Translation. Region: Russian Federal
Source: Central Bank of Russia –
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Among the initiatives planned to be implemented by the end of 2025 is a clarification of approaches to the provisioning of loans to individuals, in particular to the use of official data to assess the financial position of borrowers. The concept of supervisory stress testing and the concept of subordinated capital instruments will be published.
Next year, it is planned to review approaches to reserving loans for legal entities — in particular, to define a mandatory set of debt burden indicators and the limits of their values for assessing the financial position of borrowers. The possibility of allowing banks to apply reduced risk weights for loans under public-private partnership agreements is also being considered.
Among the stages already completed, the following can be highlighted:
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