Category: Banking

Posted on

Interest rates on deposits have become even higher

Translation. Region: Russian Federation –

Source: Solid Bank – Solid Bank –

An important disclaimer is at the bottom of this article.

Effective November 19, 2025, Solid Bank has made changes to its line of deposits for individuals. Specifically, rates on the "Golden Autumn" and "Stable Interest" deposits have been increased by 0.5%.

Now:

• Base rate for deposit "Golden Autumn" – 16% per annum.

The remaining conditions remain the same:

• Duration – 91 days.

• Amount – from 30,000₽ to 5,000,000₽.

• Interest payment – at the end of the deposit term.

• Base rate for "Stable Interest" deposit – 14.5% per annum.

• Duration – 180 days.

• Amount – from 50,000₽.

• Interest payment – at the end of the deposit term.

• Replenishment – allowed during the first 60 calendar days.

You can read the full terms and conditions of deposits on the bank's website.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Posted on

Solid Bank ceases operations with Zolotaya Korona

Translation. Region: Russian Federation –

Source: Solid Bank – Solid Bank –

An important disclaimer is at the bottom of this article.

Solid Bank is ending its money transfer service with the Zolotaya Korona payment system. Effective November 14, 2025, transfers will no longer be sent or issued.

The termination of this cooperation will not affect the quality and availability of basic services for the bank's clients.

Please take this information into account when planning money transfers.

8 800 775 56 06 (free call within Russia).

www.solidbank.ru

Solid Bank JSC. General License No. 1329 of the Central Bank of the Russian Federation.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Posted on

US policy is to blame – in September, the world's central banks set a record for gold purchases.

Translation. Region: Russian Federation –

Source: Mainfin Bank –

An important disclaimer is at the bottom of this article.

Why is the demand for gold growing rapidly in the world?

The increased desire of central banks to shift from dollar-denominated reserves to gold and foreign exchange reserves is a result of the unstable international situation. Factors driving the increased demand for gold include:

the presence of geopolitical uncertainty; economic instability in the world; the desire of banks to diversify assets; the aggressive trade policy of the US President; the increase in the number of military conflicts.

Gold remains the safest and most reliable means of preserving capital during periods of instability. As a result, amid high demand, prices for the precious metal are rising, and central banks are increasing purchases despite the increased cost.

Which countries contribute the most to their gold and foreign exchange reserves?

In September, gold purchases were 79% higher than the previous month – central banks purchased 39 tons of the metal, 27 tons more than the annual average. Among the largest buyers were:

Brazil, which purchased 15 tons for the first time since the beginning of the year; Kazakhstan, which purchased 8 tons; Guatemala – 6 tons; Russia purchased 3 tons of gold in September.

"Banks will continue to increase their gold purchases, which will lead to an even greater increase in prices – precious metals are in demand worldwide amid economic uncertainty," the expert noted.

Even greater demand for gold is expected if the US and China fail to reach a trade agreement: the imposition of tariffs and import bans on certain goods will lead market participants to seek to protect their assets. Factors driving up gold prices include the crises in Japan and France, as well as the US shutdown. This year alone, gold prices have increased by more than 50%, and are expected to rise by 27% in 2024.

09:00 11.11.2025

Source:

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Posted on

Help protect you from scammers

Translation. Region: Russian Federation –

Source: Solid Bank – Solid Bank –

An important disclaimer is at the bottom of this article.

Fraudulent schemes are becoming increasingly sophisticated, and we want to stay one step ahead, together with you! To better understand the problems and situations facing the public, the Bank of Russia is conducting an annual survey of individuals and businesses from November 1 to 28.

You can help:

– to determine the degree of satisfaction of the population with the level of security of financial services,

– develop and implement measures to improve the convenience and security of banking services,

– to identify new methods of deception,

– improve the population protection system,

– warn others about possible risks.

The survey is completely anonymous and takes 3-5 minutes to complete, but its results can really help make the financial services industry safer.

Take the survey to learn more about scammers and fraudulent activities. To complete it: go to follow the link.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Posted on

Our app is available on RuStore

Translation. Region: Russian Federation –

Source: Solid Bank – Solid Bank –

An important disclaimer is at the bottom of this article.

The SolidPAY mobile app is now available for download on the domestic platform, RuStore. We continue to expand our capabilities to ensure convenience for every bank client.

