Category: Central Bank of Russia

Translation. Region: Russian Federal

Source: Central Bank of Russia

An important disclaimer is at the bottom of this article.

Bank of Russia entered informationabout the Association of Payment Agents in the register of self-regulatory organizations (SRO) in the financial market.

Now, the self-regulation model, which has been successfully applied to the financial market, is being applied to the activities of payment agents, allowing them to flexibly respond to changes, implement best practices, including through standards, and monitor their implementation.

From the date of the appearance of the first SRO, all operators included inrelevant register Bank of Russia, there is an obligation to join any specialized self-regulatory organization within the 90-day period established by lawAfter the specified period, participants in this market who have not joined the SRO will be required to cease their payment acceptance activities.

As a reminder, the Bank of Russia currently registers over 600 payment processors. Through their cash registers and payment terminals, people can pay for goods, utilities, communications, television, and other services, as well as make mandatory payments.

Preview photo: Soonthorn Wongsaita / Shutterstock / Fotodom

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federal

Source: Central Bank of Russia

An important disclaimer is at the bottom of this article.

Since October 1, credit rating agencies (CRA) will begin to revealMore information about the assigned ratings and forecasts for them is available on its website.

In particular, CRAs will describe the impact on the credit rating of the most significant factors determining the entity's ability to meet its financial obligations. It is also necessary to report whether a credit rating has been assigned a "watch" status, the basis for this, and the duration of this status. This status indicates a higher likelihood of a rating review in the near future.

An important innovation is the obligation of the CRA to disclose an assessment of a company's own (independent) creditworthiness, that is, without taking into account external factors that increase or decrease its credit rating.

All these measures will help to harmonize the CRA's practices in disclosing credit ratings and forecasts.

Preview photo: Creativa Images / Shutterstock / Fotodom

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federal

Source: Central Bank of Russia

An important disclaimer is at the bottom of this article.

This year, the course includes four major sections: “Finances for Life,” “Financial Security,” “Banking Services,” and “Inheritance.”

The project has acquired its heroes: Margarita Petrovna, who decided to move south after retirement and plant a rose garden; her grandson Ivan, a bank employee; his colleague Anna, who knows everything about financial products; and notary Vladimir Sergeevich, an inheritance specialist. These characters are easily recognizable; they will help listeners relate to real-life situations and make complex economic and legal topics more understandable.

During online classes, you'll be able to ask the lecturer questions and receive valuable answers. You can join the class individually or as a group. Each participant will receive a certificate.

For those who don't have time to connect to online classes, but want to go through the topics on their own or review difficult questions,official pageA series of cards and short videos appeared on the social network Odnoklassniki as part of the project.

Details – atproject website.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federal

Source: Central Bank of Russia

An important disclaimer is at the bottom of this article.

It's starting online voting for symbols for the new 500-ruble banknote. The banknote is dedicated to the North Caucasus Federal District and its capital, Pyatigorsk. The vote is being held with the support of the National Center "Russia."

Each voter will have to choose two symbols: one for the front of the banknote – from the landmarks of Pyatigorsk; one for the back – from the landmarks of the regions of the North Caucasus Federal District. All symbols received OK experts Banknote Advisory Council.

The landmarks that receive the most votes will be used by artists from the Bank of Russia and Goznak to create the banknote's design. The banknote's design includes foreground and background images, as well as background images and micrographics. All of these will be positioned on the banknote, taking into account the banknote's security features. The final design will be approved by the Bank of Russia's Board of Directors.

The new 500-ruble banknote will join other banknotes that have undergone modernization. They are designed according to a unified concept: one banknote represents one federal district. The updated 100- and 5,000-ruble notes are already in circulation. At the end of the year, the Bank of Russia will introduce the 1,000-ruble note with a new design.

Voting will end on October 14 at 12:00 Moscow time.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federal

Source: Central Bank of Russia

An important disclaimer is at the bottom of this article.

Any business that needs a break from servicing its loan can receive a payment deferment, regardless of whether its revenue has decreased.

The maximum loan amount eligible for payment holidays depends on the size of the business: up to 10 million rubles for the self-employed, up to 60 million rubles for microenterprises, up to 400 million rubles for small companies, and up to 1 billion rubles for medium-sized companies.

A loan holiday can be taken once every 5 years for a period of 6 months for each loan, if the entrepreneur has several.

The law applies to loans and credits issued from March 1, 2024. During the grace period, businesses are exempt from paying the original debt, but interest will accrue at the rate specified in the agreement and may be capitalized monthly.

Preview photo: Bangkok Click Studio / Shutterstock / Fotodom

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federal

Source: Central Bank of Russia

An important disclaimer is at the bottom of this article.

Such dynamics This is primarily due to a reduction in illegal cashing operations in the banking sector. These transactions decreased by 19%, to 15.9 billion rubles.

Cash withdrawals from corporate and individual entrepreneur payment cards fell by more than half, to 1.7 billion rubles, while through individual accounts they fell by 11%, to 14.2 billion rubles.

