Financial news: Citizens will be able to connect a “second hand” service to protect themselves from fraudsters

Translation. Region: Russian Federal

Source: Central Bank of Russia –

An important disclaimer is at the bottom of this article.

From September 1st this year, people will have new opportunity protect yourself and your loved ones from fraudsters. Control over banking operations can now be entrusted to a relative or friend, who will have the right to confirm or reject money transfers if they seem suspicious. At the same time, the assistant will not have access to the account and the right to carry out independent operations.

This measure will protect the most vulnerable citizens, especially the elderly, from fraudsters, and will also strengthen parental control over transfers by teenagers, who often find themselves involved in dropper schemes without proper understanding of the negative consequences.

The transaction is confirmed or rejected within 12 hours from the moment of notification. Only the client can initiate the service connection. Each bank determines the method of service connection independently. If the client refuses the service, the bank will be obliged to disconnect it within 24 hours. Such a cooling-off period will reduce the risk of the "second hand" service being disconnected under the influence of fraudsters.

The mechanism applies to money transfers, including those using bank cards, transfers through the Fast Payment System and cash withdrawals.

Preview photo: Viktoriia Hnatiuk / Shutterstock / Fotodom

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

Financial news: Imports rose in Q2 while exports fell.

Translation. Region: Russian Federal

Source: Central Bank of Russia –

An important disclaimer is at the bottom of this article.

Imports in the second quarter of 2025 expanded compared to the same period last year, largely due to services, including increased spending by Russians on trips abroad. The growth of imports of goods was restrained by factors such as an increase in the recycling fee, large inventories, and high interest rates on loans.

Exports, on the other hand, remained below last year's level. This was due to lower world prices for oil and coal, OPEC oil production restrictions, reduced grain stocks and export quotas.

As a result of the decline in exports and the increase in imports in dollar terms, the current account surplus declined in the second quarter.

Read more in the quarterly issue of the information and analytical commentary "Balance of Payments of the Russian Federation".

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

Financial News: Risks of Money Laundering and Terrorist Financing in the Financial Sector: Bank of Russia Assessment

Translation. Region: Russian Federal

Source: Central Bank of Russia –

An important disclaimer is at the bottom of this article.

The Bank of Russia assessed the risks of money laundering and terrorist financing (ML/FT) in the financial sector over the past 5 years andpublishes a report on the results.

This work is carried out taking into account the recommendations of the Financial Action Task Force on Money Laundering (FATF).

The regulator has formed an assessment of the risk level for each sector of the financial market supervised by the Bank of Russia. The probability of various schemes being manifested in them has been analyzed, and characteristic features of income laundering methods have been identified. This information helps to increase participants' awareness of ML/FT risks and the effectiveness of work to prevent them. Based on this data, the regulator is developing measures to reduce the possible use of financial institutions in illegal activities.

The Bank of Russia conducted a sectoral risk assessment taking into account the results national risk assessments money laundering and terrorist financing.

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

Financial news: On changes in the mechanism for executing perpetual futures on indices, precious metals and shares of Russian issuers

Translation. Region: Russian Federal

Source: Moscow Exchange – Moscow Exchange –

An important disclaimer is at the bottom of this article.

From August 29, 2025, changes will be made to the specifications of one-day futures contracts with automatic rollover on indices, precious metals and shares of Russian issuers in terms of the contract execution mechanism.

By analogy with perpetual currency futures, a one-time payment of 3% of the nominal value of the contract is introduced, which is paid by the client who submitted the execution order in favor of the client whose positions were executed without submitting the order.

The changes are intended to unify the contract execution mechanism introduced in April 2025 for perpetual currency futures with other perpetual contracts and to increase the predictability of working with instruments for all categories of clients.

In connection with testing the new contract execution mechanism, the nearest date for submitting orders for execution of IMOEXF, GLDRUBF, SBERF, GAZPF futures is postponed from September 4 to December 4, 2025. Thus, in September, the submission of orders for execution under these contracts is not provided. The date for submitting orders for execution of USDRUBF, CNYRUBF, EURRUBF contracts remains unchanged – September 4, 2025.