The app has a familiar interface and the same functionality. Users can:

– managing your card accounts,

– requesting and receiving additional certificates and extracts,

– remote submission of some client applications,

– control of funds in deposits and savings accounts.

Find the app in the RuStore and install it on your devices to keep your finances always at hand!

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Posted on

On the introduction of a new version of the Regulations for the provision of services on the stock market

Translation. Region: Russian Federation –

Source: Solid Bank – Solid Bank –

An important disclaimer is at the bottom of this article.

We inform you that a new version of the Regulations for the Provision of Services on the Stock Market will come into force at Solid Bank JSC on November 28, 2025.

The full text of the document can be found at the link http://solidbank.ru/investment-services/brokerage-service/documents/.

Changes have been made to the document structure (Sections 1.1–1.6), disclosure deadlines, and the retention period for confidential information. Information on testing has been added (Section 1.11.7). Risk declarations have been supplemented (Appendices 9a, 9b, 9c), the Broker's Report form has been updated (Appendix 11), and a new Appendix has been created (Notice of Agreement Termination – Appendix 14). Changes have also been made to service fees (Appendix 7).

For any questions regarding this notice, please call: 7 (495) 644 40 47

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Posted on

Interest rates on short-term deposits have been raised

Translation. Region: Russian Federation –

Source: Solid Bank – Solid Bank –

An important disclaimer is at the bottom of this article.

Starting November 7, Solid Bank is raising interest rates on two short-term deposits for individuals: "Golden Autumn" and "Stable Interest." Now, the returns on these deposits will be even more attractive to the bank's depositors.

Golden Autumn – a seasonal deposit for 3 months, where the rate has now increased to 15.8% per annum. Other terms remain the same:

• Base rate – 15.5% per annum. Possible increase to 15.8% per annum when applying for a debit card under the “Solid PRIME” and “Salary” tariff plans.

• Amount – from 30,000 to 5 million rubles.

• Duration – 91 days.

• Interest payment is made at the end of the deposit term.

• Replenishment, expenditure transactions, prolongation – not provided.

"Stable percentage" – a replenishable deposit for six months, the rate of which has risen to 14.3% per annum.

Conditions:

• The base rate is 14% per annum. It can be increased to 14.3% per annum when applying for a debit card under the Solid PRIME or Salary tariff plans. Or when applying for the Income Protection 2.0 insurance program at the premium rate for 181 or 367 days.

• Amount – from 50,000 rubles. No restrictions on the maximum allowable amount.

• Duration – 180 days.

• Interest payment is made at the end of the deposit term.

• Replenishment – allowed during the first 60 calendar days.

• Extension is provided. The deposit is extended automatically under the terms and conditions in effect at the time of extension.

You can see the full range of Solid Bank deposits by clicking here follow the link.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Posted on

Account/deposit details have been changed. The account has been transferred to the Kamchatka branch's balance sheet.

Translation. Region: Russian Federation –

Source: Solid Bank – Solid Bank –

An important disclaimer is at the bottom of this article.

Dear customers!

In connection with the opening of the Kamchatka branch, the client base was converted to the balance of the Kamchatka branch. As a result, SMS messages about the change in details were sent to clients affected by these changes.

From November 5, 2025:

1. Branch Office No. 16 of Solid Bank JSC in Petropavlovsk-Kamchatsky was closed, and the Kamchatka branch of Solid Bank JSC was opened in its place. Clients of Branch Office No. 16 of Solid Bank JSC in Petropavlovsk-Kamchatsky were transferred to the Kamchatka branch for servicing.

2. Branch Office No. 18 of JSC Solid Bank in Yelizovo has come under the administrative control of the Kamchatka branch of JSC Solid Bank; clients of Branch Office No. 18 of JSC Solid Bank in Yelizovo have been transferred to be serviced by Branch Office No. 18 in Yelizovo of the Kamchatka branch of JSC Solid Bank.

3. A change in the name of a Bank division does not entail a change in the rights and obligations of the Bank to the Client, or the Client to the Bank.

4. All accounts, including card accounts, operate as usual; there is no need to renew the bank account/deposit agreement.

5. Due to the reorganization, the account/deposit details have changed. If the Client receives funds into the account (from an employer, the Pension Fund, etc.), the senders must inform the new account details.

6. Current account details will be sent in a separate SMS message to all customers affected by these changes.

Important: If you receive transfers to this account (from your employer, Pension Fund, etc.), provide the new details to the specified services.

