Translation. Region: Russian Federation –
Source: Central Bank of Russia
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In the first half of 2025, businesses received 29% more microloans from microfinance organizations (MFOs) providing entrepreneurial financing than the previous year. The main driver of this growth was active lending to sellers on marketplaces.
This business segment accounts for 44% of loans issued by this category of MFIs. Sellers typically borrow money for short terms to cover cash flow gaps. These loans are quickly repaid, significantly increasing the MFIs' disbursement volume. At the same time, they have a smaller impact on portfolio growth, as the average receipt for them is significantly lower than in other business segments.
The MFI portfolio continues to be dominated by larger loans aimed at financing socially significant projects within the framework of state programs to support small and medium-sized enterprises (SMEs). Planned increaseIncreasing the maximum microloan amount for businesses from 5 million to 15 million rubles will allow entrepreneurs and companies to attract resources to scale their operations, which will contribute to the competitiveness of SMEs and create growth potential for this segment.
The business segment's loan portfolio maintains a high level of security: 70% of the portfolio is secured by collateral, sureties, or bank guarantees.
Read more in"Trends in the Microfinance Business Financing Market for the First Half of 2025".
Preview photo: Stock-Asso / Shutterstock / Fotodom
Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.