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Financial News: Citizens Complain Fewer About MTPL and Car Loans: Results for the First Nine Months of 2025

Translation. Region: Russian Federation –

Source: Central Bank of Russia

An important disclaimer is at the bottom of this article.

For three quarters complaints to the Bank of Russia The number of complaints from financial services consumers increased by 15.8% compared to the same period last year1. A total of 280 thousand complaints were received.

At the same time, the growth rate is slowing: if the number of complaints in the first quarter of 2025 exceeded the same figure last year by 23.1%, then in the third quarter it was only 11%.

Complaints against insurers have more than halved. The biggest decline is in complaints about compulsory motor third-party liability insurance (CMTPLI), particularly regarding the incorrect application of the bonus-malus coefficient (KBM) (a decrease of almost 70%). This decline is due to the fact that, since November of last year, citizens have been able to quickly and easily verify or dispute their KBM values if they disagree with them through the National Insurance Information System website.

Complaints against banks increased by 21%. Claims remain most often related to measures taken by banks to combat fraudsters and droppers, such as refusing to process transactions and freezing accounts.

Citizens complained about problems with car loans, primarily about unscrupulous banking practices, almost a quarter less frequently. This is partly due to banks signing the memorandum "On the Principles of Fair Car Lending" and refusing to cooperate with dishonest car dealers.

The number of complaints against microfinance organizations has increased by more than 10%. Consumers report problems with refunds for additional services and obtaining payment holidays. However, complaints about pushy additional services, fraud, and inaccurate credit history information have decreased.

Complaints against professional securities market participants decreased by 20.7%. Complaints related to sanctions restrictions primarily continued to decline (a nearly threefold decrease).

In the segment of appeals that concerned non-state pension funds (NPFs), complaints regarding disagreement with the transition from the Social Fund of Russia to NPFs and between NPFs decreased by more than 2 times.

From January to September 2025, the Bank of Russia received 204,300 complaints (an increase of 11.4% compared to the same period in 2024). A single complaint (letter) may concern multiple issues and/or organizations, in which case it is counted as multiple complaints rather than a single one. From January to September 2025, there were an average of 1.4 complaints per complaint, compared to 1.3 complaints the previous year.

Preview photo: Black Salmon / Shutterstock / Fotodom

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

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Denis Manturov chaired the 23rd meeting of the CSTO Interstate Commission on Military-Economic Cooperation

Translation. Region: Russian Federation –

Source: Government of the Russian Federation – Government of the Russian Federation –

An important disclaimer is at the bottom of this article.

Denis Manturov chaired the 23rd meeting of the CSTO Interstate Commission on Military-Economic Cooperation

November 10, 2025

Denis Manturov chaired the 23rd meeting of the CSTO Interstate Commission on Military-Economic Cooperation

November 10, 2025

Denis Manturov chaired the 23rd meeting of the CSTO Interstate Commission on Military-Economic Cooperation

November 10, 2025

Denis Manturov chaired the 23rd meeting of the CSTO Interstate Commission on Military-Economic Cooperation. Documents were signed following the meeting.

November 10, 2025

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Denis Manturov chaired the 23rd meeting of the CSTO Interstate Commission on Military-Economic Cooperation

First Deputy Prime Minister of Russia Denis Manturov, in his capacity as Chairman of the Interstate Commission on Military-Economic Cooperation of the Collective Security Treaty Organization (ICMCC), chaired the 23rd meeting of the commission. With the participation of delegations from CSTO member states, the progress of implementing previously adopted decisions was reviewed and a work plan for 2026 was approved.

The First Deputy Prime Minister outlined priority areas of cooperation between the CSTO member states. Specifically, this includes joint training of personnel for defense enterprises and the development of unified approaches to the standardization of weapons and military equipment.

"I would like to specifically note the current status of work on creating an interstate system for cataloging supplies for the armed forces of our countries. This is a tool for increasing the effectiveness of military-technical cooperation through centralized management of the range and quality of weapons, equipment, components, dual-use products, military-technical equipment, and other assets. A key factor in the effective practical use of the system is the existence of a classifier of economic activities of CSTO states. Work on its development has entered the final stage, and it is necessary to ensure its documentation," stated Denis Manturov.