We also remind you that the current details of the bank and its branches are posted on the bank's website in the "Details" section at the following link:http://solidbank.ru/bank-register/In the "City" filter, select the city where you opened your Solid Bank account.

Please take this information into account.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Posted on

Without a court ruling, the Federal Tax Service clarified the new procedure for collecting debts from Russians effective November 1.

Translation. Region: Russian Federation –

Source: Mainfin Bank –

An important disclaimer is at the bottom of this article.

How will the Federal Tax Service collect debts from Russians without a court order?

Tax authorities no longer need to obtain a court ruling on individuals' debts – a simplified (automated) procedure for collecting tax arrears has come into effect in Russia. Debt write-off occurs in several steps:

The tax authority that has recorded the arrears sends the citizen a notice—via the taxpayer's account, Gosuslugi, or by mail. Russian citizens have 30 business days to dispute the assessment. If they agree with the debt, no action is required; the amount will be forcibly debited from their accounts within the specified period. If there is a dispute, the taxpayer submits a recalculation request or complaint—either online or by mail. The Federal Tax Service makes a decision on the request within one month; this period may be extended by an additional 30 days. During the review period, the disputed amount will be removed from the Unified Tax System (UTS), allowing the citizen to pay other taxes, and no collection will be carried out.

Based on the appeal, the Federal Tax Service will decide whether to grant the citizen's claim or deny it. If the debt is not recalculated, the taxpayer can file a complaint with a higher-level tax authority.

What are the benefits of writing off tax debts without going to court?

It would seem that the new procedure benefits only tax authorities, as the Federal Tax Service now has more opportunities to collect debts from Russians. However, the simplified debt write-off procedure also has advantages for individuals:

The deadline for filing a complaint against assessed taxes has been increased from 20 (with a court order) to 30 business days; the procedure for assessing and appealing tax arrears has become more transparent; and debtors will no longer have to pay legal fees, which previously increased expenses.

"The interests of debtors will now be protected—automatic debits will be suspended during the proceedings, and the disputed charge will be excluded from the unified account," the Federal Tax Service stated.

Russians will not be able to file a dispute with assessed taxes for all types of payments. For example, it will not be possible to appeal taxes related to business and professional activities, as well as personal income tax declared by the individual (i.e., declared independently).

10:00 04.11.2025

Source:

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Posted on

The victim's friends are involved in the scam – the scammers have perfected the scheme

Translation. Region: Russian Federation –

Source: Mainfin Bank –

An important disclaimer is at the bottom of this article.

How have scammers modernized their scheme to extort money from Russians?

This sophisticated scam, like most others, relies on social engineering, whereby the victim is misled and forced to transfer money to the scammers. The scheme involves several stages:

The scammer contacts the victim, posing as an employee of a bank, law enforcement agency, the State Services portal, investment platforms, etc. The victim is offered the chance to "save money" from theft or increase their capital—the cover story can vary. To implement the plan, the victim must transfer their savings to an acquaintance, friend, or relative—ideally, if the two people have previously conducted banking transactions. The acquaintance will then personally transfer the funds to the scammers, without attracting the attention of the bank's security services.

IN T-bank Reports indicate that the number of cases of fraud using victims' friends has increased by 60%. A complex chain of stolen funds helps fraudsters bypass credit institutions' anti-fraud systems.

What should bank clients do to avoid becoming victims of fraud?

Financial security and literacy are talked about literally everywhere – representatives banksThe media, law enforcement agencies, and independent experts are warning Russians about the risks of fraud. However, no preventative measures have yet produced the desired results—people of all ages, social status, and education are falling for scammers. To avoid becoming a victim, experts urge:

Avoid entering payment information on dubious websites; use a separate card with a minimum balance for online purchases; filter calls using software to immediately see who is calling from an unknown number; do not disclose personal information to third parties or share codes from SMS; if you receive a call "from the bank's security service," contact the organization using the official number or visit a branch in person.

"It's important to monitor the payment transactions of children and elderly relatives—these individuals are at the highest risk. It's advisable to enable transaction notifications on your phone and set acceptable spending limits," the expert recommends.

Cyberpolice urges Russians to critically evaluate offers of high incomes, as scammers often disguise themselves as investment platforms. These scams may involve famous people (actors, athletes, politicians), as well as the victims' relatives.

12:00 10/28/2025

Source:

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.