Financial news: The Bank of Russia has identified key conditions for the further development of artificial intelligence in the financial market.

Translation. Region: Russian Federation –

Source: Central Bank of Russia

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In Russia, one in five financial market organizations is already using artificial intelligence (AI). Another third plan to implement it into their business processes within three years. These are the results of a Bank of Russia survey presented in a new report. advisory report.

The Bank of Russia continues to adhere to a risk-oriented and technology-neutral approach to AI and aims to create favorable conditions for its development. The report notes that trust in the technology and data accessibility are key factors.

Compliance monitoring Code of Ethics for the Development and Application of AI in the Financial Market, the development of methods for using its individual provisions, and the creation of a collection of best practices for the application of AI—all of this will contribute to increased trust in the technology.

To improve data accessibility, the Bank of Russia proposes exploring the creation of dedicated platforms for market participants to voluntarily exchange data and jointly develop AI models (trusted intermediaries). The report also proposes discussing the potential for using data privacy-enhancing technologies in the Russian financial market.

The discussion of the report will continue until December 30th inclusive. Comments and suggestions can be sent to ay_report@kbr.ru.

Preview photo: Yurchanka Siarhei / Shutterstock / Fotodom

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Financial news: 20.11.2025, 11:56 (Moscow time) the values of the upper limit of the price corridor and the range of market risk assessment for the security RU000A0ZYFN3 (DOM.RF B10) were changed.

Translation. Region: Russian Federation –

Source: Moscow Exchange – Moscow Exchange –

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November 20, 2025

11:56

In accordance with the Methodology for determining the risk parameters of the stock market and deposit market of PJSC Moscow Exchange by the NCC (JSC) on 20.11.2025, 11:56 (Moscow time), the values of the upper limit of the price corridor (up to 131.66) and the range of market risk assessment (up to 1528.84 rubles, equivalent to a rate of 50.0%) of the security RU000A0ZYFN3 (DOM.RF B10) were changed.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Financial news: On November 20, 2025, the Moscow Small Business Lending Assistance Fund will hold a deposit auction.

Translation. Region: Russian Federation –

Source: Moscow Exchange – Moscow Exchange –

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Parameters;

The deposit auction date is November 20, 2025. Placement currency is RUB. The maximum amount of funds placed (in the placement currency) is 1,200,000,000. Placement term, days 364. Date of depositing funds is November 21, 2025. Date of return of funds is November 20, 2026. Minimum placement interest rate, % per annum is 15.2. Terms of the conclusion, urgent or special (Urgent). The minimum amount of funds placed for one application (in the placement currency) is 1,200,000,000. The maximum number of applications from one Participant, pcs. 1. Auction form, open or closed (Open).

The basis of the agreement is the general agreement. Schedule (Moscow time). Preliminary applications from 12:10 to 12:20. Competitive applications from 12:20 to 12:25. Setting the cutoff interest rate or declaring the auction invalid before 12:40. Additional terms – Placement of funds with the option of early withdrawal of the entire deposit amount and payment of interest accrued on the deposit amount at the rate established by the deposit transaction, in the event of the Bank's non-compliance with the requirements set forth in paragraph 2.1. of the Regulation "On the procedure for selecting banks for the placement of funds of the Moscow Small Business Lending Promotion Fund in deposits (deposits) under the GDS" (as amended on the date of the deposit transaction), early withdrawal at the "on demand" rate, interest payment monthly, on the last business day of the month, without replenishment.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Financial news: On November 20, 2025, UK FRT LLC will hold a deposit auction.

Translation. Region: Russian Federation –

Source: Moscow Exchange – Moscow Exchange –

An important disclaimer is at the bottom of this article.

Parameters;

The deposit auction date is November 20, 2025. Placement currency is RUB. The maximum amount of funds placed (in the placement currency) is 345,000,000. Placement term, days – 15. Date of depositing funds is November 20, 2025. Date of return of funds is December 5, 2025. Minimum placement interest rate, % per annum is 16.5. Terms of the conclusion, urgent or special (urgent). The minimum amount of funds placed for one application (in the placement currency) is 345,000,000. The maximum number of applications from one Participant, pcs. 1. Auction form, open or closed (Open).