The First Deputy Prime Minister supported the CSTO Secretariat's initiative to organize the second CSTO Military-Economic Conference next year.

Following the event, Denis Manturov signed the protocol of the 23rd meeting of the CSTO Interstate Commission on Military-Economic Cooperation. Furthermore, together with the heads of national delegations, a number of individual decisions of the CSTO Interstate Commission on Military-Economic Cooperation were signed.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

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November 6, 2025. Great deals on Persian Gulf cruises with Celestyal Cruises. Visa-free travel, convenient departure ports, and a host of included services! Book your winter cruise before November 30, 2025.

Translation. Region: Russian Federation –

Source: Infoflot Cruise Center – Infoflot Cruise Center –

An important disclaimer is at the bottom of this article.

Dear friends,

Visa-free cruises along the Persian Gulf offer a stunning blend of past and future: futuristic architecture and ancient fortresses, vibrant bazaars and luxurious shopping, impressive mosques and wildlife sanctuaries.

With our Black Friday deal, summer can start as early as December! Book cruises on Greek shipping company Celestyal Cruises at a special price until November 30, 2025!*

Rare port calls – the medium-sized ships allow them to call at ports inaccessible to larger vessels, such as Ras Al Khaimah and Al Khasab. Celestyal One offers a single fare with a wide range of services already included in the price of your cruise: accommodation, full-board meals and soft drinks in the main restaurants, entertainment, onboard Wi-Fi, port and service fees. Convenient departure ports with direct flights from Russia – Abu Dhabi, Dubai, Doha. Comfort and Greek hospitality are available on board the ships, which underwent extensive modernization in 2023 and 2024. Language barriers are eliminated – menus are available in Russian and Russian-speaking staff are available in various departments onboard.

Celestyal Discovery and Celestyal Journey: enjoy every moment at sea!

During your voyage, Celestyal Cruises ships will become your cozy home. Spend your time however you choose: sign up for dance or yoga lessons, learn the basics of Greek, or simply relax on a sun lounger by the pool.

Relax and recharge your batteries at our wellness spas and well-equipped gyms:

The Sozo Experience onboard Celestial Journey is an entire deck dedicated to your well-being; the Sozo Beauty Center on Celestial Discovery is the perfect place to unwind after a busy day.

Your cruise includes access to Thalassa and Taverna restaurants, as well as complimentary appetizers at Greek Deli and Pizza Oven. A highly skilled team of chefs lovingly prepares dishes using fresh, local ingredients:

Thalassa – all-inclusive menu options, including vegetarian and dietary options; Taverna – buffet with a wide selection of Mediterranean dishes, pastries, and light snacks. The menu changes daily.

For an additional fee, you can also dine in one of the signature restaurants:

Greek Deli – a restaurant serving Greek cuisine: koulouri (Greek bagels), gyros, and other local delicacies; Grill Seekers – the finest meat dishes and succulent grilled seafood; Smoked Olive – Mediterranean cuisine with a modern twist: pizza, pasta, and risotto; Pink Moon – authentic South Asian dishes: Vietnamese pho, wontons, Thai noodles, and deep-fried dishes; Chef's Table – an exclusive four- to six-course dinner prepared especially for you by the chef. You will also receive a detailed explanation of each dish and the wines paired with it.

Numerous bars offer a wide variety of drinks, from signature cocktails and fine wines to healthy smoothies and aromatic coffee.

Your additional benefits with CelestyalPay: top up your onboard account in advance for drinks and alternative dining options – and receive a bonus from Celestyal Cruises!

Example: If you add 100 EUR to your onboard account in advance, your gift is 15 EUR (= the cost of 3 cups of coffee or 2 glasses of wine on board).

