Category: Центральный банк России

Translation. Region: Russian Federal

Source: Central Bank of Russia –

An important disclaimer is at the bottom of this article.

In January-June 2025, ordinary motorists issued 17.9 million classic MTPL policies for personal cars, which is 4.2% more than a year earlier. The number of motor hull insurance contracts with citizens also increased by almost 5%.

During this period, the average cost of classic MTPL policies for private cars of ordinary people decreased by 4%, to 6.8 thousand rubles, and the payment on them increased by an average of 17% and amounted to 108.4 thousand rubles. The average insurance premium for motor hull insurance for individuals remained virtually unchanged – 20.3 thousand rubles, while the payment increased by an average of almost 12%, to 183.1 thousand rubles.

Overall, the insurance market grew by about a third in the first half of the year, to 1.8 trillion rubles. Read more about the situation on the market in January-June of this year in"Review of key performance indicators of insurers for the second quarter of 2025".

Preview photo: Nikolaborovic / Shutterstock / Fotodom

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federal

Source: Central Bank of Russia –

An important disclaimer is at the bottom of this article.

From September 1, microfinance organizations (MFOs) must check, whether the details for transferring an online loan really belong to the borrower. This will help fight fraudsters who draw up contracts for unsuspecting citizens and receive the money themselves.

Now MFIs will be required to verify the name, patronymic (if any) and last name (or the first letter of the last name) of the person who wants to take out a loan and the owner of the account or card to which the money will be received. To do this, they will request information about the owner of the account or card from the bank. In addition, the person can provide a certified certificate from the Federal Tax Service about the accounts and cards opened by him. This will speed up the receipt of the loan.

For clients who have already taken out two or more loans from an MFI within a year prior to the date of the new application and used the same bank account or card, verification is not required.

If a person does not plan to take out a loan in the near future, he can set self-prohibition to conclude consumer credit or loan agreements with him.

Preview photo: Andrii Yalanskyi / Shutterstock / Fotodom

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federal

Source: Central Bank of Russia –

An important disclaimer is at the bottom of this article.

Bank customers who have had their accounts and cards suspended or their access to remote banking services (such as a mobile application) restricted should know the grounds for this and what to do to restore service. This is reported ininformation letter of the Bank of Russia.

Nowadays, people often do not understand why their card was blocked and how to solve this problem, since credit institutions do not always clearly disclose the reasons for their actions.

In its letter, the regulator draws attention to the fact that banks must provide their clients with full information on the basis of which federal law and in accordance with which of its provisions the decision was made. Banks should clearly distinguish between the requirements of Federal Law No. 161-FZ "On the National Payment System", aimed at combating fraudulent transactions, and Federal Law No. 115-FZ "On Combating the Legalization (Laundering) of Criminally Obtained Incomes and the Financing of Terrorism". It is important that banks inform clients of what they need to do to protect their rights and lift restrictions.

Currently, the regulator records cases where a bank, referring to both laws simultaneously, does not have sufficient grounds for introducing double restrictions. This practice is also unacceptable, and banks should avoid it.

The Bank of Russia will monitor how credit institutions comply with its recommendations.

Preview photo: Rabbi Creative / Shutterstock / Fotodom

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federal

Source: Central Bank of Russia –

An important disclaimer is at the bottom of this article.

From September 1, 2025, health insurance organizations (except foreign insurance organizations) engaged in compulsory medical insurance will be able to operate throughout the territory of Russia.

Federal Law No. 552-FZ of 28.12.2024 "On Amendments to Certain Legislative Acts of the Russian Federation" comes into force. Previously issued licenses for the provision of compulsory medical insurance services with a list of regions for work on the territory of the Russian Federation are subject to renewal within a year, until September 1, 2026. More details about changes— on the website of the Bank of Russia.

Preview photo: Pixfiction / Shutterstock / Fotodom

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federal

Source: Central Bank of Russia –

An important disclaimer is at the bottom of this article.

The new admission rules take into account the changes made to the Federal Law “On Mutual Insurance Societies” and the Law “On the Organization of Insurance Business in the Russian Federation” and will come into force on September 1, 2025.

The main innovations in the admission procedure were the presence of mutual insurance companies' own funds (capital) and the expansion of requirements for the business reputation of officials, similar to those of insurance organizations: the qualification requirements for managers are similar to the requirements for managers of an insurance organization.

More details about changes— on the website of the Bank of Russia.

Preview photo: Costello77 / Shutterstock / Fotodom

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federal

Source: Central Bank of Russia –

An important disclaimer is at the bottom of this article.

Retail investors' assets in brokerage accounts grew to 11 trillion rubles thanks to the influx of new money and the growth in the cost of bonds. The number of clients with more than 10 thousand rubles in their accounts increased to 5.1 million people.

Net contributions from retail investors amounted to 574 billion rubles, almost twice as much as a year earlier. This was influenced by a decrease in deposit rates and market expectations of further easing of monetary policy.

The investment structure has changed slightly. The share of bonds has grown to 35%, the highest since the end of 2020. In anticipation of further rate cuts, investors sought to secure high yields on long-term OFZs and medium-term corporate bonds. The share of Russian stocks in the portfolio has decreased to 28%, the lowest since the end of 2022. Units account for 16%, of which 9% are units of money market exchange-traded funds.

Read more in"Review of key indicators of brokers for the second quarter of 2025".

Preview photo: Andrey_Popov / Shutterstock / Fotodom

Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.