The execution of orders is carried out in the manner prescribed by the clearing rules of the NCO NCC (JSC) and the specifications of contracts:

execution of orders takes place in the evening clearing of the day of submission of the order; when executing orders, a clearing commission of 0.1% is charged, as well as a one-time payment of 3% of the nominal value of the contract, which is paid by the party that submitted the order for execution in favor of the party whose positions were executed without the submission of the ordery1sh. The formula for calculating the payment is reflected in the specification; execution is carried out by two transactions: closing a position in a one-day contract and opening a position in the nearest quarterly futures (these transactions are carried out at the settlement price of the perpetual contract during evening clearing); first, the counter orders are executed; the remaining orders that are not executed as a result of the execution of the counter orders are executed without submitting an order; the selection of settlement codes, the positions of which are executed without submitting orders, occurs proportionally to the volume of open positions in descending order of the volume of open positions (opposite direction).

Detailed information on the dates of submission and execution of orders, as well as the execution mechanism, is provided on the pages HTTPS: //VVV. MEEX.K.M.K., HTTPS: //VVV. MEEX.K.M.M., HTTPS: //VVV. MOEX.MO/A8803 And HTTPS: //VVV. MEEX.MO/A8805.

New editions of the perpetual contract specifications have been posted on the Moscow Exchange website HTTPS: //VVV. MOEX.K.M.K..

y1sh Clearing fees are charged to all clients whose positions were executed on the order. A one-time fee is not charged in the case of execution of two counter orders and is charged if the execution of the order resulted in execution of contracts of the party that did not submit the order. Contact information for the media 7 (495) 363-3232Pr@moex.kom

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

Financial News: Microloan Market Returns to Growth with More Affordable Loans

Translation. Region: Russian Federal

Source: Central Bank of Russia –

An important disclaimer is at the bottom of this article.

The market driver in Q2 2025 was loans with a moderate interest rate, where the total cost of credit (TCC) does not exceed 100% per annum. First of all, this is the issuance of new tranches within previously opened credit lines for the purchase of goods on marketplaces and online retail outlets. At the same time, the share of the most expensive loans decreased to 47.6%, falling below half of quarterly consumer loans issued by microfinance organizations (MFOs) for the first time.

The volume of loans issued by microfinance organizations associated with the largest marketplaces and non-banking settlement credit organizations once again exceeded the figures of independent microfinance organizations, which, on the contrary, have been declining in loans for the second quarter in a row.

The quality of the MFI loan portfolio has worsened in both the business and consumer loan segments: the level of overdue loans over 90 days has increased after a long decline. The main reason was the maturing of overdue loans on consumer loans issued in Q4 2024 and Q1 2025. Only 11% of the volume of loans issued during this period ended in full repayment, with clients not taking out new loans. Almost half of the loans were issued to borrowers who, after repaying one loan, took out a new one and fell into a debt spiral, and in 20% of cases, their debt increased. Among loans with overdue payments, in every fourth case, borrowers failed to cope with the debt burden on the first payment. On the one hand, this indicates excessive indebtedness of citizens, and on the other, the continued increased risk appetite of MFIs.

The introduction of a new system of credit will help reduce the debt burden of citizens the obligation to take into account only the official income of the borrower when assessing his debt burden, and also limiting the number of expensive loans in operation at the same timeand establishing a cooling-off period between them.

Read more in"Trends in the MFI market for the second quarter of 2025".

Preview photo: YesPhotographers / Shutterstock / Fotodom

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

Financial news: 08/26/2025 JSC “SME Corporation” will hold a deposit auction.

Translation. Region: Russian Federal

Source: Moscow Exchange – Moscow Exchange –

An important disclaimer is at the bottom of this article.

Parameters;

Date of the deposit auction 08/26/2025. Placement currency RUB. Maximum amount of funds placed (in the placement currency) 175,000,000. Placement term, days 29. Date of depositing funds 08/26/2025. Date of return of funds 09/24/2025. Minimum placement interest rate, % per annum 17. Terms of the conclusion, urgent or special (Urgent). Minimum amount of funds placed for one application (in the placement currency) 175,000,000. Maximum number of applications from one Participant, pcs. 1. Auction form, open or closed (Open).

The basis of the Agreement is the General Agreement. Schedule (Moscow time). Preliminary bids from 10:30 to 10:40. Competitive bids from 10:40 to 10:50. Setting the cutoff percentage or declaring the auction invalid before 11:30. Additional terms.

