Category: Центральный банк России

Translation. Region: Russian Federation –

Source: Central Bank of Russia

An important disclaimer is at the bottom of this article.

On the first day of the event, a plenary session will be held featuring Bank of Russia Governor Elvira Nabiullina. It will focus on strategic areas of information security in the financial sector for the coming years, including the regulator's plans to combat cyberfraud.

Program architecture The forum includes over 30 thematic sessions. These include innovations in banking to combat cyberfraud, including the use of artificial intelligence. Participants will also discuss cybersecurity in the platform economy, countering deepfakes and personal data leaks, and import substitution. Separate sessions will be devoted to training information security specialists, combating credit fraud, and other relevant issues.

The Cybersecurity in Finance Forum will be held from February 18 to 20, 2026, in Yekaterinburg.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federation –

Source: Central Bank of Russia

An important disclaimer is at the bottom of this article.

The influx of new capital into the stock market in Q3 2025 was the highest since the beginning of 2021. Retail investors deposited 872 billion rubles into brokerage accounts, up 52% from the previous quarter. Three-quarters of this volume came from qualified investors.

This interest in stock market instruments is explained by a decrease in deposit rates against the backdrop of a general easing of monetary conditions.

The number of clients with assets increased from 5.1 million to 5.3 million, with beginning investors more likely to top up their accounts immediately after opening. The segment of clients with portfolios over 6 million rubles grew significantly, growing three times faster than the mass market segment.

Investors favored bonds, reaching 38% of their portfolio, while stocks accounted for only 25%. Long-term OFZs with fixed coupons, quasi-currency securities of exporters, and ruble-denominated corporate bonds were in demand.

Thanks to the influx of new money into brokerage accounts and the rise in the value of debt securities, retail investor assets grew from 11 trillion to 11.8 trillion rubles over the quarter.

Read more in"Review of Key Broker Indicators" for Q3 2025.

Preview photo: Midnight Studio TH / Shutterstock / Fotodom

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federation –

Source: Central Bank of Russia

An important disclaimer is at the bottom of this article.

In order to minimize the consequences of restrictions imposed by foreign states, as well as to avoid possible sanctions against financial market participants and (or) their counterparties, the Bank of Russia plans to extend the right of non-credit financial institutions in 2026 not to disclose information stipulated by decisions of the Board of Directors of the regulator datedDecember 24, 2024 and fromFebruary 14, 2025.

When using the material, a link to the Press Service of the Bank of Russia is required.

03.12.2025 11:47:00

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federation –

Source: Central Bank of Russia

An important disclaimer is at the bottom of this article.

1 Including taking into account the discussed extension of the special powers of the Bank of Russia to make such decisions established by Federal Law No. 46-FZ of 08.03.2022 "On Amendments to Certain Legislative Acts of the Russian Federation", Federal Law No. 55-FZ of 14.03.2022 "On Amendments to Articles 6 and 7 of the Federal Law "On Amendments to the Federal Law "On the Central Bank of the Russian Federation (Bank of Russia)" and Certain Legislative Acts of the Russian Federation in Terms of the Specifics of Changing the Terms of a Credit Agreement, Loan Agreement" and Article 21 of the Federal Law "On Amendments to Certain Legislative Acts of the Russian Federation".

2 Except for information on the adoption by the general meeting of shareholders (participants) of a decision on reorganization.

3 With the exception of non-banking KOs – central counterparties and KOs – central depositories, which, as infrastructure organizations of the financial market, apply the decision of the Board of Directors of the Bank of Russia dated December 24, 2024 (planned to be extended), as well as special decrees of the Government of the Russian Federation.

4 Work is underway on state registration of changes to reporting forms.

5 For example, in the absence of historical reporting of borrowers to assess their financial position (FP); in the presence of formal signs of a possible lack of real activity of a borrower registered in a new entity, if the KO recognizes its activity as real; the possibility (regardless of the FP assessment) to assess the quality of debt servicing on a loan as good before the payment deadlines established by the loan agreement, or during loan restructuring.

6 For example, for loans to replenish working capital, fulfill state and municipal contracts, to borrowers – housing developers, for the creation or development of production in new regions of the Russian Federation.

7 Ensuring Category I quality in accordance with Chapter 6 of the Bank of Russia Regulation of June 28, 2017 No. 590-P “On the procedure for the formation by credit institutions of reserves for possible losses on loans, loan and equivalent debt.”

