Financial News: The Bank of Russia presents a concept for supervisory stress testing of banks for discussion with the market.

Translation. Region: Russian Federal

Source: Central Bank of Russia

An important disclaimer is at the bottom of this article.

Annual supervisory stress testing will become mandatory for all systemically important banks starting in 2028. The stress test results will impact the assessment of the bank's economic position and, consequently, the amount of contributions to the Mandatory Deposit Insurance Fund. They will also be factored into internal capital adequacy assessment procedures, which may determine whether the bank will receive an additional capital buffer.

The new approach will encourage credit institutions to accumulate the capital reserves necessary to independently overcome potential stress, which will increase the resilience of the banking sector as a whole.

For more details, please read the public consultation report. "The Concept of Supervisory Stress Testing of Credit Institutions"Responses to the questions posed in the report, as well as comments and suggestions regarding it, may be sent to the Bank of Russia up to and including October 17, 2025.

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