Accommodation in a cabin of your chosen category; full board: breakfast, lunch and dinner; unlimited coffee, tea, water and juice during restaurant opening hours (~6:30–22:00); unlimited soft drinks during meals in the main restaurants Thalassa and Taverna; onboard entertainment; Wi-Fi (for web browsing, email and messaging); port and service charges.

Please note; this information is raw content obtained directly from the information source. It is an accurate account of what the source claims, and does not necessarily reflect the position of MIL-OSI or its clients.

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Financial news: 11/10/2025, 17-12 (Moscow time) the values of the lower boundary of the price corridor and the range of market risk assessment for the security RU000A101XS6 (MOEK BO1P4) were changed.

Translation. Region: Russian Federation –

Source: Moscow Exchange – Moscow Exchange –

An important disclaimer is at the bottom of this article.

November 10, 2025, 5:12 PM

In accordance with the Methodology for determining the risk parameters of the stock market and the deposit market of PJSC Moscow Exchange by the NCC (JSC) on 10.11.2025, 17-12 (Moscow time), the values of the lower limit of the price corridor (up to 101.06) and the range of market risk assessment (up to 1028.13 rubles, equivalent to a rate of 7.5%) for security RU000A101XS6 (MOEK BO1P4) were changed.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

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Alexey Overchuk visited the construction site of a Russian-language school in Bishkek.

Translation. Region: Russian Federation –

Source: Government of the Russian Federation – Government of the Russian Federation –

An important disclaimer is at the bottom of this article.

During his visit to the Kyrgyz Republic, Alexey Overchuk, together with the Chairman of the Cabinet of Ministers and Head of the Presidential Administration of the Kyrgyz Republic, Adylbek Kasymaliev, visited the school construction site in Bishkek.

November 10, 2025

School construction site in Bishkek, Kyrgyz Republic

November 10, 2025

School construction site in Bishkek, Kyrgyz Republic

November 10, 2025

Previous news Next news

During his visit to the Kyrgyz Republic, Alexey Overchuk, together with the Chairman of the Cabinet of Ministers and Head of the Presidential Administration of the Kyrgyz Republic, Adylbek Kasymaliev, visited the school construction site in Bishkek.

During his visit to the Kyrgyz Republic, Deputy Prime Minister of the Russian Federation Alexey Overchuk, together with Chairman of the Cabinet of Ministers and Head of the Presidential Administration of the Kyrgyz Republic Adylbek Kasymaliev, visited the construction site of a school being built in Bishkek as part of a Russian-Kyrgyz intergovernmental project to create joint comprehensive schools with instruction in Russian.

The project includes the construction of nine schools. The new schools will be located in all regions of the republic, including the capital. The schools are expected to be completed in three phases, with three schools per year. The school in Bishkek is included in the first phase of construction and is scheduled to open on September 1, 2027.

More than 11,000 Kyrgyz children will have the opportunity to receive education in Russian in the new schools.

Schools will offer a combined curriculum based on the state educational standards of the Russian Federation and the Kyrgyz Republic. Graduates will receive two certificates—one Russian and one Kyrgyz—which will expand their opportunities for further education.

The Deputy Prime Minister emphasized that cooperation in education is one of the key areas of collaboration between the two countries. "The project to build nine Russian-language schools in Kyrgyzstan demonstrates the strength of our strategic partnership and our shared commitment to developing a common educational space based on mutual respect and trust," noted Alexey Overchuk.

According to him, the initiative is also crucial for expanding cooperation throughout the CIS. "The Russian language is the common language of all peoples of the CIS. The opportunity to study school subjects in Russian and speak it fluently is the key to the future for the younger generations," the Deputy Prime Minister stated.

Alexey Overchuk noted that the republic also runs the "Russian Teacher Abroad" humanitarian project and the "Ambassadors of the Russian Language in the World" international volunteer program. Priority is given to training teaching staff. Kyrgyzstan receives active support in recruiting and retraining teachers specializing in teaching Russian language and subjects according to Russian standards.

