Category: Т‑Банке

Translation. Region: Russian Federation –

Source: T-Bank –

An important disclaimer is at the bottom of this article.

Why buy MTPL insurance through T-Bank?

We've compiled the main advantages for drivers.

You can apply online 24/7 in any region. The policy is electronic, so you don't have to go to an office or stand in line to purchase or renew your insurance.

There are no commissions or hidden fees, so the final cost of your MTPL policy won't change: you'll pay exactly the amount you see when calculating the price through T-Bank.

A wide selection of insurers. See offers from 21 companies on one screen, easily compare them, and choose the best option. You can also view the insurance company's rating and read real customer reviews.

A discount on the bonus-malus coefficient (KBM) for accident-free driving when purchasing insurance with a limited list of drivers is applied when calculating the price.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federation –

Source: T-Bank –

An important disclaimer is at the bottom of this article.

How to buy a Mazda at T-Auto.

T-Auto is a service for drivers available in the T-Bank app and on the website. Here's a step-by-step guide to buying a car.

Choose a car from our catalog: Mazda or any other brand, such as LADA, Haval, Changan, or Geely. We represent over 20 manufacturers.

Submit a request using the form: just your phone number and name are required. A T-Auto manager will then contact you. They will oversee the transaction until you receive the keys to your new car.

Reserve a car: make a deposit of 10,000 ₽. This is required to lock in the price. If for any reason you decide to cancel the purchase, we'll refund the full amount—without penalties.

Discuss the details of the purchase and sale with the manager.

They'll help you find a car loan, discuss the terms of your old car's trade-in, and arrange a test drive at the dealership. If needed, they'll also arrange for compulsory motor vehicle liability insurance (OSAGO) and comprehensive insurance (CASCO) so you can get behind the wheel as soon as you receive your car.

Sign the documents and pick up your car.

You can pick it up at a dealership in your region or have it delivered to your home. We'll tow your car free of charge at your convenience.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federation –

Source: T-Bank –

An important disclaimer is at the bottom of this article.

We've launched a service that makes it easy to pay for self-service car washes online. There's no need to download separate apps, enter your card number, find cash, or buy special tokens from a station attendant if other payment methods aren't working. Everything can be done in a couple of clicks directly in the T-Bank app.

The Car Wash service is available in the T-Bank app starting with version 6.13.5 on Android and iOS. If you don't see the service, update to the latest version. using the instructions.

How to use the Car Wash service

Open the T-Bank app → "City" section → "Car washes." You can also access the service through the search or "Auto" section.

Allow geolocation access, and a map will appear showing all car washes connected to the service. Car washes aren't available in all cities yet, so check the nearest stations in the app beforehand.

Select a suitable car wash, or if you're already there, we'll show you automatically. Then, on each screen, you only need to complete one action: select the bay, the amount you plan to wash your car for, and pay for the order from your T-Bank account.

Select a car wash on the map. Park your car in a free bay and enter its number. Enter the amount you want to wash your car for. Each car wash has its own minimum payment, which is displayed in the service.

You pay for the car wash's operating time: the higher the amount, the longer you can use it. Important: park your car in the bay before paying. Once the payment is received, the car wash will begin immediately. If you book extra time and finish early, you won't be able to get a refund.

Wash your car as usual: use the spray gun with water, foam, wax, and other settings. If the amount you paid isn't enough, click the "Extend Wash" button in the service center and pay extra. Then simply drive out of the garage.

There's no need to go to the cashier or use a terminal at the station. The receipt will be sent to the email address you specified in your T-Bank app profile.

Why use car washes in the city.

Pay online. No need to worry about cash, buying tokens, or using a terminal. No need to enter your card number either: we'll debit the order cost from your T-Bank account.

Get up to 10% cashback on every order. You can earn up to 3,000 rubles in points or miles, depending on your T-Bank card. Cashback will arrive on your statement date.

24/7 support. We'll answer your questions and help you at any time—even at night. For example, if there's a problem and your car wash won't start, contact T-Bank's support chat in the app or your personal account at tbank.ru—we'll do our best to resolve the issue quickly.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federation –

Source: T-Bank –

An important disclaimer is at the bottom of this article.

How to buy EVOLUTE at T-Auto

T-Auto is a service for buying a new car through the T-Bank app and website. Here's a step-by-step guide to the car-buying process.

Select a brand and model from the catalog. In addition to EVOLUTE, T-Auto offers cars from LADA, Haval, TANK, Moskvich, Geely, and other brands—more than 20 manufacturers in total.

If you need help choosing a model or trim level, please submit a request. A service manager will help you find a car that fits your needs and budget, free of charge.

Reserve the car and make a deposit of 10,000 ₽. This deposit is required to lock in the price of the car. The price will not change during the transaction, even if you decide not to purchase additional equipment or options.