8 Order of the Ministry of Economic Development of Russia dated November 28, 2016 No. 763 “On approval of requirements for funds to facilitate lending (guarantee funds, surety funds) and their activities.”

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federation –

Source: Central Bank of Russia

An important disclaimer is at the bottom of this article.

The regulator will limit the risks of banks' investments in immobilized assets (IA)—non-core assets that have no repayment requirements, are illiquid, and carry equity risks. These include investments in property, excess fixed assets, and ecosystems.

To achieve this, a risk-sensitive limit (RSL) will be introduced to measure the concentration of immobilized assets. The bank will be required to cover immobilized assets exceeding the RSL with capital. As a result, the risks of excessive investment in such assets will be shifted from depositors and creditors to the bank's shareholders.

The Bank of Russia has developed draft regulations, which defines the methodology for calculating the RCL. The draft stipulates that banks will classify IAs into one of three groups with an immobilization coefficient ranging from 1 to 3, depending on the riskiness of the asset (its type, liquidity, and length of time on the balance sheet).

The maximum value of the RCL indicator is set at 25% of banks' capital. The draft also introduces a 5-year (from 2027 to 2031) phased schedule (100–85–70–50–25%) for achieving the target RCL level.

More information about the RCL can also be found in the publication published in May 2025 Bank of Russia report.

Preview photo: Gajus / Shutterstock / Fotodom

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federation –

Source: Central Bank of Russia

An important disclaimer is at the bottom of this article.

The growth in the value of asset held by management company clients slowed slightly in the third quarter, from 7.1% to 5.7%. The key segment – mutual investment funds – accounted for almost three-quarters of the growth. The volume of assets under trust management also increased significantly. pension funds NPF.

Net inflows into mutual funds increased by almost 42% over the quarter, reaching 908.8 billion rubles. Open-end mutual funds saw the largest growth, driven by funds investing in bonds and money market instruments. They achieved significant returns thanks to growth in the debt market and continued high money market rates.

The volume of assets under trust management reached a new all-time high of 3.2 trillion rubles. The two-year-long outflow of clients from this segment has finally given way to an influx. Qualified retail investors have shown interest in customized strategies, having already invested 75 billion rubles in them.

Read more in "Review of key performance indicators of management companies for the third quarter of 2025".

Preview photo: PeopleImages / Shutterstock / Fotodom

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federation –

Source: Central Bank of Russia

An important disclaimer is at the bottom of this article.

From December 9, 2025, the tariff corridor for compulsory motor vehicle liability insurance (OSAGO) will be expanded by 15% in both directions for all types of transport, except for motorcycles, for which the limits will be shifted by 40%. This is provided for indication Bank of Russia.

For ordinary car owners who insure their personal cars, the rate corridor has remained unchanged for over three years (since September 2022). During this time, the average OSAGO insurance premium has increased by 1.5 times. In the first nine months of 2025 alone, it increased by 16% compared to the same period last year. Meanwhile, the average OSAGO policy price for January–September of this year, by contrast, decreased by 4%.

The regulator's directive also updates the territorial coefficient (TC) values. It is being reduced for 20 territories and increased for 28. Among the latter, the largest TC increase (doubling) is envisaged for five territories in the Novosibirsk Region and three territories in the Republic of Ingushetia. In these two regions, for the past five years is preservedhigh level of risk of unfair actions in compulsory motor third party liability insurance.

Tariff adjustments will allow insurers to offer policies at fair prices that more accurately reflect drivers' risks.

Preview photo: Kirill Kukhmar / TASS

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federation –

Source: Central Bank of Russia

An important disclaimer is at the bottom of this article.

On December 1, 2025, the Bank of Russia will issue coins in a numismatic set in souvenir packaging:

– denominations of 1 and 5 kopecks made of steel plated with cupronickel;

– in denominations of 10 and 50 kopecks made of steel with brass galvanic coating;

– in denominations of 1, 2 and 5 rubles made of steel with nickel galvanic coating;

– 10 ruble coin made of steel with brass galvanic coating.

The packaging features panoramic views of ancient Moscow, a city where coins have been minted since the late 14th century. The Bank of Russia released its first numismatic set last year.