The number of Russian teachers in the Kyrgyz Republic has increased more than 12-fold since 2019. Over 200 Russian teachers are providing education in the current academic year, demonstrating the strengthening and expansion of cooperation between the countries.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

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Financial news: 11/10/2025, 15-11 (Moscow time) the values of the upper limit of the price corridor and the range of market risk assessment for the security RU000A1043J1 (Slavnef2P3) were changed.

Translation. Region: Russian Federation –

Source: Moscow Exchange – Moscow Exchange –

An important disclaimer is at the bottom of this article.

November 10, 2025, 3:11 PM

In accordance with the Methodology for determining the risk parameters of the stock market and the deposit market of PJSC Moscow Exchange by the NCC (JSC) on 10.11.2025, 15-11 (Moscow time), the values of the upper limit of the price corridor (up to 108.95) and the range of market risk assessment (up to 1172.13 rubles, equivalent to a rate of 15.0%) of the security RU000A1043J1 (Slavnef2R3) were changed.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

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Financial news: Investments of mutual funds in the Moscow Exchange money market exceeded 1.5 trillion rubles.

Translation. Region: Russian Federation –

Source: Moscow Exchange – Moscow Exchange –

An important disclaimer is at the bottom of this article.

The volume of current investments (open positions) of exchange-traded and open-end mutual investment funds (ETIFs and OPIFs) in Moscow Exchange money market instruments has increased by 41% since the beginning of 2025 and reached 1.5 trillion rubles for the first time.

Money market funds invest in liquid, low-risk instruments, primarily through repo transactions. Over 90% of these assets come from private investors.

The total number of individuals purchasing shares in mutual funds and open-end mutual funds on the Moscow Exchange has increased 1.4-fold since the beginning of the year, reaching approximately 2 million. The average investment per individual investor in money market funds exceeds 700,000 rubles.

Dmitry Danilenko, Director of Money Market Development at Moscow Exchange:

"We see mutual funds actively opening trading positions in the repo market even as the key rate declines. The collective investment market has appreciated the advantages of participating in such transactions: market returns close to the key rate, high reliability, and liquidity. For investors, investing in money market funds is not only a long-term investment tool but also a convenient way to profitably park available funds and access them at any time, along with accrued interest."

They invest in Moscow Exchange money market instruments 18 exchange and 5 open-end mutual funds.

As a benchmark for the return of a money market fund, management companies can use the Moscow Exchange calculated rate RUSFAR money market rate or calculated by the Bank of Russia RUONIA rate.

The Moscow Exchange money market is one of the most important segments of the Russian financial market, used by large corporations, small companies, and individual investors to manage their liquidity. Money market instruments include repos with the Central Custody Transfer (CCT), repos with the Central Custody Transfer (CCT), repos with the Bank of Russia (CBR), interdealer repos, deposits with the CCT, loans, and deposit and loan auctions. Trading is organized by the Moscow Exchange, and clearing and settlement are performed by the National Clearing Center (NCC, part of the Moscow Exchange Group).

Contact information for media: 7 (495) 363-3232PR@moex.com

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

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Financial News: The ruble remained stable in October, and the inflow of funds into deposits increased.

Translation. Region: Russian Federation –

Source: Central Bank of Russia

An important disclaimer is at the bottom of this article.

In October, foreign currency sales by exporters increased to $8.2 billion, returning to the 2025 average. Meanwhile, demand for foreign currency remained unchanged. As a result, the ruble remained within the fluctuation range of the last half of the year.

The volume of foreign currency bond redemptions in October exceeded the volume of placements. Against this backdrop, individuals increased their purchases of foreign currency and investments in foreign currency deposits.

Also in October, the population's interest in ruble deposits increased compared to the previous two months: according to preliminary estimates, the inflow of funds in October amounted to 722 billion rubles.

Read more in the next issue. Review of Financial Market Risks.

Preview photo: Jag_cz / Shutterstock / Fotodom

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

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Financial news: On 2025-11-11, the Federal Treasury will hold a deposit auction of 22,025,364 rubles.