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

Financial news: Over a thousand bonds will become available to investors at evening trades on the Moscow Exchange

Translation. Region: Russian Federal

Source: Moscow Exchange – Moscow Exchange –

An important disclaimer is at the bottom of this article.

From August 26, 2025, during the evening trading session of the Moscow Exchange stock market, investors will be able to make transactions even with 987 bonds, including corporate and municipal bonds.

The total number of bonds available in the evening period will reach 1,320.

In addition to bonds, trading participants and their clients can conduct transactions with shares and fund units during evening trading.

Private investors are the main participants in the evening trading session, accounting for about 70% of the total volume of transactions in evening trading. Since the beginning of 2025, individuals have invested 1.25 trillion rubles in bonds on the Moscow Exchange, which is twice as much as in the same period last year.

Corporate bonds became available at evening trading from May 20, 2025.

Evening trading gives investors the opportunity to make deals at a time convenient for them. The evening session begins with the opening auction (from 19:00 to 19:05), trading takes place from 19:05 to 23:50.

General list of tools, available at evening trading on the stock market, is posted on the Moscow Exchange website.

Moscow Exchange is the largest Russian exchange, the only multifunctional platform in Russia for trading shares, bonds, derivatives, currencies, money market instruments and commodities. The Moscow Exchange Group includes a central depository, as well as a clearing center that performs the functions of a central counterparty in the markets, which allows Moscow Exchange to provide clients with a full cycle of trading and post-trading services.

Contact information for media 7 (495) 363-3232Pr@moex.kom

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

Financial news: 08/25/2025, 12:53 (Moscow time) the values of the upper limit of the price corridor and the range of market risk assessment for the SU26231RMFS9 security (OFZ 26231) were changed.

Translation. Region: Russian Federal

Source: Moscow Exchange – Moscow Exchange –

An important disclaimer is at the bottom of this article.

08/25/2025

12:53

In accordance with the Methodology for determining the risk parameters of the stock market and deposit market of Moscow Exchange PJSC by NCO NCC (JSC) on August 25, 2025, 12:53 (Moscow time), the values of the upper limit of the price corridor (up to 18:18) and the range of market risk assessment (up to 207.81 rubles, equivalent to a rate of 60.0%) of the SU26231RMFS9 security (OFZ 26231) were changed.

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

RUDN University celebrated the Day of the Russian National Flag

Translation. Region: Russian Federal

Source: Peoples'Friendship University of Russia –

An important disclaimer is at the bottom of this article.

On the Day of the Russian National Flag, RUDN University was very lively. To the sounds of the song "Mother Earth" and other compositions about love for the homeland, students of our university decorated their faces with the flags of their countries: Costa Rica, Suriname, Vietnam, Columbia, Brazil and many others. And almost everyone asked to draw the Russian flag for themselves at the same time.

Some of the students even dressed in their country's colors in honor of the holiday. And a student from Guyana wore a national headdress.

"I am a representative of the indigenous peoples of Guyana. Therefore, in honor of the holiday, I decided to decorate myself with our "crown" and thus express myself through national identity. This is the first time I participate in such an event, I am impressed by such a sense of pride for my country, patriotism among Russians. And I am pleased to join and participate in the holiday, since the university is already like a second home for me," Singh Resien Mea, Bachelor of Engineering Academy of RUDN (Oil and Gas Engineering, 3rd year).

The girl's friend (an Indian) noted that Guyana is the only country in South America where they speak English.

"The green field of our flag represents the nature and agriculture of Guyana. It has a red triangle – a symbol of perseverance – with a black border, which speaks of the fortitude of the locals. There is also a gold triangle on the flag, which symbolizes the wealth of mineral resources, with a white border, indicating the rivers and water resources of the country," – Sukra Ievnia, a student of the RUDN Medical Institute (the direction of "General Medicine", 5th year).

Moscow, Russia, Motherland

After everyone had decorated themselves in honor of the holiday and taken plenty of photos, it was time for a small concert and games. The host called out a word, and the students had to remember a song on this topic. The one after whom no one else suggested options received a gift with branded university products.