Discuss the details of the transaction with a manager. They will help you obtain a car loan, including through a government support program, calculate the trade-in price for your old car, arrange comprehensive insurance and compulsory motor vehicle liability insurance, and conduct a test drive at the dealership.

Sign the documents and pick up your car. You can pick it up from a dealership in your area or have it delivered to your home. We'll tow it for you free of charge.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federation –

Source: T-Bank –

An important disclaimer is at the bottom of this article.

When is it beneficial to take an installment plan using a button?

Installment plans can help with everyday tasks. Here are just a few scenarios:

I need money for a large purchase.

For example, instead of postponing your vacation, you can take out an installment plan for your tour and pay it back at your own pace.

Unexpected expenses have arisen.

For example, if your monthly budget is already exhausted, but you urgently need to buy groceries, you can arrange an installment plan for the already paid purchase and calmly spend the freed-up money on treatment.

You're worried that the product will become more expensive, but you don't have the spare money for it right now.

Installment plans allow you to lock in the price. For example, if you saw an inexpensive air conditioner on a classifieds site in March, you can immediately transfer the money to the seller; the price of the equipment may skyrocket by summer.

The same goes for sales. Prices rise, and it's more profitable to take out an installment plan while the discounts are in effect—even if the purchases weren't planned.

You need to buy a lot of things at once.

For example, during renovations, it's easier to take out an installment plan and buy building materials and a new sofa right away, rather than wait until you have enough money for the next purchase.

You can calculate when it is more profitable to pay with a credit card and when it is better to pay with a credit card in installments on our website. calculator.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federation –

Source: T-Bank –

An important disclaimer is at the bottom of this article.

How the Chinese New Year platform works

Open the platform.

Go to the T-Bank app → "City" → "Travel".

Click on the "Chinese New Year" banner.

Select your travel dates and number of people. We'll show you the average cost of the trip: a direct flight and a hotel night, plus transportation, meals, and excursions. If you'd like to compare deals on other dates, simply adjust the dates in the calendar, and we'll update the information automatically.

Our calculations will include the approximate cost of airfare, hotels, food, transportation, excursions, and souvenirs for the dates and number of people you specify. To see how much we've budgeted for each category, click on the total.

Plan other activities. People travel to China for the Lunar New Year celebrations not only to witness the spectacular lantern festivals and participate in temple fairs and folk festivals, but also to visit the Shanghai Biennale of Contemporary Art, the Mutianyu Ice and Snow Festival, a section of the Great Wall of China, and enjoy the light show over Victoria Harbor in Hong Kong. We've compiled tour options and other activities in the "Where to Go" section.

In China, the New Year is tied to the lunar calendar. In 2026, it begins on February 17th. On the T-Travel platform dedicated to the holiday, you can plan your trip in detail to attend traditional festivals.

Book a hotel. Find the most convenient accommodation option in the "Where to Stay" section. You can select and pay for your hotel room in just a few taps, and your check-in information will be stored in our app—always at your fingertips. We'll also send a voucher to your email.

Buy a plane ticket. Then proceed to the "How to fly" section. Search for flights using specific filters, such as "Cheaper" or "With baggage." Tap the desired one to view flight options. After payment, we'll save your flight information in our app and send you an itinerary receipt via email.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federation –

Source: T-Bank –

An important disclaimer is at the bottom of this article.

Why buy a car from T-Auto?

We show you the car's price upfront. Our service shows the manufacturer's price—it won't increase during the transaction. Additionally, some models come with a bank discount.

We don't push additional services or equipment. You don't have to buy replacement tires, floor mats, or other accessories, or take out a car loan or insurance. Without all of these, the price of the car won't change.

We complete your purchase online. No need to make unnecessary trips to the dealership, the bank if you're taking out a loan, or the insurance company if you need insurance. All you need to do is inspect the car, sign the paperwork, and pick up the keys—we'll take care of the rest.

We'll arrange a test drive. If you'd like to evaluate the car in action, a manager will arrange a time and find a dealership convenient for you.

We offer paperless car loans and insurance. You can purchase a car with a loan and insure it with compulsory motor third-party liability insurance (OSAGO) or comprehensive insurance (CASCO) with the coverage you need. OSAGO and financing are processed entirely online, and if your CASCO insurance requires an inspection, our representative will conduct it at your convenience.

We'll bring the car and documents to you. If you don't have time to go to the dealership, we'll deliver the car and documents to your home or another location free of charge.

In addition to LADA, T-Auto also offers cars from Russian and Chinese brands: Chery, Haval, Exeed, Changan, Omoda, Jaecoo, Jetour, BAIC, Kaiyi, Moskvich, and others.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federation –

Source: T-Bank –

An important disclaimer is at the bottom of this article.