The basis of the Agreement is the General Agreement. Schedule (Moscow time). Preliminary bids from 12:30 to 12:40. Competitive bids from 12:40 to 12:45. The cutoff percentage may be set or the auction may be declared void by 12:55. Additional terms and conditions.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

November 20, 2025: Cruises on the K.A. Timiryazev, Mikhail Tanich, and Borodino ships with a 15% discount. Routes along the Volga and Oka rivers from Moscow, Nizhny Novgorod, and Kazan. Advance booking for the Black Friday promotion is now open!

Translation. Region: Russian Federation –

Source: Infoflot Cruise Center – Infoflot Cruise Center –

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Dear friends,

Starting November 24, 2025, three more ships will join the Black Friday promotion, but you can already choose the most popular routes along the Volga and Oka rivers with a 15% discount.

Pre-booking for special cruises on the ships K.A. Timiryazev, Mikhail Tanich, and Borodino is now open!

To be among the first and not miss out on a great deal, simply include "Black Friday" in the comments when booking your cruise.

The picturesque landscapes of the Oka River and all the Volga gems – Yaroslavl, Kostroma, Uglich, Tver, Myshkin, Kineshma – await you on cruises from Moscow, Nizhny Novgorod, and Kazan at very attractive prices.

Terms of the Black Friday promotion:

15% discount – for all cruises on the motor ship Mikhail Tanich; 15% discount – for selected cruises on the motor ships K.A. Timiryazev and Borodino; the price of cruises on our website is indicated without the promotional discount; the promotion is valid from November 24 to 30, 2025; 100% payment within 5 days of booking; for new bookings only; the offer does not apply to single cabins and cannot be combined with other discounts and promotions specified in the voyage.

Please note; this information is raw content obtained directly from the information source. It is an accurate account of what the source claims, and does not necessarily reflect the position of MIL-OSI or its clients.

Transport Workers' Day: The work of those who move the world

Translation. Region: Russian Federation –

Source: Official website of the State –

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November 20th is a professional holiday celebrated in Russia: Transport Workers' Day.

The order establishing it was signed in 2020 and united employees from all transport sectors: from rail and road to aviation and water.

Each worker, whether a driver, engineer, dispatcher, or engineer, contributes to the development of the economy and social infrastructure of the country.

Our university has a Department of Transport Complex Management, where students aspire to become true professionals in this field. We are proud to train specialists who will shape the future of transport in Russia and beyond. In this department, students study not only theory but also practical aspects, enabling them to be prepared for today's challenges.

Scientists at the State University of Management conduct research aimed at improving transport systems and implementing innovative technologies, studying and improving the operation of unmanned aerial systems, and refining existing ground-based models.

We congratulate all current and future transport workers on their professional holiday. Thank you for your dedication, patience, and professionalism. You make the world a better and more convenient place, helping connect cities and regions and reach desired destinations.

Happy Holidays!

Subscribe to the "Our GUU" Telegram channel. Publication date: November 20, 2025.

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Student Rally of St. Petersburg: Victories for Polytechnicians

Translation. Region: Russian Federation –

Source: Peter the Great St. Petersburg Polytechnic University –

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The St. Petersburg Student Team Gathering traditionally brought together all the proactive members of the Polytechnic University headquarters. Over the weekend, participants not only attended lectures, master classes, and training sessions, but also participated in various professional competitions.

At the Media Competition, the headquarters of the student brigades of the Polytechnic University took first place, consisting of Yuriy Gaichuk (SSO "Astra"), Matvey Spirin (SSO "Iskra") and Marina Tregubova (SPO "SOzvezdie").

In the competition for the best team compositions, the Polytechnicians undoubtedly stood out.

"The best command staff of the SSServo": Commander of the SSServo "Atria" Maria Markova – 1st place; Commissar of the SSServo "Altair" Oksana Menshchikova – 1st place; Master of the SSServo "Atria" Vlada Chernyaeva – 3rd place. "The best command staff of the SOF": Commander of the SOF "Orion" Maxim Zarubin – 1st place; Commissar of the SOF "Orion" Daniil Zaitsev – 1st place; Master of the SOF "Orion" Dmitry Korobeynikov – 1st place. "The best command staff of the SOP": Commissar of the SOP "Provorny" Ulyana Shtol – 1st place; Commandant of the SOP "Provorny" Ksenia Zubenko – 1st place. "The best command staff of the SPO": Commander of the SPO "SOzvezdie" Maria Kravchenko – 1st place; Methodologist of the SPO "SOzvezdie" Ekaterina Ryabizo – 2nd place; Aleksandr Karandashev, commandant of the SPO "SOzvezdie," took second place. Damir Asanov (SAO "Arkhont") was named the best SAO commissar in the "Best Crisis Solution" category.

