Translation. Region: Russian Federation –
Source: Central Bank of Russia
An important disclaimer is at the bottom of this article.
The number of credit reports received by individuals from credit bureaus (CBs) increased by 9% in the first half of 2025. Banks and microfinance organizations (MFOs) also sent a third more requests to CBs for information containing individual loan recipient ratings. Demand for CBs' services is growing among MFOs amid the growing share of online loans: credit assessment (scoring) services nearly doubled in one year.
Credit report information allows lenders to reduce the amount of overdue debt in their portfolios, lending to more creditworthy borrowers. According to the Bank of Russia's calculations, the potential savings have increased by almost a quarter over the past year: every ruble spent on a credit report can reduce overdue debt by more than 280 rubles.
Read more in"Analytical review of the credit information system based on the results of the first half of 2025".
Preview photo: oatawa / Shutterstock / Fotodom
Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.