Why use Fuel?

Earn cashback. We'll credit up to 7% of your first fill-up, and subsequent fill-ups will be credited depending on your card's loyalty program. For example, if you have a Black debit card, keep an eye out for increased cashback categories. Among them is "Fuel in the City"—select it to get back up to 5%, and sometimes up to 15%, of your order amount over the course of a month.

Search for gas stations by brand and fuel type. Set filters—we'll show all matching stations on the map, along with the distance to each and the price per liter.

Save your favorite gas stations. Add stations you frequently visit or simply like to "Favorites." This is convenient, for example, if you're far from the gas station but want to quickly find it on the map and plan a route.

Buy coffee without waiting in line. At Gazpromneft gas stations, you can order and pay for your drink online—no need to fill up. It'll take less than a minute and you won't have to wait in line at the checkout. Get cashback on your purchase.

Earn bonuses. Topliv offers loyalty cards for not only Gazpromneft gas stations, but also Neftmagistral and Teboil. If you use these brands, add your cards to the service and earn bonuses.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federation –

Source: T-Bank –

An important disclaimer is at the bottom of this article.

Why order groceries in the City?

Cashback for every order. We'll give you 15% cashback on your first purchase in the "Supermarkets" service, and 1% on subsequent purchases. To earn even more, choose the upgraded "City Supermarkets" category: you can earn up to 30% cashback on all purchases for a month.

Smart Search. Compare prices across all stores and choose the best one. To do this, enter the product name in the search bar on the service's main page. This feature is available in app versions 6.22 and later. If you don't have it, update the application.

Installment payments. Split your order payments into installments if you're not ready to pay them all off. During the payment process, turn on the "Installment Plan" toggle and select the payment term. We'll show you the monthly payment amount and the one-time fee. This option is available for orders over 500 ₽. If it's not visible, update the application.

24/7 support. If you encounter a problem—for example, you're waiting a long time for a courier or your order isn't complete—contact us via the T-Bank app chat. We'll contact the store and try to resolve the issue promptly.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.

Translation. Region: Russian Federation –

Source: T-Bank –

An important disclaimer is at the bottom of this article.

Shares is a T-Bank service that allows you to split the cost of a purchase into four parts: you receive the item immediately and pay for it gradually over six weeks.

Previously, the service was only available at our partner online and offline stores. Now, you can use Shares to pay for clothing, cosmetics, baby items, and other items at any retail location. You can also split everyday payments into shares, such as internet, TV, mobile phone bills, tuition, utilities, transportation, and games in the T-Bank app.

The service is available to all customers and works everywhere: in the "Payments" section of the T-Bank app, in our partner apps, in online and offline stores, when paying by QR code, or by phone with T-Pay on Android.

When you sign up, you'll receive ₽30,000 in Shares for purchases. This limit is renewed monthly. The more you use the service, the higher the limit. The maximum amount is ₽70,000.

How to pay for a purchase in Shares

It all depends on the payment method.

Using your Black card or T-Pay on Android. In the T-Bank app, select your Black card account and tap "In Shares" in the upper right corner. After this, all future purchases will be split into shares until you tap "In Shares" again → "Disable Shared Payments."

If you use an Android smartphone, you can pay for your purchases with Doli contactlessly—just tap your phone on the terminal at the checkout.

When you pay, 25% of the total amount and a service fee will be debited from your account; the remaining three payments will be debited automatically every two weeks.

Via QR code. Scan the QR code using the smart camera in the T-Bank app. To do this, tap "Scan QR code" on the app's main screen. Or simply use your smartphone's camera.

The payment screen will then open. Select the "Pay in Shares" option: to do this, slide the toggle switch to the right and make sure it's blue. Click the "Pay" button. You'll then see a screen with transaction details.

The "Share" service is currently available for payments using QR codes from Sber and SBP. Starting in January, QR codes from T-Bank will be added to this list.

In the "Payments" section of the T-Bank app, select the desired payment—for example, "Housing and Utilities," "Government Services," or "Education." Enter the amount and select "Pay in Installments" → "Pay."

Why pay for purchases with Shares?

The service allows you to split your payment into four equal installments. This way, you'll receive the item immediately, as if you'd paid for the entire purchase.

You can easily track your repayment schedule in the T-Bank app.

Doli makes budgeting easy. Here are the service's key benefits:

No need to save: you pick up the item and pay only a portion of its cost. For example, you can use Shares to pay for sneakers on sale and lock in a great price, even if you're short on cash right now. There's no long-term commitment. You'll have time to pay for the entire purchase within six weeks, and you can pay the rest early if you like. The purchase won't break your budget. If you're planning on buying something large, like a refrigerator or a new laptop, you won't have to spend a large amount upfront and save on other expenses.

Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.