Category: Central Bank of Russia

Translation. Region: Russian Federation –

Source: Central Bank of Russia

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Bank lending to companies (including bonds) increased by 2.5% last month, following a 0.7% increase in September – increased demand for financing is typical at the end of the year. As in previous months, ruble-denominated corporate loans accounted for most of the increase.

Household mortgage debt increased by 1.2% after 0.8% in September. Issuance volume increased in both the subsidized and market segments. The share of state-subsidized mortgages decreased slightly but remains high (~75%).

According to preliminary data, the consumer loan portfolio continued to decline (-0.4%, as in September), mainly in the cash loan segment.

Client funds grew by 1.6% after 0.6% in September, half of which came from funds from individuals.

The sector's net profit fell slightly to 310 billion rubles from 367 billion rubles in September, mainly due to foreign exchange revaluation.

For more details, read the information and analytical material "On the development of the banking sector of the Russian Federation in October 2025".

Preview photo: Ground Picture / Shutterstock / Fotodom

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federation –

Source: Central Bank of Russia

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Fintrek, a Bank of Russia project on financial literacy for students, is moving toonline platformand opens the new academic semester with an episode on artificial intelligence. Experts will discuss whether neural networks can be trusted to create a personal budget, how to refine prompts to avoid hallucinations, and what AI-based financial solutions will emerge in the future.

Now, FinTrek's new materials are tailored to audience needs: videos are no longer than 25 minutes long and can be listened to in audio format on the way to university.

The website also features a personal account. It displays your course history, certificates earned, achievements, and upcoming events. You can also share your progress with friends, participate in challenges, and improve your financial literacy together.

The platform contains a library of knowledge from Fintrek's three years of existence: webinars, quizzes, presentations, and other materials.

Each semester, new materials will be released on key topics – from personal budgeting and savings to investments, taxes, pensions, and consumer protection. Flashcards, interactive activities, and additional quizzes will help reinforce your knowledge. To earn a certificate, you must watch several videos, successfully complete the assignments, and pass the final quiz. The most determined participants will receive prizes from the Bank of Russia.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federation –

Source: Central Bank of Russia

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On November 27, 2025, the Bank of Russia will issue a commemorative silver coin of 25 rubles denomination “Donskoy Stavropegic Monastery, Moscow” from the “Architectural Monuments of Russia” series (catalog no. 5115-0168).

A silver coin with a face value of 25 rubles (pure precious metal weight – 155.5 g, alloy fineness – 925) has a circular shape with a diameter of 60.0 mm.

There is a raised edge around the circumference of both the front and back sides of the coin.

The obverse of the coin features a relief image of the State Emblem of the Russian Federation, along with the inscriptions: "RUSSIAN FEDERATION", "BANK OF RUSSIA", the denomination of the coin "25 RUBLES", the year of issue "2025", the designation of the metal according to D.I. Mendeleyev's Periodic Table of Elements, the alloy fineness, the trademark of the St. Petersburg Mint, and the pure weight of the precious metal.

The reverse side of the coin features a relief image of the Donskoy Monastery against a background of clouds, created using the laser matting technique. The inscriptions around the rim read: "DONSKOY MONASTERY" at the top and "MOSCOW" at the bottom, beneath the relief ornament.

The side surface of the coin is corrugated.

The coin is made in proof quality.

The mintage of the coin is 1.0 thousand pieces.

The issued coin is legal tender in the Russian Federation and must be accepted at face value for all types of payments without restrictions.

When using the material, a link to the Press Service of the Bank of Russia is required.

November 26, 2025, 1:12:00 PM

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federation –

Source: Central Bank of Russia

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The Bank of Russia is lifting restrictions on qualified investors investing in settlement instruments whose value is tied to cryptocurrencies through mutual investment funds (MIFs).

The regulator continues to implement initiatives on the access of qualified investors to crypto assets. The relevant regulations contain draft instruction Bank of Russia.

