Translation. Region: Russian Federation –
Source: Mainfin Bank –
An important disclaimer is at the bottom of this article.
What is known about VTB's palm-based payment technology?
VTB is proposing to identify customers using palm scans through updated payment terminals – the technology is intended to become an alternative to biometrics. Users will be able to pay with their palms using the following method:
The customer places their hand over the IR sensor on the terminal. The system analyzes their unique fingerprint, including the pattern of capillaries. The bank identifies the customer and finds the card selected for payment. The funds are debited—the entire process takes 10-15 seconds.
It is expected that biometric data will be stored in the Unified Biometric System, and for widespread adoption of the technology, the bank will need to upgrade its acquiring terminals. The exact launch date for palm payments has not yet been set.
Which other banks are implementing biometric technologies in payment services?
The rapid development of biometric payments in Russia began amid the imposition of Western sanctions, which limited contactless payments, causing difficulties for clients. Biometric technologies are already in use at several Alfa-Bank branches, where palm-scan access to safe deposit boxes has been available since 2018, but the technology is only available at the flagship branch.
"Russian banks have managed to resolve the issue of blocked payment apps on iOS. For example, T-Bank clients can now pay via T-Pay, and Sber has launched Bluetooth payments," the expert noted.
Sberbank also launched a biometric smile payment platform in 2023; this service will be available to clients of other banks starting in late 2024. Sberbank also announced the introduction of hand-scan payments through Finpolis. To implement this project, the bank will no longer need to update its terminals or connect to the Unified Biometric System (UBS) to store biometric data. Biometric technologies are also being developed in other countries; for example, in China, you can now pay for a subway ticket with your palm.
10:00 10/14/2025
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