The coin with a denomination of 1 kopeck has a round shape with a diameter of 15.5 mm, the denomination of 5 kopecks – 18.5 mm, the denomination of 10 kopecks – 17.5 mm, the denomination of 50 kopecks – 19.5 mm, the denomination of 1 ruble – 20.5 mm, the denomination of 2 rubles – 23.0 mm, the denomination of 5 rubles – 25.0 mm, the denomination of 10 rubles – 22.0 mm.

The obverse and reverse sides of the coins have a raised edge around the circumference.

The side surface of coins with a denomination of 1, 5, 10 and 50 kopecks is smooth, coins with a denomination of 1 ruble are corrugated, coins with a denomination of 2, 5 and 10 rubles have intermittent corrugation.

On the front side:

– coins of 1, 5, 10 and 50 kopecks denominations feature a relief image of St. George the Victorious on horseback, slaying a dragon with a spear, along the rim – the inscription "BANK OF RUSSIA" and the year of issue "2025", on the right – the letters S-P (St. Petersburg), indicating the mint – manufacturer;

– coins of 1, 2, 5 and 10 rubles denominations feature a relief image of the State Emblem of the Russian Federation, above it along the edge is the semicircular inscription “RUSSIAN FEDERATION”, framed on both sides by double diamonds, on the right is the trademark of the St. Petersburg Mint, under the emblem in the center in two lines is the inscription “BANK OF RUSSIA” and the year of issue “2025”.

On the reverse side:

– coins of 1, 5, 10 and 50 kopecks denominations have the denomination of the coins in the center in two lines – “1 KOPEK”, “5 KOPEK”, “10 KOPEK” and “50 KOPEK”, respectively, and at the bottom there is a stylized image of plant branches;

– coins of 1, 2 and 5 rubles denomination have the denomination of the coins in two lines in the center – “1 RUBLE”, “2 RUBLES” and “5 RUBLES”, respectively, and on the left and right – a stylized image of plant branches;

The 10-ruble coin features a two-line denomination inscription in the center—"10 RUBLES"—against a background of vertical lines, with stylized images of plant branches to the left and right. Inside the numeral "0" is a security feature in the form of the number "10" and the inscription "RUB," visible from different angles.

The quality of the coins is improved (“brilliant uncirculated”).

The circulation of the set is 35.0 thousand pieces.

The coins issued in the numismatic set are legal tender in the Russian Federation and are accepted at face value for all types of payments without restrictions.

When using the material, a link to the Press Service of the Bank of Russia is required.

November 28, 2025, 10:24:00 AM

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federation –

Source: Central Bank of Russia

An important disclaimer is at the bottom of this article.

The total volume of pension funds in Russia exceeded 9 trillion rubles in the third quarter, growing by 4.3% quarter-on-quarter. This growth was driven by positive investment returns and an influx of funds into voluntary pension programs.

The pension savings portfolio of non-state pension funds (NPFs) has grown to 3.6 trillion rubles, while the volume of savings held in the Russian Social Fund has exceeded 2.8 trillion rubles. The volume of NPF pension reserves has again demonstrated maximum growth, reaching 2.7 trillion rubles. Since the beginning of the year, the Long-Term Savings Program has received over 160 billion rubles in savings contributions, and over 100 billion rubles in pension savings have been transferred.

Non-state pension funds increased their investments in debt instruments. They purchased OFZs with fixed coupon income and sold bonds with variable coupon income. This allowed the funds to lock in high rates and secure additional returns amid expectations of further monetary easing.

Read more in "Review of key indicators of non-state pension funds for the third quarter of 2025".

Preview photo: MMD Creative / Shutterstock / Fotodom

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federation –

Source: Central Bank of Russia

An important disclaimer is at the bottom of this article.

Full-time students majoring in information security and IT are eligible to participate in the cyber championship. It will be held from February 16–20, 2026, at the "Cybersecurity in Finance" forum in Yekaterinburg.

After submitting their applications, students will participate in online practice-oriented training provided by the Bank of Russia and a qualifying round consisting of team competitions. Ten strongest finalist teams will be selected. At a cyber training ground in Yekaterinburg, participants will use their acquired knowledge to investigate major information security incidents. Their results will be evaluated by the Bank of Russia's management and representatives of financial and technology companies partnering with the youth program. The winners will receive cash prizes and gifts from the forum's partners.

Applications will be accepted until January 16, 2026.youth program website.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.