"So, who can name me a song about Russia?" the host asked the first question. Many options immediately came up: Lyube's "From the Volga to the Yenisei", "Come on, Russia!", "Where does the Motherland Begin" and, of course, our country's anthem. Between games, the participants of the celebration were entertained by the group "Altair". The guys performed popular hits, such as "Marshrutka" by IOWA and Andrey Gubin, and their own compositions. The students danced, applauded the musicians and sang along with them with pleasure. And to make it even more interesting, the group's vocalist invited the bravest of the spectators to the stage to try himself as a drummer. A student from Palestine volunteered.

"I am absolutely delighted with the holiday, so many positive emotions! I have never picked up drumsticks before, but I managed to hit the cymbal in time," – Bisan Abdul Razak, Bachelor of Philology, RUDN (Journalism major, 2nd year).

In addition to the Motherland, the host asked the students such words as Moscow and Motherland. And each time a serious battle broke out: the students tried to remember as many songs as possible.

Day of Unity

The fun was gradually approaching the culmination of the holiday. Students began to gather on the square in front of the main building of RUDN, where for the second year in a row they were to unfurl a huge Russian flag measuring 50×27 m. The participants were a little nervous, as everyone wanted the event to go off without a hitch. In total, more than 200 students from 90 countries took part in it!

"The flags of Russia and my country, Costa Rica, are similar. We also have blue, white and red, only there are five stripes and a different order of colors. Last year I was unable to participate in the unfolding, and I am glad that this time I became a participant in the celebration. I believe that everything will go well," says Esteban Josue Gutierrez Benavides, a master's student at the RUDN University Engineering Academy (Nanotechnology and Microsystems Engineering, 1st year).

The honorary guests of the celebration were Deputy Head of the Ministry of Higher Education and Science of Russia Olga Petrova and Chairman of the All-Russian Committee for Support of Putin Roman Putin.

It was this organization that initiated the RUDN flag unfurling event.

"For us, this is a day of unity, a day of fundamental, traditional values that allow us to be strong in any situation. Strength is in unity, and together we can, of course, do more. Happy holiday to everyone!" Olga Petrova, Deputy Head of the Russian Ministry of Education and Science.

"It is already becoming a good tradition to hold this event at RUDN. And I am very glad that we are continuing it today. What is our flag today? It is a flag of pride, hope for a bright future, a flag of true independence and statehood. So let's unfurl it. Hurray!" – Roman Putin, Chairman of the All-Russian Committee for Putin's Support.

And finally, to the song of Denis Maidanov "Flag of my state", RUDN students began to solemnly unfurl the tricolor. It occupied the entire square in front of the university and fluttered beautifully in the wind. Maidanov's song was replaced by the anthem of our university, and each participant in the action felt unity with those who gathered at RUDN that day. When the flag was reassembled, the students hugged and gave each other "five", rejoicing at the successful completion of the holiday.

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

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Polytechnicians are winners and prize winners of the Russian Orienteering Championship

Translation. Region: Russian Federal

Source: Peter the Great St. Petersburg Polytechnic University –

An important disclaimer is at the bottom of this article.

The Russian Orienteering Championship was held in Kazan. It was attended by 85 men and 85 women from 35 regions of the country. The routes of the disciplines ran through picturesque places of the capital of Tatarstan: the historical center of the city, the territory of the Kazan Kremlin and city parks.

The competition included individual starts in the cross-sprint discipline and team races in the cross-relay format. These performances had the status of selection for the Russian national team.

Polytechnic athletes showed excellent results.

Mikhail Maksimenko is the Russian champion in the relay (2 people) as part of the Leningrad Region team and third place in the sprint. Olga Shmailova is the second place in the sprint and the silver medalist of the relay as part of the St. Petersburg team.

The four-stage relay was especially spectacular: the St. Petersburg team, which included Olga Shmailova from the Polytechnic University, won gold in a tense battle. The St. Petersburg team beat their rivals from the Voronezh Region by just three seconds!

Congratulations to the athletes – Dmitry Roslov, Vladislav Loginov, Olga Godlevskaya, Olga Shmailova, Mikhail Maksimenko – and their coaches on their excellent results at the Russian Championship!

On August 25, the Russian Championship in orienteering in cyclocross disciplines ended in Perm. Ekaterina Landgraf came in second in the classic cyclocross and won a silver medal in the three-stage relay as part of the St. Petersburg team.

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

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