Suspicious transactions with signs of offshore funds transfer in the first half of 2025 remained at the same level as in the same period of 2024. They were the lowest since the monitoring began, totaling 8.5 billion rubles.

The trend of reducing suspicious transactions is facilitated by the work Know Your Customer platforms(ZSK Platform). Using its information, over the three years of the platform's existence, banks have restricted transactions on the accounts of more than 178,000 high-risk, unscrupulous companies and individual entrepreneurs. Moreover, 97.3% of entities listed on the ZSK Platform have low risk. In demand serviceThe Bank of Russia's service, which allows you to check a company's risk level on the regulator's website and thus evaluate your counterparty, has been in operation for almost a year, and has received over 500,000 requests.

Preview photo: Tadamichi / Shutterstock / Fotodom / Shutterstock / Fotodom

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federal

Source: Central Bank of Russia

An important disclaimer is at the bottom of this article.

Participants will take a quick financial literacy checkup and test their knowledge in tasks based on real-life situations. This year, the project's mascot, Efim Lapkin the raccoon, will assist them during the assessment.

The test is traditionally designed for both adults and children. Younger students will learn the basic concepts of financial literacy through a game-like approach, develop a healthy attitude toward money, and save for their dreams. Adults will learn how to effectively manage their budget, avoid being scammed by unscrupulous sellers when purchasing financial products, make informed financial decisions, and save for retirement. All participants will benefit from testing their skills in avoiding scams.

Middle and high school students will be able to test their skills in the Olympiad competition from October 14–16, with tasks developed by HSE faculty. Successful completion of this competition will allow them to advance directly to the finals of the All-Russian "Higher Standard" Olympiad in Financial Literacy. Participation in this Olympiad provides benefits for university admissions.

You can take the test individually or as part of a family team. At the end, all participants will receive personalized recommendations to help them fill gaps in their financial knowledge, and upon successful completion, a personalized certificate.

The online assessment offers two difficulty levels: basic and advanced. To begin, you can test your skills by taking the short version, which requires no registration.

Details – atproject website.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federal

Source: Central Bank of Russia

An important disclaimer is at the bottom of this article.

On October 1, 2025, the Bank of Russia will issue commemorative silver coins "Rose" from the "Diamond Fund of Russia" series:

– denomination of 3 rubles;

– denomination of 25 rubles;

– denomination of 25 rubles with a colored coating.

The Diamond Fund is a unique collection of valuable historical and artistic treasures, works of jewelry, rare gemstones, and precious metal nuggets. One of the Fund's exhibits is the world-famous platinum rose brooch, adorned with nearly 1,500 diamonds.

Silver coins of 3 rubles (pure precious metal content – 31.1 g, alloy fineness – 925) and 25 rubles (pure precious metal content – 155.5 g, alloy fineness – 925) have a round shape with a diameter of 39.0 and 60.0 mm, respectively.

The coins have a raised edge along the circumference on both the front and back sides.

On the obverse of the coins is a relief image of the State Emblem of the Russian Federation, and the inscriptions: "RUSSIAN FEDERATION", "BANK OF RUSSIA", the denomination of the coins "3 RUBLES", "25 RUBLES", the date "2025", the designation of the metal according to the Periodic Table of Elements of D.I. Mendeleyev, the alloy fineness, the trademark of the St. Petersburg Mint and the pure mass of the precious metal.

On the reverse side:

– coins of 3 rubles (catalog No. 5111-0530) and 25 rubles (catalog No. 5115-0166) have a relief image of the “Rose” brooch; at the top left along the circumference is the inscription “DIAMOND FUND OF RUSSIA”;

– the 25-ruble coin with a colored coating (catalog No. 5115-0167) features a relief image of a "Rose" brooch against the background of a fragment of a traditional Old Russian ornament, executed in color and using the laser matting technique; at the top left along the circumference is the inscription "DIAMOND FUND OF RUSSIA".

The side surface of the coins is corrugated.

The coins are produced in proof quality.

Coin circulation:

– 3 rubles denomination – 3.0 thousand pieces;

– denomination of 25 rubles – 0.5 thousand pieces;

– 25 ruble coins with a color coating – 0.5 thousand pieces.

The issued coins are legal tender in the Russian Federation and are accepted at face value for all types of payments without restrictions.

When using the material, a link to the Press Service of the Bank of Russia is required.

September 30, 2025

10:24:00

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federal

Source: Central Bank of Russia

An important disclaimer is at the bottom of this article.

Systemically important credit institutions (SICI) will begin to comply with the requirements from October 30, 2025. new national short-term liquidity coverage ratio (NSLR) instead of the current Basel standard.

Changes This will allow for a more accurate assessment of SZKO risks by taking into account the specifics of the Russian financial market. Key innovations include expanding the scope of highly liquid assets and clarifying cash outflow ratios.

Banks will be required to submit their NNCL reporting for the first time as of November 1, 2025. Since the reporting form for the new planned standard will come into effect in January 2026, until then, banks will submit NNCL data as part of their current Basel standard forms. The Bank of Russia will provide additional clarifications on completing the reporting forms.

Preview photo: Alex Kravtsov / Shutterstock / Fotodom

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.