Translation. Region: Russian Federal
Source: Moscow Government – Moscow Government –
An important disclaimer is at the bottom of this article.
Moscow Guarantee Fund, subordinate to the capital Department of Entrepreneurship and Innovative Development, opened service Assistance to businesses in restructuring their credit obligations. It is aimed at companies that need to renegotiate their loan repayment terms and reduce their debt burden.
If the payment schedule or amount on an existing loan becomes too burdensome for a business, and negotiating with the bank is impossible, a loan restructuring service can be used. This process helps entrepreneurs maintain financial stability and continue operating without the risk of business interruption.
How to get the service
The entrepreneur must contact the business lending assistance center, provide the company's tax identification number (TIN), information about the current loan, and the reasons for which restructuring is required.
Specialists from the Moscow Guarantee Fund will analyze the company's financial situation and assess the feasibility of changing the payment schedule or amount. They will help prepare a justification for negotiations with the bank and participate in meetings with bank and business representatives.
Specialists will guide you through every stage and help you establish a constructive dialogue with the bank, acting as advisors to the entrepreneur. This format makes the restructuring process more transparent, increases the likelihood of a positive decision, and helps you choose the most suitable terms to preserve your business.
From January to August 2025, 190 restructurings were successfully completed with the support of the Moscow Guarantee Fund. As a result, companies were able to reduce financial pressure, preserve jobs, and continue operations.
The service is free and in demand by entrepreneurs across a wide range of industries and businesses of all sizes, from small organizations to manufacturing companies. It allows them not only to review their payment schedules but also to build a more sustainable model for interacting with banks. Previously, support was provided through individual consultations. This experience formed the basis for this new comprehensive service, which allows for a more rapid dialogue with banks and a solution to restore financial stability.
Maintain business stability
For example, Tradepack, a company that produces corrugated paper and cardboard, applied to the Moscow Guarantee Fund twice. The support terms were adjusted to meet the company's needs in the current market situation. This helped maintain the company's stability.
Similar situations arise for companies operating in the retail sector. For example, OOO TD Fruktovaya Semya, a wholesale fruit supplier, faced changes in supplier deferment terms and extended delivery times. The company twice sought assistance from the Moscow Guarantee Fund and was able to restructure its obligations, allowing it to continue operations without significant losses.
Debt restructuring is part of a comprehensive system of support measures available to Moscow businesses. More detailed information about current financial assistance measures is available from specialists at the Moscow Guarantee Fund's Business Lending Support Center. Entrepreneurs will be informed about the program's features, terms, and criteria, and will be recommended banks based on the specifics of their projects. A free consultation is available on weekdays by calling 7 495 926-26-95 or by phone.website.
Interest rates on preferential loans for businesses have been reduced in the capital.
Support for entrepreneurs is provided within the framework of the federal project “Small and Medium Entrepreneurship and Support for Individual Entrepreneurial Initiatives,” which is part of the national project "Efficient and competitive economy"More information about Russia's national projects and the capital's contribution can be found atspecial page.
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Please note: This information is raw content obtained directly from the source. It represents an accurate account of the source's assertions and does not necessarily reflect the position of MIL-OSI or its clients.
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