During the season, service teams honed their skills to perfection and demonstrated this at the SSServO Professional Skills Competition.

Maid Nomination: Ekaterina Babkina (SSServO Altair) — 2nd place. Chef Nomination: Gleb Guzov (SSServO Altair) — 2nd place. Waiter Nomination: Marina Kiseleva (SSServO Altair) — 2nd place. Bartender Nomination: Vyacheslav Kuznetsov (SSServO Altair) — 3rd place.

At the same time, student construction teams worked at the “Professional Skills SSO” competition:

"Best Foreman": Matvey Dmitriev (SSO "Iskra") – 2nd place; Dmitry Korobeynikov (SSO "Orion") – 3rd place. "Best Work Team": Team "Iskra" – 1st place; Team "Orion" – 3rd place. "Best Occupational Safety Specialist": Petr Telov (SSO "Iskra") – 1st place; Veronika Valker (SSO "Orion") – 2nd place.

Members of Peter's detachments also worked on methodological developments. The master class "Sleepy Jellyfish" from the SPO "SOzvezdie" was recognized as the best, taking first place. Among the trainings, first place went to "Museum of Motives and Incentives" from the SPO "Scarlet Sails," and third place went to "Accept Yourself. This is Where It All Begins" from the SPO "SOzvezdie."

At the end of the program, members of all units gathered for a creative competition to see the most striking performances of the evening. The SPO "SOzvezdie" won the "Group Dance" category with their rousing number "Missing the Target." The SPO "Alye Parusa" and SPO "SOzvezdie," along with the SPO "Svoboda," also won the "Mini-Group Dance" category. Their number "In Anticipation of the Holiday" evoked that special feeling of anticipation among the audience and the jury.

The guys gave it their all, showing everyone what professionals they are in their field.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

On the second day of the All-Russian Teachers' Forum, the "Golden Names of Higher Education" were announced.

Translation. Region: Russian Federation –

Source: Official website of the State –

An important disclaimer is at the bottom of this article.

On November 19, the second day of the All-Russian Forum of Higher Education Teachers "Academic Community" was held at the Ministry of Science and Higher Education of the Russian Federation. The forum was organized by the State University of Management, the League of Higher Education Teachers, and the Ministry of Education and Science.

At the meeting, traditionally held on Higher Education Teachers' Day, the results of the annual All-Russian competition "Golden Names of Higher Education" were announced. More than 300 people participated in the event, including heads of leading universities, representatives of government agencies, and the academic community.

Antony Shvindt, Deputy Head of the Deputy Prime Minister's Secretariat, read a welcome address from Dmitry Chernyshenko, Deputy Prime Minister of the Russian Federation. It noted that the forum, which brings together teachers from across the country, is addressing the most pressing issues and challenges, including the development of the teaching profession, the human resources potential of universities, and the introduction of innovations into the educational process.

"As Vladimir Putin noted, it's important to lay the groundwork so that undergraduate and graduate students are prepared to meet the challenges ahead. Thanks to you, the future of our country is being shaped," Dmitry Chernyshenko emphasized.

Antoniy Shvindt also noted his experience in teaching and how it gives him a lot in his current work.

"It's important to impart knowledge, but the role of the educator is no less crucial, as students largely follow the teacher's example and look up to them: what they say, how they speak, and how they carry themselves. Your daily work is of enormous importance in achieving the national goals set by the President," concluded the Deputy Head of the Secretariat of the Deputy Prime Minister.

Deputy Prime Minister Alexey Avetisov read a congratulatory message from Sergei Novikov, Head of the Presidential Administration's Department for Public Projects, on Higher Education Teachers' Day. In his message, Sergei Novikov thanked teachers for nurturing generations of talented specialists and young scientists and for inspiring them with their example to new achievements and discoveries.

Vladimir Stroev, Rector of the State University of Management, also delivered a welcoming speech:

"It's very important that the event is taking place in a sacred place for all educators—the Ministry of Science and Higher Education of the Russian Federation. Previously, we met at regional venues in various cities, and the first day of the forum was held at the State University of Management, but this hall gives the event a special significance. Today, we traditionally present the awards of the All-Russian "Golden Names of Higher Education" competition, which are becoming increasingly significant for the entire teaching community every year. Today is our big, shared celebration."

