Translation. Region: Russian Federation –
Source: Central Bank of Russia
An important disclaimer is at the bottom of this article.
Updated: December 21, 2023
The clarification regarding a unique (non-repeating) record concerns the data aggregation (grouping) rule. Subsection 1.1 does not require the presentation of information about each individual electronic payment instrument, unless it is the only electronic payment instrument with a set of codes in columns 2B8 that differs from all other sets of codes entered for other electronic payment instruments.
Data aggregation is performed based on the sets of codes specified in columns 2-8 for each individual EPI. This requirement means that electronic payment instruments with identical characteristics, i.e., for which the code values in columns 2-8 are identical, are "collapsed" into a single report row, while the quantitative values entered for columns 9, 10, or 11 are summed.
The form of technical implementation of the specified procedures in the software is at the discretion of the reporting credit institution.
EXAMPLE:
The reporting company issued a total of 8 electronic payment instruments:
Two Mir credit cards were issued to individuals located in the Ryazan region. The payment cards were issued to clients. Both cards were valid as of the reporting date and opened during the reporting quarter. The first card was used for transactions during the reporting quarter, while the second card was not used for any transactions (Clients 1 and 2). One Mir debit card was issued to a trading company located in the Belgorod region. The card was issued to a company representative. During the reporting quarter, the company representative made purchases using this card. As of the reporting date, the company closed the card. (Client 3) Five Internet Wallets. Three of the wallets are non-personalized ESPs, without identification, and two are personalized ESPs, with full identification. The holders of the personalized ESPs are located in the Pskov region. All wallets are active as of the reporting date, with two clients opening them during the reporting quarter. All ESPs were used for payments at retail and service establishments during the reporting quarter (clients 4-8).
For the specified ESPs, the following codes are filled in columns 2-8 and values in columns 9-11 during the report preparation process:
| Column 2 | Column 3 | Column 4 | Column 5 | Column 6 | Column 7 | Column 8 | Column 9 | Column 10 | Column 11 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Client 1 | 3 | 61000 | 2 | 1 | 8002 | MIR (NSPK) | 1 | 1 | 1 | |
| Client 2 | 3 | 61000 | 2 | 1 | 8002 | MIR (NSPK) | 1 | 1 | ||
| Client 3 | 1 | 14000 | 1 | 1 | 8002 | MIR (NSPK) | 1 | |||
| Client 4 | 3 | 4 | 3 | 8418 | Internet wallet | 1 | 1 | |||
| Client 5 | 3 | 4 | 3 | 8418 | Internet wallet | 1 | 1 | |||
| Client 6 | 3 | 4 | 3 | 8418 | Internet wallet | 1 | 1 | |||
| Client 7 | 3 | 58000 | 4 | 1 | 8418 | Internet wallet | 1 | 1 | ||
| Client 8 | 3 | 58000 | 4 | 1 | 8418 | Internet wallet | 1 | 1 |
Based on the data presented, the set of codes in columns 2-8 is the same for the following groups of ESP clients:
for ESP clients 1 and 2 for ESP clients 4, 5, 6 for ESP clients 7 and 8
Based on the results of data aggregation (grouping), the following information should be presented in the report:
| Line number | Column 2 | Column 3 | Column 4 | Column 5 | Column 6 | Column 7 | Column 8 | Column 9 | Column 10 | Column 11 |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | 3 | 61000 | 2 | 1 | 8002 | MIR (NSPK) | 2 | 1 | 2 | |
| 2 | 1 | 14000 | 1 | 1 | 8002 | MIR (NSPK) | 1 | |||
| 3 | 3 | 4 | 3 | 8418 | Internet wallet | 3 | 3 | |||
| 4 | 3 | 58000 | 4 | 1 | 8418 | Internet wallet | 2 | 2 |
A similar aggregation principle applies to Subsection 1.2, Section 2, Subsection 3.1 and Section 4 of the report.
Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.