The document also reflects some of the measures that the regulator has already taken discussed with the market. This involves expanding the list of non-exchange-traded securities in which retail mutual funds can invest. However, the share of such assets will be limited to 10% (20% for closed-end funds).

Furthermore, the calculation of concentration limits in retail mutual funds is being streamlined. Specifically, while previously a single company's assets accounted for 10%, this standard now applies to the entire group of related entities.

Comments and suggestions regarding the draft can be sent to the Bank of Russia up to and including December 9, 2025.

Preview photo: FAArt PhotoDesign / Shutterstock / Fotodom

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federation –

Source: Central Bank of Russia

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Financial Congress of the Bank of Russia The forum will take place from July 1–3, 2026, in St. Petersburg. The business program will traditionally include two plenary sessions on the first day of the forum and panel discussions on the following two days.

Direct dialogue with regulators on current economic issues, monetary policy, financial market development, and financial technology makes the congress a unique platform for exchanging opinions and formulating positions on the key challenges facing the financial sector.

Each year, the event attracts over a thousand representatives from the financial market, business, the expert community, government agencies, the media, and the Bank of Russia.

The first day of the forum will take place at the Oktyabrsky Concert Hall, and subsequent days will take place at the New Stage of the Alexandrinsky Theatre.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federation –

Source: Central Bank of Russia

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The number of cashless payments for goods and services increased by 13% in the third quarter of 2025 compared to the same period last year. People are choosing different payment methods, and banks are expanding their fleet of payment terminals across the country.

The number of daily non-cash payments for goods and services from July to September totaled 243 million, representing over 2,800 transactions every second. However, the share of card payments is growing at a slower rate than other non-cash payment methods. For example, people paid for 14% of purchases using biometrics, QR codes, and other non-card payment methods, an increase of 4.5 percentage points compared to the previous year.

Banks, in turn, expanded their network of terminals. Their number at retailers across the country increased by more than 500,000 as of October 1, 2025, compared to the same date last year.

Read more about the dynamics of data in the payments market inmaterials of the Bank of Russia.

Preview photo: Gorodenkoff / Shutterstock / Fotodom

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federation –

Source: Central Bank of Russia

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The Bank of Russia intends to enhance the appeal of public issuers' annual reports by establishing uniform rules for their preparation and maximizing their content with useful information for investors. The regulator's initiatives are reflected in in the report following the public discussion of the report "On the optimization of forms of disclosure of periodic information".

First and foremost, it is planned to establish requirements for the structure and content of a company's main document. In it, issuers will discuss not only their current activities but also their future plans. The document will include a chapter on corporate governance, as well as how the company complies with the principles and recommendations of the Corporate Governance Code. Issuers whose securities are included in level one or two quotation lists will disclose information on their commitment to sustainable development goals.

Static information from companies' 6- and 12-month financial statements will migrate to the annual report. For example, general information about operations, the composition of management bodies, information about controlled organizations, shareholders, and more. Issuers will be able to report operational changes through the disclosure of material facts. This will reduce the volume of periodic publications. Furthermore, the timeframe for issuing financial statements will be shortened.

In the near future, the Bank of Russia intends to begin work on digitalizing corporate reporting, which will subsequently reduce the costs of its preparation and disclosure.

Preview photo: Pasuwan / Shutterstock / Fotodom

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federation –

Source: Central Bank of Russia

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The Bank of Russia adopted solution Extend for one year the period during which companies will not be charged a commission for transactions in digital rubles.

After this, the lowest fees on the payment market will apply. Tariffs have been published. on the Bank of Russia website.

As a reminder, major banks and their client trading companies must provide individuals and businesses with the ability to use digital rubles starting September 1, 2026. For individuals, all transactions with digital rubles, regardless of the grace period, will be free. Furthermore, all users will be able to open or close an account on the digital ruble platform without fees.

Preview photo: Hamara / Shutterstock / Fotodom

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.