The awards ceremony was held with the participation of Olga Petrova, Deputy Minister of Science and Higher Education of the Russian Federation, and Elena Lyapuntsova, Chair of the Coordinating Council of the League of Higher Education Teachers.

The forum concluded with a walking and bus tour of Moscow, during which guests visited Zaryadye Park, Victory Park on Poklonnaya Hill, and admired the legendary views of our country's capital.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Permafrost and oil and gas projects on the Polytechnic University's scientific agenda

Translation. Region: Russian Federation –

Source: Peter the Great St. Petersburg Polytechnic University –

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The 3rd industry conference "Oil and Gas Infrastructure on Permafrost Soils" was held in St. Petersburg. The conference focused on the study and discussion of issues related to the operation and construction of oil and gas facilities in permafrost zones.

The first conference on this topic was organized at Peter the Great St. Petersburg Polytechnic University in November 2023. The organizers—SPbPU and Gazprom Neft—set the goal of uniting representatives of the scientific and industrial communities and creating a common platform for exploring new approaches to monitoring, developing, and safely operating facilities in the permafrost zone, as well as adapting them to climate change. The initial experiment proved successful, and a year later, the Polytechnic University the second conference took place "Oil and gas infrastructure on permafrost soils."

This year, the professional community meeting is being held at two venues—not only at SPbPU, but also at the Arctic and Antarctic Research Institute.

The third conference was attended by over 300 representatives of oil and gas companies, service and manufacturing enterprises, and the engineering and scientific communities, including Gazprom, Norilsk Nickel, NOVATEK, Rosneft, Surgutneftegaz, SIBUR, Peter the Great St. Petersburg Polytechnic University, Lomonosov Moscow State University, the Institute of the Earth Cryosphere of the Federal Research Center "Tyumen Scientific Center," the Skolkovo Institute of Science and Technology, and others. Leading Russian scientists, climatologists, government officials, and industry representatives sought answers to the challenges associated with climate change and the development of projects in the permafrost zone. The conference presented new technologies for permafrost soil monitoring and geotechnical monitoring, as well as solutions for thermal stabilization and ensuring the reliability of facilities in the Far North.

The first day of the conference took place at the Arctic and Antarctic Research Institute. Vasily Tokarev, Head of the "Capital Construction of Oil and Gas Facilities" program at SPbPU's Scientific and Technological Complex "New Technologies and Materials," opened the event. Alexey Alkhimenko, Director of the Scientific and Technological Complex "New Technologies and Materials," delivered a welcoming address: "Today marks the opening of the third conference, which has attracted approximately 380 delegates. The number of participants grows each year. Most of them are business representatives, and this is most important; it demonstrates the relevance of the topics we discuss. In my opinion, this is no longer just a conference, but a community capable of addressing issues and working effectively in the chosen field."

Participants in the plenary discussion addressed topics such as the development of a state background monitoring system for permafrost, interaction with regions and businesses, and Gazprom Neft's strategy for technological development in the cryolithozone.

In 2024, Gazprom Neft established the Center for the Development and Operation of Permafrost Fields, which systematizes advanced approaches to the design, construction, and operation of industrial facilities in the Far North. The center's activities are focused on scientific research, comprehensive project assessments, and testing of technologies, equipment, and materials used to build infrastructure on permafrost soils.

More than 70% of promising fields in the Russian Federation are located in extreme zones with permafrost and permafrost soils, making construction difficult. Minimizing risks and increasing the reliability of field operations requires the development of new well construction and operation technologies, new approaches to the design, installation, and reliability of ground infrastructure, and the development of science-intensive products based on modern intelligent technologies.

The range of issues discussed by experts included geotechnical monitoring of oil and gas infrastructure facilities, climate change and environmental initiatives in the Arctic, engineering surveys on permafrost soils, well, pipeline, and road construction, and the development of technologies for the development and operation of facilities. The conference also focused on new approaches to education and training for the oil and gas industry.

The second day of the conference took place at Peter the Great St. Petersburg Polytechnic University.

Alexander Yavarov, Associate Professor at the Higher School of Industrial, Civil, and Road Construction and Leading Researcher at the Scientific and Technological Complex "New Technologies and Materials," spoke at the "Foundations on MMG and Thermal Stabilization Technologies" section. He presented a calculation of the stability of structures under conditions of solifluction and seismic impacts.

