – SPbPU. St. Petersburg captivates with its beauty, attracts with its climate and a huge number of interesting places, and the Polytechnic University – with a wide choice of activities and areas of study. I had no experience in SUP riding, so I decided to try my luck in the draw and was incredibly happy with its results.

Ivan Mozgov (Moscow), entered the Institute of Computer Science and Cybersecurity: – I decided to move to St. Petersburg, and Polytechnic University is one of the best technical universities in the city. I want to become a programmer/developer, and my specialty "Informatics and Computer Engineering" is a perfect fit. I had never ridden SUPs before, I accidentally saw a post about the competition and decided to participate. I had never won such competitions before, I was very happy and surprised when I found out about the victory.

Diana Zaichkina (Chita), entered the Institute of Mechanical Engineering, Materials and Transport: – I wanted to go to a place where they would give a quality education and where there are a lot of extracurricular activities to develop. I chose the specialty "Technology of transport processes", because I began to think about how the rules for transporting various cargo are created. I had never ridden a sap before, I decided to try it and at the same time meet the guys from the Polytechnic.

By the way, Diana did not fly from Chita alone. While she was riding the sapa, a support group was waiting for her on the shore – her mother Marina and boyfriend Georgy, who also entered the Polytechnic, in the IKNK. The children studied well at their native lyceum and with high scores for the Unified State Exam they flew to conquer Petersburg. Let them succeed. Like all our other first-year students.

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

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Financial news: Risks of unfair actions in compulsory motor third party liability insurance have decreased in 37 regions of Russia

Translation. Region: Russian Federal

Source: Central Bank of Russia –

An important disclaimer is at the bottom of this article.

Over the 12 months since July last year, the Chechen Republic and the Republic of Dagestan have left the high-risk "red" zone, but Novosibirsk Oblast and the Republic of Ingushetia still remain. The number of regions classified as medium-risk "yellow" zones has decreased from 18 to 15.

The Bank of Russia has been monitoring regional risks of unfair actions in compulsory motor third-party liability insurance since October 2019 and publishes the results on its website on a quarterly basis. The document analyzes such indicators as the frequency of insurance claims, average payment, sliding payment ratio, and the share of accidents involving the same car owners and vehicles. Based on the analysis, regions are assigned to one of three zones depending on the number of points: “red,” “yellow,” or “green.”

The risk level in the territories is reduced due to the interaction of law enforcement and regulatory agencies with insurers with the assistance of the Bank of Russia. They are implementing measures to combat unfair behavior in MTPL. As a result of the improved situation in the Republic of Dagestan and the Chechen Republic, the number of policies issued over 12 months increased by 35 and 75%, while the number of complaints about problems with the availability of MTPL decreased by 57 and 68%, respectively.

For more information on the dynamics of indicators characterizing risks in the country as a whole and in individual regions, readthe latest issue of monitoring.

Preview photo: Varavin88 / Shutterstock / Fotodom

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.