Translation. Region: Russian Federation –

Source: Moscow Exchange – Moscow Exchange –

An important disclaimer is at the bottom of this article.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

CategoriesEconomics, MIL-OSI, Moscow, Russia, Russian Economy, Russian Federation, Russian Language, Moscow Exchange, University life /

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Application selection parameters
Date of the application selection 2025-11-11
Unique identifier for the selection of applications 22,025,364
Deposit currency rubles
Type of funds EKS
The maximum amount of funds placed on bank deposits, monetary units 700,000,000,000
Placement period, in days 1
Date of deposit 2025-11-11
Refund date 2025-11-12
Interest rate for placement of funds (fixed or floating) Single Treasury Account
Minimum fixed interest rate for placement of funds, % per annum 15.76
Basic floating interest rate for placement of funds –
Minimum spread, % per annum –
Terms and conditions for concluding a bank deposit agreement (fixed-term, replenishable or special) Urgent
Minimum amount of funds placed for one application, monetary units 1,000,000,000
Maximum number of applications from one credit institution, pcs. 2
Application Selection Form (Open with Random Ending, Closed, Open with Extension) Open with random ending
Application selection schedule (Moscow time)
Venue for the selection of applications Moscow Exchange PJSC
Applications accepted: from 09:30 to 09:40
Pre-applications: from 09:30 to 09:35
Applications in competition mode: from 09:35 to 09:40
Random trade completion period (sec.): 120
Bet step:
Time step (sec.):
Extension period end time:
Formation of a consolidated register of applications: from 10:20 to 10:50
Setting a cut-off percentage and/or recognizing the selection of applications as unsuccessful: from 10:20 to 11:00
Submitting an offer to credit institutions to conclude a bank deposit agreement: from 11:00 to 12:30
Receiving acceptance of an offer to conclude a bank deposit agreement from credit institutions: from 11:00 to 12:30
Deposit transfer time In accordance with the requirements of paragraphs 63 and 64 of the Order of the Federal Treasury dated April 27, 2023 No. 10n
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Financial news: On 2025-11-11, the Federal Treasury will hold a deposit auction of 22,025,365 rubles.

Translation. Region: Russian Federation –

Source: Moscow Exchange – Moscow Exchange –

An important disclaimer is at the bottom of this article.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

CategoriesEconomics, MIL-OSI, Moscow, Russia, Russian Economy, Russian Federation, Russian Language, Moscow Exchange, University life /

Post navigation

Archives

Application selection parameters
Date of the application selection 2025-11-11
Unique identifier for the selection of applications 22,025,365
Deposit currency rubles
Type of funds EKS
The maximum amount of funds placed on bank deposits, monetary units 250,000,000,000
Placement period, in days 6
Date of deposit 2025-11-11
Refund date 2025-11-17
Interest rate for placement of funds (fixed or floating) Single Treasury Account
Minimum fixed interest rate for placement of funds, % per annum 15.76
Basic floating interest rate for placement of funds –
Minimum spread, % per annum –
Terms and conditions for concluding a bank deposit agreement (fixed-term, replenishable or special) Urgent
Minimum amount of funds placed for one application, monetary units 1,000,000,000
Maximum number of applications from one credit institution, pcs. 2
Application Selection Form (Open with Random Ending, Closed, Open with Extension) Open with random ending
Application selection schedule (Moscow time)
Venue for the selection of applications Moscow Exchange PJSC
Applications accepted: from 09:30 to 09:50
Pre-applications: from 09:30 to 09:35
Applications in competition mode: from 09:45 to 09:50
Random trade completion period (sec.): 120
Bet step:
Time step (sec.):
Extension period end time:
Formation of a consolidated register of applications: from 10:20 to 10:50
Setting a cut-off percentage and/or recognizing the selection of applications as unsuccessful: from 10:20 to 11:00
Submitting an offer to credit institutions to conclude a bank deposit agreement: from 11:00 to 12:30
Receiving acceptance of an offer to conclude a bank deposit agreement from credit institutions: from 11:00 to 12:30
Deposit transfer time In accordance with the requirements of paragraphs 63 and 64 of the Order of the Federal Treasury dated April 27, 2023 No. 10n