At the "Well and Pipeline Construction at MMG" section, Nikolai Vatin, Director of the "Digital Engineering in Civil Construction" Scientific and Technological Complex, discussed the use of fractal analysis of fiberglass pipe structure to monitor the technical condition of composite in-field pipelines. Artem Davydov, a research engineer at the "New Technologies and Materials" Scientific and Technological Complex's testing laboratory, presented a paper titled "Bimetallic Pipelines for the Development of Industrial Infrastructure at Arctic Offshore Fields."

Vladimir Konyushkov, Associate Professor at the Higher School of Hydraulic and Power Engineering, spoke about the design of earth structures in complex geological and climatic conditions at the "Road Design and Construction on MMG" section.

The meeting of the working group "Design and Development of Infrastructure at MMG" was moderated by Vasily Tokarev, head of the "Capital Construction of Oil and Gas Facilities" department and research engineer at the Scientific and Technological Complex "New Technologies and Materials."

Interacting with industry at conferences like these gives us the opportunity to develop relevant topics and stay on top of trends. The Polytechnic University is constantly conducting research into improving construction in permafrost zones. Technologies are being implemented, new projects are being initiated—this is an ongoing process, and we see it as a long-term research agenda for the university," commented Alexey Alkhimenko.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

At RUDN University, experts and students searched for formulas for managing digital reality

Translation. Region: Russian Federation –

Source: Peoples'Friendship University of Russia

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We're constantly competing for audiences and engagement ratings on social media. But how well do we know who's behind these numbers? Reality holds surprises: for example, grandparents spend almost as much time on social media as students. To understand the new digital reality and find the key to managing it, leading media industry experts gathered at RUDN University. The Faculty of Economics hosted a roundtable discussion, "Social Media in Russia: Strategic Challenges and Benchmarks," which served as a platform for dialogue between market professionals and future specialists.

Did you know that grandparents aged 65 spend only 5 percent less time on social media than students, but devote much more attention to such resources than, for example, the average Russian in their early 40s?

Viktor Pinchuk, Deputy General Director of the leading Russian research company Mediascope, spoke about this paradox.

True, these "younger" and "older" demographics rarely overlap on social media because they choose different online platforms. According to a Mediascope study of audience media preferences, while the very young are addicted to TikTok, as they age, the audience migrates to VK, while the gray-haired public finds pleasure in Zen.

Meanwhile, video content appeals to all ages. Gazprom-Media Holding Research Director Daria Pugacheva spoke about the development of the Russian video hosting site RUTUBE.

"Since 2021, the video hosting site's monthly audience has increased 26-fold, and over the past two years, the number of users has grown from 40 to 80 million," noted Daria. "Today, RUTUBE is a major video hosting site with 18.5 million daily viewers, and this audience continues to grow rapidly. The number of channels on the platform has already exceeded 4.5 million."

However, all these changes also pose challenges. While attitudes toward social media and its effects may vary, from a professional perspective, it's undeniable that working with social media is a crucial area of work for modern PR specialists and marketers.

As Elena Apasova, Vice Rector for Strategic Communications at RUDN University, noted, "A single social media post can have a greater impact than a front-page publication in the most widely cited media outlet. Social media is a space for a strategically complex game of chess. It's the arena where audience manipulation occurs. The higher the quality of the audience, the more difficult it is to manipulate. The more demanding the audience, the more challenging it is to generate creative ideas."

Engaging more than 85 percent of the Russian audience over 12 years old in social media requires careful attention from the state as a regulator and driver of change.

According to Nikolai Vasiliev, head of the Analytical Center of the Russian Advertising Industry (ACRI), which works closely with the Association of Communication Agencies of Russia, "social media today has transformed from a communication channel into an infrastructure for shaping identity and behavior. Around the world, social media is viewed as a matter of national security. In Russia, the state should not be an observer, but a creator of rules and content based on our values and the country's long-term interests. And here, the professional assistance of the communications industry is needed in this matter."

The round table participants also gave their assessment of what was happening.

"For the industry, regulatory changes are not so much a restriction as a new framework within which businesses are learning to be flexible. We are seeing brands gradually adapting to the requirements of local platforms, growing interest in their own ecosystems, and exploring new ways to engage with audiences. The market is becoming more mature, with an emphasis on transparency, responsibility, and quality of communication," says Ekaterina Arkhangelskaya, Managing Director of RQ Agency.

The discussion, in which students actively participated alongside experts, inevitably touched on the changes associated with the emergence of new Russian platforms and the introduction of transformative technologies into social media. The future of this sphere is difficult to predict, but it must be prepared now, because the media world must remain manageable.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.